The Shimane Bank (TSE:7150) Pretax Margin %: 1.23% (As of Mar. 2026) — 81% Below Median


TSE:7150 The Shimane Bank Ltd TSE:7150
56 GF Score
Price 円469.00
GF Value 円634.14
Valuation Modestly Undervalued
! 3 Warning Signs
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What is The Shimane Bank Pretax Margin %?

The Shimane Bank TSE:7150 -1.47% 56 Pretax Margin % is 1.23% as of Mar. 2026, which is 81% below its 10-year median of 6.35. GuruFocus rates TSE:7150 with a GF Score™ of 56/100 and a GF Value™ of 円634.14 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,528 Banks companies, The Shimane Bank ranks worse than 94.31% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. The Shimane Bank's Pre-Tax Income for the six months ended in Mar. 2026 was 円67 Mil. The Shimane Bank's Revenue for the six months ended in Mar. 2026 was 円5,462 Mil. Therefore, The Shimane Bank's pretax margin for the quarter that ended in Mar. 2026 was 1.23%.

The historical rank and industry rank for The Shimane Bank's Pretax Margin % or its related term are showing as below:

TSE:7150' s Pretax Margin % Range Over the Past 10 Years
Min: -24.06   Med: 6.35   Max: 16.27
Current: 4.46


TSE:7150's Pretax Margin % is ranked worse than
94.31% of 1528 companies
in the Banks industry
Industry Median: 34.715 vs TSE:7150: 4.46

The Shimane Bank  (TSE:7150) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


The Shimane Bank Pretax Margin % Related Terms


The Shimane Bank Pretax Margin % Historical Data

* Premium members only.

The historical data trend for The Shimane Bank's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Shimane Bank Pretax Margin % Chart

The Shimane Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.09 6.09 6.79 9.19 4.46

The Shimane Bank Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.75 13.58 4.56 8.78 1.23

The Shimane Bank Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, The Shimane Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Shimane Bank Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, The Shimane Bank's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where The Shimane Bank's Pretax Margin % falls into.


TSE:7150
56GF Score
The Shimane Bank Ltd TSE:7150
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Shimane Bank Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

The Shimane Bank's Pretax Margin for the fiscal year that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=426/9550
=4.46 %

The Shimane Bank's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=67/5462
=1.23 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 1.23% mean?
The Shimane Bank (TSE:7150) has a Pretax Margin % of 1.23% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on The Shimane Bank and its competitors. This is 81% below median its historical median of 6.35. According to the industry distribution chart, The Shimane Bank ranks #1441 out of 1528 companies in the Banks industry, placing it in the top 94.3%.
Is The Shimane Bank's Pretax Margin % too high?
The Shimane Bank's current Pretax Margin % of 1.23% is 81% below median its 10-year median of 6.35. The Banks industry median Pretax Margin % is 34.72. The Shimane Bank's value of 1.23% is 96.5% below this industry median. Based on the distribution chart, The Shimane Bank ranks #1441 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, The Shimane Bank has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Shimane Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, The Shimane Bank ranks #1441 out of 1528 companies for Pretax Margin %. This places The Shimane Bank in the lower half of its industry. The industry median Pretax Margin % is 34.72. The Shimane Bank's value of 1.23% is 96.5% below this benchmark. While the company's 10-year median is 6.35 vs. the industry median of 34.72, The Shimane Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Shimane Bank's current Pretax Margin % of 1.23% is 96.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on The Shimane Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Shimane Bank's current Pretax Margin % is 1.23%, which is 81% below median its own 10-year median of 6.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Shimane Bank stock overvalued right now?
Based on GuruFocus' analysis, The Shimane Bank (TSE:7150) is currently considered Modestly Undervalued. The stock's GF Value™ is 円634.14, compared to a current price of 円469.00 — trading 26% below its estimated fair value. The current Pretax Margin % is 1.23%, which is 81% below median its 10-year median of 6.35 and 96.5% below the Banks industry median of 34.72. The Shimane Bank's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For The Shimane Bank (TSE:7150), the current Pretax Margin % is 1.23% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Shimane Bank (TSE:7150) Overvalued in 2026?

Based on GuruFocus' analysis, The Shimane Bank stock appears to be undervalued. The current stock price of 円469.00 is trading 26% below its estimated GF Value™ of 円634.14. GuruFocus considers The Shimane Bank to be Modestly Undervalued.

Key valuation signals for TSE:7150:

  • Pretax Margin %: 1.23% (81% below median its 10-year median of 6.35)
  • GF Value™: 円634.14 vs. price of 円469.00 (26% below fair value)
  • GF Score™: 56/100 with 3 warning signs
  • Industry Position: 96.5% below the Banks median (#1441 of 1528)

No single metric tells the full story. See the TSE:7150 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Shimane Bank Business Description

Address Kou Itimatsu chome Higashihonmachi number 35, Shimane, JPN
The Shimane Bank Ltd is engaged in providing financial services based in Japan.
56GF Score

Get the complete analysis for TSE:7150

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円469.00
Price
円634.14
GF Value