Saudi British Bank (SAU:1060) Cyclically Adjusted PS Ratio: 5.29 (As of Aug. 17, 2026) — 15% Below Median

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SAU:1060 Saudi British Bank SAU:1060
60 GF Score
Price ﷼33.52
GF Value ﷼37.01
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Saudi British Bank Cyclically Adjusted PS Ratio?

Saudi British Bank SAU:1060 +1.15% 60 Cyclically Adjusted PS Ratio is 5.29 as of Aug. 17, 2026, which is 15% below its 10-year median of 6.25. GuruFocus rates SAU:1060 with a GF Score™ of 60/100 and a GF Value™ of ﷼37.01 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,304 Banks companies, Saudi British Bank ranks worse than 78.45% on this metric.

As of today (2026-08-17), Saudi British Bank's current share price is ﷼33.52. Saudi British Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ﷼6.34. Saudi British Bank's Cyclically Adjusted PS Ratio for today is 5.29.

The historical rank and industry rank for Saudi British Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

SAU:1060' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 4.3   Med: 6.25   Max: 8.97
Current: 5.23

During the past years, Saudi British Bank's highest Cyclically Adjusted PS Ratio was 8.97. The lowest was 4.30. And the median was 6.25.

SAU:1060's Cyclically Adjusted PS Ratio is ranked worse than
78.45% of 1304 companies
in the Banks industry
Industry Median: 3.45 vs SAU:1060: 5.23

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Saudi British Bank's adjusted revenue per share data for the three months ended in Jun. 2026 was ﷼1.804. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ﷼6.34 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Saudi British Bank  (SAU:1060) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Saudi British Bank Cyclically Adjusted PS Ratio Related Terms


Saudi British Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Saudi British Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi British Bank Cyclically Adjusted PS Ratio Chart

Saudi British Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.70 7.39 6.81 5.76 5.29

Saudi British Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.59 5.27 5.29 5.97 5.11

SAU:1060 vs PNC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Saudi British Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi British Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Saudi British Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Saudi British Bank's Cyclically Adjusted PS Ratio falls into.


SAU:1060
60GF Score
Saudi British Bank SAU:1060
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saudi British Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Saudi British Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=33.52/6.34
=5.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi British Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Saudi British Bank's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.804/333.9520*333.9520
=1.804

Current CPI (Jun. 2026) = 333.9520.

Saudi British Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 1.125 241.428 1.556
201612 1.076 241.432 1.488
201703 1.183 243.801 1.620
201706 1.200 244.955 1.636
201709 1.176 246.819 1.591
201712 1.159 246.524 1.570
201803 1.181 249.554 1.580
201806 1.257 251.989 1.666
201809 1.245 252.439 1.647
201812 1.229 251.233 1.634
201903 1.315 254.202 1.728
201906 1.284 256.143 1.674
201909 1.294 256.759 1.683
201912 1.241 256.974 1.613
202003 1.185 258.115 1.533
202006 1.130 257.797 1.464
202009 1.044 260.280 1.340
202012 0.954 260.474 1.223
202103 0.976 264.877 1.231
202106 0.947 271.696 1.164
202109 0.942 274.310 1.147
202112 0.879 278.802 1.053
202203 0.980 287.504 1.138
202206 1.091 296.311 1.230
202209 1.273 296.808 1.432
202212 1.353 296.797 1.522
202303 1.565 301.836 1.732
202306 1.492 305.109 1.633
202309 1.580 307.789 1.714
202312 1.599 306.746 1.741
202403 1.691 312.332 1.808
202406 1.710 314.175 1.818
202409 1.729 315.301 1.831
202412 1.750 315.605 1.852
202503 1.774 319.799 1.853
202506 1.823 322.561 1.887
202509 1.799 324.800 1.850
202512 1.828 324.054 1.884
202603 1.787 330.213 1.807
202606 1.804 333.952 1.804

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 5.29 mean?
Saudi British Bank (SAU:1060) has a Cyclically Adjusted PS Ratio of 5.29 as of Aug. 17, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Saudi British Bank and its competitors. This is 15% below median its historical median of 6.25. Over the past decade, Saudi British Bank's Cyclically Adjusted PS Ratio has ranged from 4.30 to 8.97. According to the industry distribution chart, Saudi British Bank ranks #1023 out of 1304 companies in the Banks industry, placing it in the top 78.5%.
Is Saudi British Bank's Cyclically Adjusted PS Ratio too high?
Saudi British Bank's current Cyclically Adjusted PS Ratio of 5.29 is 15% below median its 10-year median of 6.25. Over the past 10 years, this metric has ranged from a low of 4.30 to a high of 8.97. The Banks industry median Cyclically Adjusted PS Ratio is 3.45. Saudi British Bank's value of 5.29 is 53.3% above this industry median. Based on the distribution chart, Saudi British Bank ranks #1023 out of 1304 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Saudi British Bank has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Saudi British Bank's Cyclically Adjusted PS Ratio compare to PNC?
According to the Banks industry distribution chart, Saudi British Bank ranks #1023 out of 1304 companies for Cyclically Adjusted PS Ratio. This places Saudi British Bank in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.45. Saudi British Bank's value of 5.29 is 53.3% above this benchmark. Historically, Saudi British Bank's own Cyclically Adjusted PS Ratio has ranged from 4.30 to 8.97 over the past decade. While the company's 10-year median is 6.25 vs. the industry median of 3.45, Saudi British Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.45, based on 1,304 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saudi British Bank's current Cyclically Adjusted PS Ratio of 5.29 is 53.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Saudi British Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi British Bank's current Cyclically Adjusted PS Ratio is 5.29, which is 15% below median its own 10-year median of 6.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi British Bank stock overvalued right now?
Based on GuruFocus' analysis, Saudi British Bank (SAU:1060) is currently considered Fairly Valued. The stock's GF Value™ is ﷼37.01, compared to a current price of ﷼33.52 — trading 9.4% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 5.29, which is 15% below median its 10-year median of 6.25 and 53.3% above the Banks industry median of 3.45. Saudi British Bank's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Saudi British Bank (SAU:1060), the current Cyclically Adjusted PS Ratio is 5.29 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi British Bank (SAU:1060) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi British Bank stock appears to be undervalued. The current stock price of ﷼33.52 is trading 9.4% below its estimated GF Value™ of ﷼37.01. GuruFocus considers Saudi British Bank to be Fairly Valued.

Key valuation signals for SAU:1060:

  • Cyclically Adjusted PS Ratio: 5.29 (15% below median its 10-year median of 6.25)
  • GF Value™: ﷼37.01 vs. price of ﷼33.52 (9.4% below fair value)
  • GF Score™: 60/100 with 3 warning signs
  • Industry Position: 53.3% above the Banks median (#1023 of 1304)

No single metric tells the full story. See the SAU:1060 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi British Bank Business Description

Address 7383 King Fahad Branch Road, P.O.BOX 7287-2383, 2338 Al Yasmeen District, Riyadh, SAU, 13325
Saudi British Bank operates as a commercial bank through a network of branches in the Kingdom of Saudi Arabia. It provides integrated banking products and services to both retail and corporate sectors. The company's banking services include Personal, Commercial, Corporate, Private, and Islamic Banking, Investment, Treasury and Trade Services, and Credit and ATM Cards. It operates in five business segments: Wealth and Personal Banking, Corporate and Institutional Banking, Treasury, Capital Markets and Others. The majority of the company's revenue is derived from the Corporate and Institutional Banking segment, which offers core banking, liquidity management, trade-finance and treasury services.
60GF Score

Get the complete analysis for SAU:1060

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼33.52
Price
﷼37.01
GF Value