Indus FinanceBOM:531841 +3.33%51 Quick Ratio is 59.40 as of Mar. 2026, which is 31% below its 10-year median of 85.90. GuruFocus rates BOM:531841 with a GF Score™ of 51/100 and a GF Value™ of ₹58.10 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 394 Credit Services companies, Indus Finance ranks better than 75.63% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Indus Finance's quick ratio for the quarter that ended in Mar. 2026 was 59.40.
Indus Finance has a quick ratio of 59.40. It generally indicates good short-term financial strength.
The historical rank and industry rank for Indus Finance's Quick Ratio or its related term are showing as below:
BOM:531841'
s Quick Ratio Range Over the Past 10 Years
Min: 0.8 Med: 85.9 Max: 276.69
Current: 59.4
During the past 13 years, Indus Finance's highest Quick Ratio was 276.69. The lowest was 0.80. And the median was 85.90.
BOM:531841's Quick Ratio is ranked better than 75.63% of 394
companies
in the Credit Services industry
Industry Median: 4.52
vs BOM:531841: 59.40
Indus Finance (BOM:531841) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Indus Finance Quick Ratio Related Terms
Indus Finance Quick Ratio Historical Data
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The historical data trend for Indus Finance's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Indus Finance's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indus Finance Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Indus Finance's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Indus Finance's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Indus Finance's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Indus Finance (BOM:531841) has a Quick Ratio of 59.40 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Indus Finance and its competitors. This is 31% below median its historical median of 85.90. Over the past decade, Indus Finance's Quick Ratio has ranged from 0.80 to 276.69. According to the industry distribution chart, Indus Finance ranks #96 out of 394 companies in the Credit Services industry, placing it in the top 24.4%.
Is Indus Finance's Quick Ratio too high?
Indus Finance's current Quick Ratio of 59.40 is 31% below median its 10-year median of 85.90. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 276.69. The Credit Services industry median Quick Ratio is 4.52. Indus Finance's value of 59.40 is 1214.2% above this industry median. Based on the distribution chart, Indus Finance ranks #96 out of 394 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Indus Finance has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Indus Finance's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Indus Finance ranks #96 out of 394 companies for Quick Ratio. This places Indus Finance in the top 24% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 4.52. Indus Finance's value of 59.40 is 1214.2% above this benchmark. Historically, Indus Finance's own Quick Ratio has ranged from 0.80 to 276.69 over the past decade. While the company's 10-year median is 85.90 vs. the industry median of 4.52, Indus Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.52, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indus Finance's current Quick Ratio of 59.40 is 1214.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Indus Finance and its competitors. For the Credit Services industry, the median Quick Ratio is 4.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indus Finance's current Quick Ratio is 59.40, which is 31% below median its own 10-year median of 85.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indus Finance stock overvalued right now?
Based on GuruFocus' analysis, Indus Finance (BOM:531841) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹58.10, compared to a current price of ₹155.00 — trading 166.8% above its estimated fair value. The current Quick Ratio is 59.40, which is 31% below median its 10-year median of 85.90 and 1214.2% above the Credit Services industry median of 4.52. Indus Finance's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Indus Finance (BOM:531841), the current Quick Ratio is 59.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indus Finance (BOM:531841) Overvalued in 2026?
Based on GuruFocus' analysis, Indus Finance stock appears to be overvalued.
The current stock price of ₹155.00 is trading 166.8% above its estimated GF Value™ of ₹58.10.
GuruFocus considers Indus Finance to be Significantly Overvalued.
Key valuation signals for BOM:531841:
Quick Ratio: 59.40 (31% below median its 10-year median of 85.90)
GF Value™: ₹58.10 vs. price of ₹155.00 (166.8% above fair value)
Industry Position: 1214.2% above the Credit Services median (#96 of 394)
No single metric tells the full story. See the BOM:531841 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indus Finance Ltd is an Indian non-banking finance company (NBFC). The firm is engaged in secured lending, project financing, and company strategic investments. It is focused on sectors such as Wind and Solar, Infrastructure and property development, Agriculture and food processing, Loan against shares, Mortgage Loans on Properties, and Individual loans.
51GF Score
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