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BOC Hong Kong HoldingsHAM:BOF +1.09%73 5-Year Yield-on-Cost % is 7.65 as of Jul. 16, 2026, which is 3% below its 10-year median of 7.89. GuruFocus rates HAM:BOF with a GF Score™ of 73/100 and a GF Value™ of €3.44 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,255 Banks companies, BOC Hong Kong Holdings ranks better than 81.51% on this metric.
BOC Hong Kong Holdings's yield on cost for the quarter that ended in Dec. 2025 was 7.65.
The historical rank and industry rank for BOC Hong Kong Holdings's 5-Year Yield-on-Cost % or its related term are showing as below:
HAM:BOF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.63 Med: 7.89 Max: 12.81
Current: 7.65
During the past 13 years, BOC Hong Kong Holdings's highest Yield on Cost was 12.81. The lowest was 4.63. And the median was 7.89.
HAM:BOF's 5-Year Yield-on-Cost % is ranked better than 81.51% of 1255
companies
in the Banks industry
Industry Median: 3.88
vs HAM:BOF: 7.65
BOC Hong Kong Holdings (HAM:BOF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
BOC Hong Kong Holdings 5-Year Yield-on-Cost % Related Terms
BOC Hong Kong Holdings 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, BOC Hong Kong Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BOC Hong Kong Holdings 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, BOC Hong Kong Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where BOC Hong Kong Holdings's 5-Year Yield-on-Cost % falls into.
BOC Hong Kong Holdings 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
BOC Hong Kong Holdings (HAM:BOF) has a 5-Year Yield-on-Cost % of 7.65 as of Jul. 16, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on BOC Hong Kong Holdings and its competitors. This is near median its historical median of 7.89. Over the past decade, BOC Hong Kong Holdings' 5-Year Yield-on-Cost % has ranged from 4.63 to 12.81. According to the industry distribution chart, BOC Hong Kong Holdings ranks #232 out of 1255 companies in the Banks industry, placing it in the top 18.5%.
Is BOC Hong Kong Holdings' 5-Year Yield-on-Cost % too high?
BOC Hong Kong Holdings' current 5-Year Yield-on-Cost % of 7.65 is near median its 10-year median of 7.89. Over the past 10 years, this metric has ranged from a low of 4.63 to a high of 12.81. The Banks industry median 5-Year Yield-on-Cost % is 3.88. BOC Hong Kong Holdings' value of 7.65 is 97.2% above this industry median. Based on the distribution chart, BOC Hong Kong Holdings ranks #232 out of 1255 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BOC Hong Kong Holdings has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BOC Hong Kong Holdings' 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, BOC Hong Kong Holdings ranks #232 out of 1255 companies for 5-Year Yield-on-Cost %. This places BOC Hong Kong Holdings in the top 19% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.88. BOC Hong Kong Holdings' value of 7.65 is 97.2% above this benchmark. Historically, BOC Hong Kong Holdings' own 5-Year Yield-on-Cost % has ranged from 4.63 to 12.81 over the past decade. While the company's 10-year median is 7.89 vs. the industry median of 3.88, BOC Hong Kong Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BOC Hong Kong Holdings's current 5-Year Yield-on-Cost % of 7.65 is 97.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on BOC Hong Kong Holdings and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BOC Hong Kong Holdings's current 5-Year Yield-on-Cost % is 7.65, which is near median its own 10-year median of 7.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BOC Hong Kong Holdings stock overvalued right now?
Based on GuruFocus' analysis, BOC Hong Kong Holdings (HAM:BOF) is currently considered Significantly Overvalued. The stock's GF Value™ is €3.44, compared to a current price of €5.18 — trading 50.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 7.65, which is near median its 10-year median of 7.89 and 97.2% above the Banks industry median of 3.88. BOC Hong Kong Holdings' overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For BOC Hong Kong Holdings (HAM:BOF), the current 5-Year Yield-on-Cost % is 7.65 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BOC Hong Kong Holdings (HAM:BOF) Overvalued in 2026?
Based on GuruFocus' analysis, BOC Hong Kong Holdings stock appears to be overvalued.
The current stock price of €5.18 is trading 50.6% above its estimated GF Value™ of €3.44.
GuruFocus considers BOC Hong Kong Holdings to be Significantly Overvalued.
Key valuation signals for HAM:BOF:
5-Year Yield-on-Cost %: 7.65 (near median its 10-year median of 7.89)
GF Value™: €3.44 vs. price of €5.18 (50.6% above fair value)
Industry Position: 97.2% above the Banks median (#232 of 1255)
No single metric tells the full story. See the HAM:BOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BOC Hong Kong is a subsidiary of Bank of China. It is the second-largest bank in Hong Kong in terms of loan and deposit market shares. Although BOC Hong Kong is legally separate from its parent, it maintains close relationships with it in management, administration, and business relations. The two companies also cooperate in several areas, including the reselling of Bank of China's insurance and securities services. Bank of China holds a 66% stake in BOC Hong Kong.
73GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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