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The Shimane BankTSE:7150 +1.92%56 Return-on-Tangible-Equity is 0.85% as of Mar. 2026, which is 68% below its 10-year median of 2.62. GuruFocus rates TSE:7150 with a GF Score™ of 56/100 and a GF Value™ of 円636.66 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,526 Banks companies, The Shimane Bank ranks worse than 90.76% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. The Shimane Bank's annualized net income for the quarter that ended in Mar. 2026 was 円110 Mil. The Shimane Bank's average shareholder tangible equity for the quarter that ended in Mar. 2026 was 円12,937 Mil. Therefore, The Shimane Bank's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 0.85%.
The historical rank and industry rank for The Shimane Bank's Return-on-Tangible-Equity or its related term are showing as below:
TSE:7150'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -14.95 Med: 2.62 Max: 5.17
Current: 2.76
During the past 13 years, The Shimane Bank's highest Return-on-Tangible-Equity was 5.17%. The lowest was -14.95%. And the median was 2.62%.
TSE:7150's Return-on-Tangible-Equity is ranked worse than 90.76% of 1526
companies
in the Banks industry
Industry Median: 11.205
vs TSE:7150: 2.76
The Shimane Bank (TSE:7150) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
The Shimane Bank Return-on-Tangible-Equity Related Terms
The Shimane Bank Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for The Shimane Bank's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Shimane Bank Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, The Shimane Bank's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Shimane Bank Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, The Shimane Bank's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where The Shimane Bank's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 0.85% mean?
The Shimane Bank (TSE:7150) has a Return-on-Tangible-Equity of 0.85% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on The Shimane Bank and its competitors. This is 68% below median its historical median of 2.62. According to the industry distribution chart, The Shimane Bank ranks #1385 out of 1526 companies in the Banks industry, placing it in the top 90.8%.
Is The Shimane Bank's Return-on-Tangible-Equity too high?
The Shimane Bank's current Return-on-Tangible-Equity of 0.85% is 68% below median its 10-year median of 2.62. The Banks industry median Return-on-Tangible-Equity is 11.21. The Shimane Bank's value of 0.85% is 92.4% below this industry median. Based on the distribution chart, The Shimane Bank ranks #1385 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, The Shimane Bank has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Shimane Bank's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, The Shimane Bank ranks #1385 out of 1526 companies for Return-on-Tangible-Equity. This places The Shimane Bank in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.21. The Shimane Bank's value of 0.85% is 92.4% below this benchmark. While the company's 10-year median is 2.62 vs. the industry median of 11.21, The Shimane Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.21, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Shimane Bank's current Return-on-Tangible-Equity of 0.85% is 92.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on The Shimane Bank and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Shimane Bank's current Return-on-Tangible-Equity is 0.85%, which is 68% below median its own 10-year median of 2.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Shimane Bank stock overvalued right now?
Based on GuruFocus' analysis, The Shimane Bank (TSE:7150) is currently considered Modestly Undervalued. The stock's GF Value™ is 円636.66, compared to a current price of 円478.00 — trading 24.9% below its estimated fair value. The current Return-on-Tangible-Equity is 0.85%, which is 68% below median its 10-year median of 2.62 and 92.4% below the Banks industry median of 11.21. The Shimane Bank's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For The Shimane Bank (TSE:7150), the current Return-on-Tangible-Equity is 0.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Shimane Bank (TSE:7150) Overvalued in 2026?
Based on GuruFocus' analysis, The Shimane Bank stock appears to be undervalued.
The current stock price of 円478.00 is trading 24.9% below its estimated GF Value™ of 円636.66.
GuruFocus considers The Shimane Bank to be Modestly Undervalued.
Key valuation signals for TSE:7150:
Return-on-Tangible-Equity: 0.85% (68% below median its 10-year median of 2.62)
GF Value™: 円636.66 vs. price of 円478.00 (24.9% below fair value)
Industry Position: 92.4% below the Banks median (#1385 of 1526)
No single metric tells the full story. See the TSE:7150 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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