BOC Hong Kong HoldingsHAM:BOF -2.24%73 Pretax Margin % is 50.04% as of Dec. 2025, which is 9% below its 10-year median of 54.86. GuruFocus rates HAM:BOF with a GF Score™ of 73/100 and a GF Value™ of €3.46 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, BOC Hong Kong Holdings ranks better than 87.82% on this metric.
The historical rank and industry rank for BOC Hong Kong Holdings's Pretax Margin % or its related term are showing as below:
HAM:BOF'
s Pretax Margin % Range Over the Past 10 Years
Min: 44.84 Med: 54.86 Max: 65.08
Current: 54.63
HAM:BOF's Pretax Margin % is ranked better than 87.82% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs HAM:BOF: 54.63
BOC Hong Kong Holdings (HAM:BOF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
BOC Hong Kong Holdings Pretax Margin % Related Terms
BOC Hong Kong Holdings Pretax Margin % Historical Data
* Premium members only.
The historical data trend for BOC Hong Kong Holdings's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOC Hong Kong Holdings Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, BOC Hong Kong Holdings's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BOC Hong Kong Holdings Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BOC Hong Kong Holdings's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where BOC Hong Kong Holdings's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOC Hong Kong Holdings (HAM:BOF) has a Pretax Margin % of 50.04% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on BOC Hong Kong Holdings and its competitors. This is near median its historical median of 54.86. Over the past decade, BOC Hong Kong Holdings' Pretax Margin % has ranged from 44.84 to 65.08. According to the industry distribution chart, BOC Hong Kong Holdings ranks #186 out of 1527 companies in the Banks industry, placing it in the top 12.2%.
Is BOC Hong Kong Holdings' Pretax Margin % too high?
BOC Hong Kong Holdings' current Pretax Margin % of 50.04% is near median its 10-year median of 54.86. Over the past 10 years, this metric has ranged from a low of 44.84 to a high of 65.08. The Banks industry median Pretax Margin % is 34.88. BOC Hong Kong Holdings' value of 50.04% is 43.5% above this industry median. Based on the distribution chart, BOC Hong Kong Holdings ranks #186 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BOC Hong Kong Holdings has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BOC Hong Kong Holdings' Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, BOC Hong Kong Holdings ranks #186 out of 1527 companies for Pretax Margin %. This places BOC Hong Kong Holdings in the top 12% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.88. BOC Hong Kong Holdings' value of 50.04% is 43.5% above this benchmark. Historically, BOC Hong Kong Holdings' own Pretax Margin % has ranged from 44.84 to 65.08 over the past decade. While the company's 10-year median is 54.86 vs. the industry median of 34.88, BOC Hong Kong Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BOC Hong Kong Holdings's current Pretax Margin % of 50.04% is 43.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on BOC Hong Kong Holdings and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BOC Hong Kong Holdings's current Pretax Margin % is 50.04%, which is near median its own 10-year median of 54.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BOC Hong Kong Holdings stock overvalued right now?
Based on GuruFocus' analysis, BOC Hong Kong Holdings (HAM:BOF) is currently considered Significantly Overvalued. The stock's GF Value™ is €3.46, compared to a current price of €5.06 — trading 46.4% above its estimated fair value. The current Pretax Margin % is 50.04%, which is near median its 10-year median of 54.86 and 43.5% above the Banks industry median of 34.88. BOC Hong Kong Holdings' overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For BOC Hong Kong Holdings (HAM:BOF), the current Pretax Margin % is 50.04% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BOC Hong Kong Holdings (HAM:BOF) Overvalued in 2026?
Based on GuruFocus' analysis, BOC Hong Kong Holdings stock appears to be overvalued.
The current stock price of €5.06 is trading 46.4% above its estimated GF Value™ of €3.46.
GuruFocus considers BOC Hong Kong Holdings to be Significantly Overvalued.
Key valuation signals for HAM:BOF:
Pretax Margin %: 50.04% (near median its 10-year median of 54.86)
GF Value™: €3.46 vs. price of €5.06 (46.4% above fair value)
Industry Position: 43.5% above the Banks median (#186 of 1527)
No single metric tells the full story. See the HAM:BOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BOC Hong Kong is a subsidiary of Bank of China. It is the second-largest bank in Hong Kong in terms of loan and deposit market shares. Although BOC Hong Kong is legally separate from its parent, it maintains close relationships with it in management, administration, and business relations. The two companies also cooperate in several areas, including the reselling of Bank of China's insurance and securities services. Bank of China holds a 66% stake in BOC Hong Kong.
73GF Score
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