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RBL BankBOM:540065 -1.32%73 Pretax Margin % is 10.72% as of Mar. 2026, which is 16% below its 10-year median of 12.79. GuruFocus rates BOM:540065 with a GF Score™ of 73/100 and a GF Value™ of ₹303.99 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,527 Banks companies, RBL Bank ranks worse than 90.31% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. RBL Bank's Pre-Tax Income for the
three
months ended in Mar. 2026 was ₹2,941 Mil. RBL Bank's Revenue for the
three
months ended in Mar. 2026 was ₹27,426 Mil. Therefore, RBL Bank's pretax margin for the quarter that ended in Mar. 2026 was 10.72%.
The historical rank and industry rank for RBL Bank's Pretax Margin % or its related term are showing as below:
BOM:540065'
s Pretax Margin % Range Over the Past 10 Years
Min: -3.11 Med: 12.79 Max: 22.98
Current: 10.54
BOM:540065's Pretax Margin % is ranked worse than 90.31% of 1527
companies
in the Banks industry
Industry Median: 34.67
vs BOM:540065: 10.54
RBL Bank (BOM:540065) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
RBL Bank Pretax Margin % Related Terms
RBL Bank Pretax Margin % Historical Data
* Premium members only.
The historical data trend for RBL Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, RBL Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RBL Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, RBL Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where RBL Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RBL Bank (BOM:540065) has a Pretax Margin % of 10.72% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on RBL Bank and its competitors. This is 16% below median its historical median of 12.79. According to the industry distribution chart, RBL Bank ranks #1379 out of 1527 companies in the Banks industry, placing it in the top 90.3%.
Is RBL Bank's Pretax Margin % too high?
RBL Bank's current Pretax Margin % of 10.72% is 16% below median its 10-year median of 12.79. The Banks industry median Pretax Margin % is 34.67. RBL Bank's value of 10.72% is 69.1% below this industry median. Based on the distribution chart, RBL Bank ranks #1379 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, RBL Bank has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RBL Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, RBL Bank ranks #1379 out of 1527 companies for Pretax Margin %. This places RBL Bank in the lower half of its industry. The industry median Pretax Margin % is 34.67. RBL Bank's value of 10.72% is 69.1% below this benchmark. While the company's 10-year median is 12.79 vs. the industry median of 34.67, RBL Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RBL Bank's current Pretax Margin % of 10.72% is 69.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on RBL Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RBL Bank's current Pretax Margin % is 10.72%, which is 16% below median its own 10-year median of 12.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RBL Bank stock overvalued right now?
Based on GuruFocus' analysis, RBL Bank (BOM:540065) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹303.99, compared to a current price of ₹372.90 — trading 22.7% above its estimated fair value. The current Pretax Margin % is 10.72%, which is 16% below median its 10-year median of 12.79 and 69.1% below the Banks industry median of 34.67. RBL Bank's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For RBL Bank (BOM:540065), the current Pretax Margin % is 10.72% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RBL Bank (BOM:540065) Overvalued in 2026?
Based on GuruFocus' analysis, RBL Bank stock appears to be overvalued.
The current stock price of ₹372.90 is trading 22.7% above its estimated GF Value™ of ₹303.99.
GuruFocus considers RBL Bank to be Modestly Overvalued.
Key valuation signals for BOM:540065:
Pretax Margin %: 10.72% (16% below median its 10-year median of 12.79)
GF Value™: ₹303.99 vs. price of ₹372.90 (22.7% above fair value)
Industry Position: 69.1% below the Banks median (#1379 of 1527)
No single metric tells the full story. See the BOM:540065 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RBL Bank Ltd is an Indian commercial bank. Its segments include Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. The Treasury segment includes investments and all financial markets activities undertaken on behalf of the Bank's customers, proprietary trading, bullion business, maintenance of reserve requirements, and Other; Retail Banking segment includes lending, deposits, credit cards and other banking services provided to retail customers of the bank; Corporate/Wholesale Banking segment includes lending, deposits, and other banking services provided to corporate customers of the Bank and other banking operations; Other Banking Operations Includes para banking activities like Bancassurance, etc. It generates maximum revenue from the Retail Banking.
73GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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