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RBL BankBOM:540065 +0.83%64 5-Year Yield-on-Cost % is 0.24 as of Sep. 13, 2026, which is 61% below its 10-year median of 0.62. GuruFocus rates BOM:540065 with a GF Score™ of 64/100 and a GF Value™ of ₹220.87 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,241 Banks companies, RBL Bank ranks worse than 98.07% on this metric.
RBL Bank's yield on cost for the quarter that ended in Jun. 2026 was 0.24.
The historical rank and industry rank for RBL Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
BOM:540065'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.24 Med: 0.62 Max: 3.92
Current: 0.24
During the past 13 years, RBL Bank's highest Yield on Cost was 3.92. The lowest was 0.24. And the median was 0.62.
BOM:540065's 5-Year Yield-on-Cost % is ranked worse than 98.07% of 1241
companies
in the Banks industry
Industry Median: 3.84
vs BOM:540065: 0.24
RBL Bank (BOM:540065) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
RBL Bank 5-Year Yield-on-Cost % Related Terms
RBL Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, RBL Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RBL Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, RBL Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where RBL Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of RBL Bank is calculated as
RBL Bank (BOM:540065) has a 5-Year Yield-on-Cost % of 0.24 as of Sep. 13, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on RBL Bank and its competitors. This is 61% below median its historical median of 0.62. Over the past decade, RBL Bank's 5-Year Yield-on-Cost % has ranged from 0.24 to 3.92. According to the industry distribution chart, RBL Bank ranks #1217 out of 1241 companies in the Banks industry, placing it in the top 98.1%.
Is RBL Bank's 5-Year Yield-on-Cost % too high?
RBL Bank's current 5-Year Yield-on-Cost % of 0.24 is 61% below median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 3.92. The Banks industry median 5-Year Yield-on-Cost % is 3.84. RBL Bank's value of 0.24 is 93.8% below this industry median. Based on the distribution chart, RBL Bank ranks #1217 out of 1241 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, RBL Bank has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RBL Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, RBL Bank ranks #1217 out of 1241 companies for 5-Year Yield-on-Cost %. This places RBL Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. RBL Bank's value of 0.24 is 93.8% below this benchmark. Historically, RBL Bank's own 5-Year Yield-on-Cost % has ranged from 0.24 to 3.92 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 3.84, RBL Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,241 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RBL Bank's current 5-Year Yield-on-Cost % of 0.24 is 93.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on RBL Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RBL Bank's current 5-Year Yield-on-Cost % is 0.24, which is 61% below median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RBL Bank stock overvalued right now?
Based on GuruFocus' analysis, RBL Bank (BOM:540065) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹220.87, compared to a current price of ₹412.80 — trading 86.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.24, which is 61% below median its 10-year median of 0.62 and 93.8% below the Banks industry median of 3.84. RBL Bank's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For RBL Bank (BOM:540065), the current 5-Year Yield-on-Cost % is 0.24 as of Sep. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RBL Bank (BOM:540065) Overvalued in 2026?
Based on GuruFocus' analysis, RBL Bank stock appears to be overvalued.
The current stock price of ₹412.80 is trading 86.9% above its estimated GF Value™ of ₹220.87.
GuruFocus considers RBL Bank to be Significantly Overvalued.
Key valuation signals for BOM:540065:
5-Year Yield-on-Cost %: 0.24 (61% below median its 10-year median of 0.62)
GF Value™: ₹220.87 vs. price of ₹412.80 (86.9% above fair value)
Industry Position: 93.8% below the Banks median (#1217 of 1241)
No single metric tells the full story. See the BOM:540065 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RBL Bank Ltd is an Indian commercial bank. Its segments include Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. The Treasury segment includes investments and all financial markets activities undertaken on behalf of the Bank's customers, proprietary trading, bullion business, maintenance of reserve requirements, and Other; Retail Banking segment includes lending, deposits, credit cards and other banking services provided to retail customers of the bank; Corporate/Wholesale Banking segment includes lending, deposits, and other banking services provided to corporate customers of the Bank and other banking operations; Other Banking Operations Includes para banking activities like Bancassurance, etc. It generates maximum revenue from the Retail Banking.
64GF Score
Get the complete analysis for BOM:540065
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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