Saudi British Bank (SAU:1060) FCF Margin %: 7.18% (As of Jun. 2026) — 87% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:1060 Saudi British Bank SAU:1060
61 GF Score
Price ﷼33.90
GF Value ﷼37.01
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Saudi British Bank FCF Margin %?

Saudi British Bank SAU:1060 -0.59% 61 FCF Margin % is 7.18% as of Jun. 2026, which is 87% below its 10-year median of 53.42. GuruFocus rates SAU:1060 with a GF Score™ of 61/100 and a GF Value™ of ﷼37.01 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,492 Banks companies, Saudi British Bank ranks worse than 81.9% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Saudi British Bank's Free Cash Flow for the three months ended in Jun. 2026 was ﷼266 Mil. Saudi British Bank's Revenue for the three months ended in Jun. 2026 was ﷼3,708 Mil. Therefore, Saudi British Bank's FCF Margin % for the quarter that ended in Jun. 2026 was 7.18%.

As of today, Saudi British Bank's current FCF Yield % is -4.93%.

The historical rank and industry rank for Saudi British Bank's FCF Margin % or its related term are showing as below:

SAU:1060' s FCF Margin % Range Over the Past 10 Years
Min: -210.63   Med: 53.42   Max: 309.57
Current: -23.14


During the past 13 years, the highest FCF Margin % of Saudi British Bank was 309.57%. The lowest was -210.63%. And the median was 53.42%.

SAU:1060's FCF Margin % is ranked worse than
81.9% of 1492 companies
in the Banks industry
Industry Median: 27.405 vs SAU:1060: -23.14


Saudi British Bank FCF Margin % Related Terms


Saudi British Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Saudi British Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi British Bank FCF Margin % Chart

Saudi British Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -210.63 309.57 60.40 -11.62 46.43

Saudi British Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 38.21 9.36 8.70 -119.03 7.18

Saudi British Bank FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Saudi British Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi British Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Saudi British Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Saudi British Bank's FCF Margin % falls into.


SAU:1060
61GF Score
Saudi British Bank SAU:1060
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saudi British Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Saudi British Bank's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=6891.142/14841.606
=46.43 %

Saudi British Bank's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=266.248/3707.628
=7.18 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 7.18% mean?
Saudi British Bank (SAU:1060) has a FCF Margin % of 7.18% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Saudi British Bank and its competitors. This is 87% below median its historical median of 53.42. According to the industry distribution chart, Saudi British Bank ranks #1222 out of 1492 companies in the Banks industry, placing it in the top 81.9%.
Is Saudi British Bank's FCF Margin % too high?
Saudi British Bank's current FCF Margin % of 7.18% is 87% below median its 10-year median of 53.42. The Banks industry median FCF Margin % is 27.41. Saudi British Bank's value of 7.18% is 73.8% below this industry median. Based on the distribution chart, Saudi British Bank ranks #1222 out of 1492 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Saudi British Bank has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Saudi British Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Saudi British Bank ranks #1222 out of 1492 companies for FCF Margin %. This places Saudi British Bank in the lower half of its industry. The industry median FCF Margin % is 27.41. Saudi British Bank's value of 7.18% is 73.8% below this benchmark. While the company's 10-year median is 53.42 vs. the industry median of 27.41, Saudi British Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.41, based on 1,492 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saudi British Bank's current FCF Margin % of 7.18% is 73.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Saudi British Bank and its competitors. For the Banks industry, the median FCF Margin % is 27.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi British Bank's current FCF Margin % is 7.18%, which is 87% below median its own 10-year median of 53.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi British Bank stock overvalued right now?
Based on GuruFocus' analysis, Saudi British Bank (SAU:1060) is currently considered Fairly Valued. The stock's GF Value™ is ﷼37.01, compared to a current price of ﷼33.90 — trading 8.4% below its estimated fair value. The current FCF Margin % is 7.18%, which is 87% below median its 10-year median of 53.42 and 73.8% below the Banks industry median of 27.41. Saudi British Bank's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Saudi British Bank (SAU:1060), the current FCF Margin % is 7.18% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi British Bank (SAU:1060) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi British Bank stock appears to be undervalued. The current stock price of ﷼33.90 is trading 8.4% below its estimated GF Value™ of ﷼37.01. GuruFocus considers Saudi British Bank to be Fairly Valued.

Key valuation signals for SAU:1060:

  • FCF Margin %: 7.18% (87% below median its 10-year median of 53.42)
  • GF Value™: ﷼37.01 vs. price of ﷼33.90 (8.4% below fair value)
  • GF Score™: 61/100 with 3 warning signs
  • Industry Position: 73.8% below the Banks median (#1222 of 1492)

No single metric tells the full story. See the SAU:1060 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi British Bank Business Description

Address 7383 King Fahad Branch Road, P.O.BOX 7287-2383, 2338 Al Yasmeen District, Riyadh, SAU, 13325
Saudi British Bank operates as a commercial bank through a network of branches in the Kingdom of Saudi Arabia. It provides integrated banking products and services to both retail and corporate sectors. The company's banking services include Personal, Commercial, Corporate, Private, and Islamic Banking, Investment, Treasury and Trade Services, and Credit and ATM Cards. It operates in five business segments: Wealth and Personal Banking, Corporate and Institutional Banking, Treasury, Capital Markets and Others. The majority of the company's revenue is derived from the Corporate and Institutional Banking segment, which offers core banking, liquidity management, trade-finance and treasury services.
61GF Score

Get the complete analysis for SAU:1060

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼33.90
Price
﷼37.01
GF Value