RBL Bank (BOM:540065) Margin of Safety % (DCF Earnings Based): -176.85% (As of Jun. 30, 2026)


BOM:540065 RBL Bank Ltd BOM:540065
69 GF Score
Price ₹363.75
GF Value ₹300.79
Valuation Modestly Overvalued
! 7 Warning Signs
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What is RBL Bank Margin of Safety % (DCF Earnings Based)?

RBL Bank BOM:540065 -1.91% 69 Margin of Safety % (DCF Earnings Based) is -176.85% as of Jun. 30, 2026. GuruFocus rates BOM:540065 with a GF Score™ of 69/100 and a GF Value™ of ₹300.79 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-30), RBL Bank's Predictability Rank is 3-Stars. RBL Bank's intrinsic value calculated from the Discounted Earnings model is ₹131.39 and current share price is ₹363.75. Consequently,

RBL Bank's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is -176.85%.

RBL Bank Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, RBL Bank's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

RBL Bank Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, RBL Bank's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where RBL Bank's Margin of Safety % (DCF Earnings Based) falls into.


BOM:540065
69GF Score
RBL Bank Ltd BOM:540065
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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RBL Bank Margin of Safety % (DCF Earnings Based) Calculation

RBL Bank's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(131.39-363.75)/131.39
=-176.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of -176.85% mean?
RBL Bank (BOM:540065) has a Margin of Safety % (DCF Earnings Based) of -176.85% as of Jun. 30, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on RBL Bank.
Is RBL Bank's Margin of Safety % (DCF Earnings Based) too high?
RBL Bank's current Margin of Safety % (DCF Earnings Based) is -176.85%. Overall, RBL Bank has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RBL Bank's Margin of Safety % (DCF Earnings Based) compare to competitors?
RBL Bank's Margin of Safety % (DCF Earnings Based) of -176.85% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on RBL Bank. RBL Bank's current Margin of Safety % (DCF Earnings Based) is -176.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RBL Bank stock overvalued right now?
Based on GuruFocus' analysis, RBL Bank (BOM:540065) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹300.79, compared to a current price of ₹363.75 — trading 20.9% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is -176.85%. RBL Bank's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For RBL Bank (BOM:540065), the current Margin of Safety % (DCF Earnings Based) is -176.85% as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RBL Bank (BOM:540065) Overvalued in 2026?

Based on GuruFocus' analysis, RBL Bank stock appears to be overvalued. The current stock price of ₹363.75 is trading 20.9% above its estimated GF Value™ of ₹300.79. GuruFocus considers RBL Bank to be Modestly Overvalued.

Key valuation signals for BOM:540065:

  • Margin of Safety % (DCF Earnings Based): -176.85%
  • GF Value™: ₹300.79 vs. price of ₹363.75 (20.9% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the BOM:540065 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

RBL Bank Business Description

Other Exchanges RBLBANK:India
Address 841, Senapati Bapat Marg, One world Centre, Tower 2B, 6th Floor, Lower Parel (West), Mumbai, MH, IND, 400013
RBL Bank Ltd is an Indian commercial bank. Its segments include Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. The Treasury segment includes investments and all financial markets activities undertaken on behalf of the Bank's customers, proprietary trading, bullion business, maintenance of reserve requirements, and Other; Retail Banking segment includes lending, deposits, credit cards and other banking services provided to retail customers of the bank; Corporate/Wholesale Banking segment includes lending, deposits, and other banking services provided to corporate customers of the Bank and other banking operations; Other Banking Operations Includes para banking activities like Bancassurance, etc. It generates maximum revenue from the Retail Banking.
69GF Score

Get the complete analysis for BOM:540065

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹363.75
Price
₹300.79
GF Value