Saudi British Bank (SAU:1060) Pretax Margin %: 65.65% (As of Mar. 2026) — 13% Above Median


SAU:1060 Saudi British Bank SAU:1060
63 GF Score
Price ﷼32.30
GF Value ﷼38.42
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Saudi British Bank Pretax Margin %?

Saudi British Bank SAU:1060 -0.25% 63 Pretax Margin % is 65.65% as of Mar. 2026, which is 13% above its 10-year median of 57.99. GuruFocus rates SAU:1060 with a GF Score™ of 63/100 and a GF Value™ of ﷼38.42 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,526 Banks companies, Saudi British Bank ranks better than 95.09% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Saudi British Bank's Pre-Tax Income for the three months ended in Mar. 2026 was ﷼2,411 Mil. Saudi British Bank's Revenue for the three months ended in Mar. 2026 was ﷼3,672 Mil. Therefore, Saudi British Bank's pretax margin for the quarter that ended in Mar. 2026 was 65.65%.

The historical rank and industry rank for Saudi British Bank's Pretax Margin % or its related term are showing as below:

SAU:1060' s Pretax Margin % Range Over the Past 10 Years
Min: -48.53   Med: 57.99   Max: 67.15
Current: 64.97


SAU:1060's Pretax Margin % is ranked better than
95.09% of 1526 companies
in the Banks industry
Industry Median: 34.655 vs SAU:1060: 64.97

Saudi British Bank  (SAU:1060) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Saudi British Bank Pretax Margin % Related Terms


Saudi British Bank Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Saudi British Bank's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi British Bank Pretax Margin % Chart

Saudi British Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 51.12 59.20 64.17 66.26 65.35

Saudi British Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 67.18 66.19 66.33 61.77 65.65

SAU:1060 vs PNC: Pretax Margin % Comparison

For the Banks - Regional subindustry, Saudi British Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi British Bank Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Saudi British Bank's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Saudi British Bank's Pretax Margin % falls into.


SAU:1060
63GF Score
Saudi British Bank SAU:1060
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saudi British Bank Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Saudi British Bank's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=9699.155/14841.606
=65.35 %

Saudi British Bank's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=2410.692/3672.253
=65.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 65.65% mean?
Saudi British Bank (SAU:1060) has a Pretax Margin % of 65.65% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Saudi British Bank and its competitors. This is 13% above median its historical median of 57.99. According to the industry distribution chart, Saudi British Bank ranks #75 out of 1526 companies in the Banks industry, placing it in the top 4.9%.
Is Saudi British Bank's Pretax Margin % too high?
Saudi British Bank's current Pretax Margin % of 65.65% is 13% above median its 10-year median of 57.99. The Banks industry median Pretax Margin % is 34.66. Saudi British Bank's value of 65.65% is 89.4% above this industry median. Based on the distribution chart, Saudi British Bank ranks #75 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Saudi British Bank has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saudi British Bank's Pretax Margin % compare to PNC?
According to the Banks industry distribution chart, Saudi British Bank ranks #75 out of 1526 companies for Pretax Margin %. This places Saudi British Bank in the top 5% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.66. Saudi British Bank's value of 65.65% is 89.4% above this benchmark. While the company's 10-year median is 57.99 vs. the industry median of 34.66, Saudi British Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.66, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saudi British Bank's current Pretax Margin % of 65.65% is 89.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Saudi British Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi British Bank's current Pretax Margin % is 65.65%, which is 13% above median its own 10-year median of 57.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi British Bank stock overvalued right now?
Based on GuruFocus' analysis, Saudi British Bank (SAU:1060) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼38.42, compared to a current price of ﷼32.30 — trading 15.9% below its estimated fair value. The current Pretax Margin % is 65.65%, which is 13% above median its 10-year median of 57.99 and 89.4% above the Banks industry median of 34.66. Saudi British Bank's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Saudi British Bank (SAU:1060), the current Pretax Margin % is 65.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi British Bank (SAU:1060) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi British Bank stock appears to be undervalued. The current stock price of ﷼32.30 is trading 15.9% below its estimated GF Value™ of ﷼38.42. GuruFocus considers Saudi British Bank to be Modestly Undervalued.

Key valuation signals for SAU:1060:

  • Pretax Margin %: 65.65% (13% above median its 10-year median of 57.99)
  • GF Value™: ﷼38.42 vs. price of ﷼32.30 (15.9% below fair value)
  • GF Score™: 63/100 with 3 warning signs
  • Industry Position: 89.4% above the Banks median (#75 of 1526)

No single metric tells the full story. See the SAU:1060 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi British Bank Business Description

Address 7383 King Fahad Branch Road, P.O.BOX 7287-2383, 2338 Al Yasmeen District, Riyadh, SAU, 13325
Saudi British Bank operates as a commercial bank through a network of branches in the Kingdom of Saudi Arabia. It provides integrated banking products and services to both retail and corporate sectors. The company's banking services include Personal, Commercial, Corporate, Private, and Islamic Banking, Investment, Treasury and Trade Services, and Credit and ATM Cards. It operates in five business segments: Wealth and Personal Banking, Corporate and Institutional Banking, Treasury, Capital Markets and Others. The majority of the company's revenue is derived from the Corporate and Institutional Banking segment, which offers core banking, liquidity management, trade-finance and treasury services.
63GF Score

Get the complete analysis for SAU:1060

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼32.30
Price
﷼38.42
GF Value