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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, First American Financial's share price is €59.50.
First American Financial's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was €66.46. Hence, First American Financial's PS Ratio for today is 0.90.
The historical rank and industry rank for First American Financial's PS Ratio or its related term are showing as below:
FRA:Y1F'
s PS Ratio Range Over the Past 10 Years
Min: 0.58 Med: 0.93 Max: 1.25
Current: 0.97
During the past 13 years, First American Financial's highest PS Ratio was 1.25. The lowest was 0.58. And the median was 0.93.
FRA:Y1F's PS Ratio is ranked better than 59.64% of 503
companies
in the Insurance industry
Industry Median: 1.17
vs FRA:Y1F: 0.97
First American Financial Corp revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of First American Financial was 23.50% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 0.50% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -1.60% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 3.80% per year.
During the past 13 years, First American Financial's highest 3-Year average Revenue per Share Growth Rate was 17.70% per year. The lowest was -14.30% per year. And the median was 3.10% per year.
Back to Basics: PS Ratio
First American Financial (FRA:Y1F) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, First American Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First American Financial PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, First American Financial's PS Ratio distribution charts can be found below:
* The bar in red indicates where First American Financial's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
First American Financial's Share Price of today is €59.50. First American Financial's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €66.46.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
First American Financial (FRA:Y1F) has a PS Ratio of 0.90 as of Jul. 26, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on First American Financial and its competitors. This is near median its historical median of 0.93. Over the past decade, First American Financial's PS Ratio has ranged from 0.58 to 1.25. According to the industry distribution chart, First American Financial ranks #203 out of 503 companies in the Insurance industry, placing it in the top 40.4%.
Is First American Financial's PS Ratio too high?
First American Financial's current PS Ratio of 0.90 is near median its 10-year median of 0.93. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 1.25. The Insurance industry median PS Ratio is 1.17. First American Financial's value of 0.90 is 23.1% below this industry median. Based on the distribution chart, First American Financial ranks #203 out of 503 companies in the Insurance industry, which is above the industry midpoint. Overall, First American Financial has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First American Financial's PS Ratio compare to ACT and ESNT?
According to the Insurance industry distribution chart, First American Financial ranks #203 out of 503 companies for PS Ratio. This puts First American Financial in the upper half of its industry. The industry median PS Ratio is 1.17. First American Financial's value of 0.90 is 23.1% below this benchmark. Historically, First American Financial's own PS Ratio has ranged from 0.58 to 1.25 over the past decade. While the company's 10-year median is 0.93 vs. the industry median of 1.17, First American Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.17, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First American Financial's current PS Ratio of 0.90 is 23.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on First American Financial and its competitors. For the Insurance industry, the median PS Ratio is 1.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First American Financial's current PS Ratio is 0.90, which is near median its own 10-year median of 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First American Financial stock overvalued right now?
Based on GuruFocus' analysis, First American Financial (FRA:Y1F) is currently considered Fairly Valued. The stock's GF Value™ is €61.30, compared to a current price of €59.50 — trading 2.9% below its estimated fair value. The current PS Ratio is 0.90, which is near median its 10-year median of 0.93 and 23.1% below the Insurance industry median of 1.17. First American Financial's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For First American Financial (FRA:Y1F), the current PS Ratio is 0.90 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First American Financial (FRA:Y1F) Overvalued in 2026?
Based on GuruFocus' analysis, First American Financial stock appears to be undervalued.
The current stock price of €59.50 is trading 2.9% below its estimated GF Value™ of €61.30.
GuruFocus considers First American Financial to be Fairly Valued.
Key valuation signals for FRA:Y1F:
PS Ratio: 0.90 (near median its 10-year median of 0.93)
GF Value™: €61.30 vs. price of €59.50 (2.9% below fair value)
Industry Position: 23.1% below the Insurance median (#203 of 503)
No single metric tells the full story. See the FRA:Y1F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First American Financial Corp is engaged in the business of providing title insurance, settlement services, and other financial services and risk solutions. The group's reportable segments are: Title insurance and services, Home warranty, and Corporate. Maximum revenue is generated from the Title insurance and services segment, which provides title insurance, closing, escrow, and related services domestically and internationally in connection with residential and commercial real estate transactions. This segment also provides solutions to mitigate risk and facilitate real estate transactions, along with offering banking, trust, warehouse lending, mortgage subservicing and wealth management services. The majority of the group's revenue is generated from escrow fees and insurance premiums.
76GF Score
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