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Indus FinanceBOM:531841 -0.45%50 PS Ratio is 38.52 as of Aug. 05, 2026, which is 356% above its 10-year median of 8.44. GuruFocus rates BOM:531841 with a GF Score™ of 50/100 and a GF Value™ of ₹58.89 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 524 Credit Services companies, Indus Finance ranks worse than 94.66% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Indus Finance's share price is ₹167.00.
Indus Finance's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₹4.34. Hence, Indus Finance's PS Ratio for today is 38.52.
Warning Sign:
Indus Finance Ltd stock PS Ratio (=34.68) is close to 3-year high of 35.65.
The historical rank and industry rank for Indus Finance's PS Ratio or its related term are showing as below:
BOM:531841'
s PS Ratio Range Over the Past 10 Years
Min: 2.18 Med: 8.44 Max: 140.42
Current: 37.05
During the past 13 years, Indus Finance's highest PS Ratio was 140.42. The lowest was 2.18. And the median was 8.44.
BOM:531841's PS Ratio is ranked worse than 94.66% of 524
companies
in the Credit Services industry
Industry Median: 2.895
vs BOM:531841: 37.05
Indus Finance Ltd revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Indus Finance was 19.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 52.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 114.40% per year.
During the past 10 years, the average Revenue per Share Growth Rate was -1.60% per year.
During the past 13 years, Indus Finance's highest 3-Year average Revenue per Share Growth Rate was 175.20% per year. The lowest was -60.90% per year. And the median was -13.40% per year.
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Indus Finance PS Ratio Related Terms
Indus Finance PS Ratio Historical Data
* Premium members only.
The historical data trend for Indus Finance's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Indus Finance's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indus Finance PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Indus Finance's PS Ratio distribution charts can be found below:
* The bar in red indicates where Indus Finance's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Indus Finance's Share Price of today is ₹167.00. Indus Finance's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹4.34.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Indus Finance (BOM:531841) has a PS Ratio of 38.52 as of Aug. 05, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Indus Finance and its competitors. This is 356% above median its historical median of 8.44. Over the past decade, Indus Finance's PS Ratio has ranged from 2.18 to 140.42. According to the industry distribution chart, Indus Finance ranks #496 out of 524 companies in the Credit Services industry, placing it in the top 94.7%.
Is Indus Finance's PS Ratio too high?
Indus Finance's current PS Ratio of 38.52 is 356% above median its 10-year median of 8.44. Over the past 10 years, this metric has ranged from a low of 2.18 to a high of 140.42. The Credit Services industry median PS Ratio is 2.90. Indus Finance's value of 38.52 is 1230.6% above this industry median. Based on the distribution chart, Indus Finance ranks #496 out of 524 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Indus Finance has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Indus Finance's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Indus Finance ranks #496 out of 524 companies for PS Ratio. This places Indus Finance in the lower half of its industry. The industry median PS Ratio is 2.90. Indus Finance's value of 38.52 is 1230.6% above this benchmark. Historically, Indus Finance's own PS Ratio has ranged from 2.18 to 140.42 over the past decade. While the company's 10-year median is 8.44 vs. the industry median of 2.90, Indus Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.90, based on 524 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indus Finance's current PS Ratio of 38.52 is 1230.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Indus Finance and its competitors. For the Credit Services industry, the median PS Ratio is 2.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indus Finance's current PS Ratio is 38.52, which is 356% above median its own 10-year median of 8.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indus Finance stock overvalued right now?
Based on GuruFocus' analysis, Indus Finance (BOM:531841) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹58.89, compared to a current price of ₹167.00 — trading 183.6% above its estimated fair value. The current PS Ratio is 38.52, which is 356% above median its 10-year median of 8.44 and 1230.6% above the Credit Services industry median of 2.90. Indus Finance's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Indus Finance (BOM:531841), the current PS Ratio is 38.52 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indus Finance (BOM:531841) Overvalued in 2026?
Based on GuruFocus' analysis, Indus Finance stock appears to be overvalued.
The current stock price of ₹167.00 is trading 183.6% above its estimated GF Value™ of ₹58.89.
GuruFocus considers Indus Finance to be Significantly Overvalued.
Key valuation signals for BOM:531841:
PS Ratio: 38.52 (356% above median its 10-year median of 8.44)
GF Value™: ₹58.89 vs. price of ₹167.00 (183.6% above fair value)
Industry Position: 1230.6% above the Credit Services median (#496 of 524)
No single metric tells the full story. See the BOM:531841 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indus Finance Ltd is an Indian non-banking finance company (NBFC). The firm is engaged in secured lending, project financing, and company strategic investments. It is focused on sectors such as Wind and Solar, Infrastructure and property development, Agriculture and food processing, Loan against shares, Mortgage Loans on Properties, and Individual loans.
50GF Score
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