The Shimane BankTSE:7150 +1.07%59 ROA % is 0.02% as of Mar. 2026, which is 75% below its 10-year median of 0.08. GuruFocus rates TSE:7150 with a GF Score™ of 59/100 and a GF Value™ of 円634.97 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,532 Banks companies, The Shimane Bank ranks worse than 93.67% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. The Shimane Bank's annualizedNet Income for the quarter that ended in Mar. 2026 was 円110 Mil.
The Shimane Bank's average Total Assets over the quarter that ended in Mar. 2026 was 円568,882 Mil. Therefore, The Shimane Bank's annualized ROA % for the quarter that ended in Mar. 2026 was 0.02%.
The historical rank and industry rank for The Shimane Bank's ROA % or its related term are showing as below:
TSE:7150'
s ROA % Range Over the Past 10 Years
Min: -0.53 Med: 0.08 Max: 0.24
Current: 0.07
During the past 13 years, The Shimane Bank's highest ROA % was 0.24%. The lowest was -0.53%. And the median was 0.08%.
TSE:7150's ROA % is ranked worse than 93.67% of 1532
companies
in the Banks industry
Industry Median: 0.98
vs TSE:7150: 0.07
The Shimane Bank (TSE:7150) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
The Shimane Bank ROA % Related Terms
The Shimane Bank ROA % Historical Data
* Premium members only.
The historical data trend for The Shimane Bank's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, The Shimane Bank's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Shimane Bank ROA % vs Banks Industry
For the Banks industry and Financial Services sector, The Shimane Bank's ROA % distribution charts can be found below:
* The bar in red indicates where The Shimane Bank's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
The Shimane Bank (TSE:7150) has a ROA % of 0.02% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on The Shimane Bank and its competitors. This is 75% below median its historical median of 0.08. According to the industry distribution chart, The Shimane Bank ranks #1435 out of 1532 companies in the Banks industry, placing it in the top 93.7%.
Is The Shimane Bank's ROA % too high?
The Shimane Bank's current ROA % of 0.02% is 75% below median its 10-year median of 0.08. The Banks industry median ROA % is 0.98. The Shimane Bank's value of 0.02% is 98% below this industry median. Based on the distribution chart, The Shimane Bank ranks #1435 out of 1532 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, The Shimane Bank has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Shimane Bank's ROA % compare to competitors?
According to the Banks industry distribution chart, The Shimane Bank ranks #1435 out of 1532 companies for ROA %. This places The Shimane Bank in the lower half of its industry. The industry median ROA % is 0.98. The Shimane Bank's value of 0.02% is 98% below this benchmark. While the company's 10-year median is 0.08 vs. the industry median of 0.98, The Shimane Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Shimane Bank's current ROA % of 0.02% is 98% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on The Shimane Bank and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Shimane Bank's current ROA % is 0.02%, which is 75% below median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Shimane Bank stock overvalued right now?
Based on GuruFocus' analysis, The Shimane Bank (TSE:7150) is currently considered Modestly Undervalued. The stock's GF Value™ is 円634.97, compared to a current price of 円471.00 — trading 25.8% below its estimated fair value. The current ROA % is 0.02%, which is 75% below median its 10-year median of 0.08 and 98% below the Banks industry median of 0.98. The Shimane Bank's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For The Shimane Bank (TSE:7150), the current ROA % is 0.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Shimane Bank (TSE:7150) Overvalued in 2026?
Based on GuruFocus' analysis, The Shimane Bank stock appears to be undervalued.
The current stock price of 円471.00 is trading 25.8% below its estimated GF Value™ of 円634.97.
GuruFocus considers The Shimane Bank to be Modestly Undervalued.
Key valuation signals for TSE:7150:
ROA %: 0.02% (75% below median its 10-year median of 0.08)
GF Value™: 円634.97 vs. price of 円471.00 (25.8% below fair value)
Industry Position: 98% below the Banks median (#1435 of 1532)
No single metric tells the full story. See the TSE:7150 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:7150 has been successfully added to your 
