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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Saudi British Bank's 3-Year RORE % for the quarter that ended in Jun. 2026 was 2.01%.
The industry rank for Saudi British Bank's 3-Year RORE % or its related term are showing as below:
SAU:1060's 3-Year RORE % is ranked worse than 69.86% of 1463
companies
in the Banks industry
Industry Median: 10.62
vs SAU:1060: 2.01
Saudi British Bank (SAU:1060) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Saudi British Bank 3-Year RORE % Related Terms
Saudi British Bank 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Saudi British Bank's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Saudi British Bank's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saudi British Bank 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Saudi British Bank's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Saudi British Bank's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 3-year before.
Saudi British Bank (SAU:1060) has a 3-Year RORE % of 2.01 as of Jun. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Saudi British Bank and its competitors. According to the industry distribution chart, Saudi British Bank ranks #1022 out of 1463 companies in the Banks industry, placing it in the top 69.9%.
Is Saudi British Bank's 3-Year RORE % too high?
Saudi British Bank's current 3-Year RORE % is 2.01. The Banks industry median 3-Year RORE % is 10.62. Saudi British Bank's value of 2.01 is 81.1% below this industry median. Based on the distribution chart, Saudi British Bank ranks #1022 out of 1463 companies in the Banks industry, which is below the industry midpoint. Overall, Saudi British Bank has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saudi British Bank's 3-Year RORE % compare to PNC?
According to the Banks industry distribution chart, Saudi British Bank ranks #1022 out of 1463 companies for 3-Year RORE %. This places Saudi British Bank in the lower half of its industry. The industry median 3-Year RORE % is 10.62. Saudi British Bank's value of 2.01 is 81.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 10.62, based on 1,463 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saudi British Bank's current 3-Year RORE % of 2.01 is 81.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Saudi British Bank and its competitors. For the Banks industry, the median 3-Year RORE % is 10.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi British Bank's current 3-Year RORE % is 2.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi British Bank stock overvalued right now?
Based on GuruFocus' analysis, Saudi British Bank (SAU:1060) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼37.42, compared to a current price of ﷼33.48 — trading 10.5% below its estimated fair value. The current 3-Year RORE % is 2.01 and 81.1% below the Banks industry median of 10.62. Saudi British Bank's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Saudi British Bank (SAU:1060), the current 3-Year RORE % is 2.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saudi British Bank (SAU:1060) Overvalued in 2026?
Based on GuruFocus' analysis, Saudi British Bank stock appears to be undervalued.
The current stock price of ﷼33.48 is trading 10.5% below its estimated GF Value™ of ﷼37.42.
GuruFocus considers Saudi British Bank to be Modestly Undervalued.
Key valuation signals for SAU:1060:
3-Year RORE %: 2.01
GF Value™: ﷼37.42 vs. price of ﷼33.48 (10.5% below fair value)
Industry Position: 81.1% below the Banks median (#1022 of 1463)
No single metric tells the full story. See the SAU:1060 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saudi British Bank operates as a commercial bank through a network of branches in the Kingdom of Saudi Arabia. It provides integrated banking products and services to both retail and corporate sectors. The company's banking services include Personal, Commercial, Corporate, Private, and Islamic Banking, Investment, Treasury and Trade Services, and Credit and ATM Cards. It operates in five business segments: Wealth and Personal Banking, Corporate and Institutional Banking, Treasury, Capital Markets and Others. The majority of the company's revenue is derived from the Corporate and Institutional Banking segment, which offers core banking, liquidity management, trade-finance and treasury services.
61GF Score
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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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