Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The Shimane BankTSE:7150 -0.62%57 Return-on-Tangible-Asset is 0.02% as of Mar. 2026, which is 75% below its 10-year median of 0.08. GuruFocus rates TSE:7150 with a GF Score™ of 57/100 and a GF Value™ of 円639.77 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,528 Banks companies, The Shimane Bank ranks worse than 93.78% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. The Shimane Bank's annualizedNet Income for the quarter that ended in Mar. 2026 was 円110 Mil. The Shimane Bank's average total tangible assets for the quarter that ended in Mar. 2026 was 円568,366 Mil. Therefore, The Shimane Bank's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.02%.
The historical rank and industry rank for The Shimane Bank's Return-on-Tangible-Asset or its related term are showing as below:
TSE:7150'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.53 Med: 0.08 Max: 0.24
Current: 0.07
During the past 13 years, The Shimane Bank's highest Return-on-Tangible-Asset was 0.24%. The lowest was -0.53%. And the median was 0.08%.
TSE:7150's Return-on-Tangible-Asset is ranked worse than 93.78% of 1528
companies
in the Banks industry
Industry Median: 1.01
vs TSE:7150: 0.07
The Shimane Bank (TSE:7150) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
The Shimane Bank Return-on-Tangible-Asset Related Terms
The Shimane Bank Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for The Shimane Bank's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Shimane Bank Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, The Shimane Bank's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Shimane Bank Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, The Shimane Bank's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where The Shimane Bank's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.02% mean?
The Shimane Bank (TSE:7150) has a Return-on-Tangible-Asset of 0.02% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on The Shimane Bank and its competitors. This is 75% below median its historical median of 0.08. According to the industry distribution chart, The Shimane Bank ranks #1433 out of 1528 companies in the Banks industry, placing it in the top 93.8%.
Is The Shimane Bank's Return-on-Tangible-Asset too high?
The Shimane Bank's current Return-on-Tangible-Asset of 0.02% is 75% below median its 10-year median of 0.08. The Banks industry median Return-on-Tangible-Asset is 1.01. The Shimane Bank's value of 0.02% is 98% below this industry median. Based on the distribution chart, The Shimane Bank ranks #1433 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, The Shimane Bank has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Shimane Bank's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, The Shimane Bank ranks #1433 out of 1528 companies for Return-on-Tangible-Asset. This places The Shimane Bank in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.01. The Shimane Bank's value of 0.02% is 98% below this benchmark. While the company's 10-year median is 0.08 vs. the industry median of 1.01, The Shimane Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.01, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Shimane Bank's current Return-on-Tangible-Asset of 0.02% is 98% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on The Shimane Bank and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Shimane Bank's current Return-on-Tangible-Asset is 0.02%, which is 75% below median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Shimane Bank stock overvalued right now?
Based on GuruFocus' analysis, The Shimane Bank (TSE:7150) is currently considered Modestly Undervalued. The stock's GF Value™ is 円639.77, compared to a current price of 円481.00 — trading 24.8% below its estimated fair value. The current Return-on-Tangible-Asset is 0.02%, which is 75% below median its 10-year median of 0.08 and 98% below the Banks industry median of 1.01. The Shimane Bank's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For The Shimane Bank (TSE:7150), the current Return-on-Tangible-Asset is 0.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Shimane Bank (TSE:7150) Overvalued in 2026?
Based on GuruFocus' analysis, The Shimane Bank stock appears to be undervalued.
The current stock price of 円481.00 is trading 24.8% below its estimated GF Value™ of 円639.77.
GuruFocus considers The Shimane Bank to be Modestly Undervalued.
Key valuation signals for TSE:7150:
Return-on-Tangible-Asset: 0.02% (75% below median its 10-year median of 0.08)
GF Value™: 円639.77 vs. price of 円481.00 (24.8% below fair value)
Industry Position: 98% below the Banks median (#1433 of 1528)
No single metric tells the full story. See the TSE:7150 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:7150 has been successfully added to your 
