First American Financial (FRA:Y1F) Asset Turnover: 0.12 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:Y1F First American Financial Corp FRA:Y1F
76 GF Score
Price €59.50
GF Value €61.30
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is First American Financial Asset Turnover?

First American Financial FRA:Y1F -1.65% 76 Asset Turnover is 0.12 as of Jun. 2026. GuruFocus rates FRA:Y1F with a GF Score™ of 76/100 and a GF Value™ of €61.30 (Fairly Valued). The stock has 7 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. First American Financial's Revenue for the three months ended in Jun. 2026 was €1,838 Mil. First American Financial's Total Assets for the quarter that ended in Jun. 2026 was €15,978 Mil. Therefore, First American Financial's Asset Turnover for the quarter that ended in Jun. 2026 was 0.12.

Asset Turnover is linked to ROE % through Du Pont Formula. First American Financial's annualized ROE % for the quarter that ended in Jun. 2026 was 15.76%. It is also linked to ROA % through Du Pont Formula. First American Financial's annualized ROA % for the quarter that ended in Jun. 2026 was 4.75%.


First American Financial  (FRA:Y1F) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

First American Financial's annulized ROE % for the quarter that ended in Jun. 2026 is

ROE %**(Q: Jun. 2026 )
=Net Income/Total Stockholders Equity
=758.632/4813.679
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(758.632 / 7351.264)*(7351.264 / 15977.9735)*(15977.9735/ 4813.679)
=Net Margin %*Asset Turnover*Equity Multiplier
=10.32 %*0.4601*3.3193
=ROA %*Equity Multiplier
=4.75 %*3.3193
=15.76 %

Note: The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

First American Financial's annulized ROA % for the quarter that ended in Jun. 2026 is

ROA %(Q: Jun. 2026 )
=Net Income/Total Assets
=758.632/15977.9735
=(Net Income / Revenue)*(Revenue / Total Assets)
=(758.632 / 7351.264)*(7351.264 / 15977.9735)
=Net Margin %*Asset Turnover
=10.32 %*0.4601
=4.75 %

Note: The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


First American Financial Asset Turnover Related Terms


First American Financial Asset Turnover Historical Data

* Premium members only.

The historical data trend for First American Financial's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First American Financial Asset Turnover Chart

First American Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.65 0.50 0.37 0.39 0.45

First American Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.11 0.12 0.12 0.11 0.12

FRA:Y1F vs ACT, ESNT, MTG: Asset Turnover Comparison

For the Insurance - Specialty subindustry, First American Financial's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First American Financial Asset Turnover vs Insurance Industry

For the Insurance industry and Financial Services sector, First American Financial's Asset Turnover distribution charts can be found below:

* The bar in red indicates where First American Financial's Asset Turnover falls into.


FRA:Y1F
76GF Score
First American Financial Corp FRA:Y1F
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First American Financial Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

First American Financial's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=6358.03/( (14237.713+13859.395)/ 2 )
=6358.03/14048.554
=0.45

First American Financial's Asset Turnover for the quarter that ended in Jun. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Jun. 2026 )/( (Total Assets (Q: Mar. 2026 )+Total Assets (Q: Jun. 2026 ))/ count )
=1837.816/( (15515.159+16440.788)/ 2 )
=1837.816/15977.9735
=0.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.12 mean?
First American Financial (FRA:Y1F) has a Asset Turnover of 0.12 as of Jun. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on First American Financial and its competitors.
Is First American Financial's Asset Turnover too high?
First American Financial's current Asset Turnover is 0.12. Overall, First American Financial has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First American Financial's Asset Turnover compare to ACT and ESNT?
First American Financial's Asset Turnover of 0.12 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for an Insurance company?
A good Asset Turnover depends on the Insurance industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on First American Financial and its competitors. First American Financial's current Asset Turnover is 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First American Financial stock overvalued right now?
Based on GuruFocus' analysis, First American Financial (FRA:Y1F) is currently considered Fairly Valued. The stock's GF Value™ is €61.30, compared to a current price of €59.50 — trading 2.9% below its estimated fair value. The current Asset Turnover is 0.12. First American Financial's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For First American Financial (FRA:Y1F), the current Asset Turnover is 0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First American Financial (FRA:Y1F) Overvalued in 2026?

Based on GuruFocus' analysis, First American Financial stock appears to be undervalued. The current stock price of €59.50 is trading 2.9% below its estimated GF Value™ of €61.30. GuruFocus considers First American Financial to be Fairly Valued.

Key valuation signals for FRA:Y1F:

  • Asset Turnover: 0.12
  • GF Value™: €61.30 vs. price of €59.50 (2.9% below fair value)
  • GF Score™: 76/100 with 7 warning signs

No single metric tells the full story. See the FRA:Y1F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First American Financial Business Description

Other Exchanges FAF:USA
Address 1 First American Way, Santa Ana, CA, USA, 92707-5913
First American Financial Corp is engaged in the business of providing title insurance, settlement services, and other financial services and risk solutions. The group's reportable segments are: Title insurance and services, Home warranty, and Corporate. Maximum revenue is generated from the Title insurance and services segment, which provides title insurance, closing, escrow, and related services domestically and internationally in connection with residential and commercial real estate transactions. This segment also provides solutions to mitigate risk and facilitate real estate transactions, along with offering banking, trust, warehouse lending, mortgage subservicing and wealth management services. The majority of the group's revenue is generated from escrow fees and insurance premiums.
76GF Score

Get the complete analysis for FRA:Y1F

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€59.50
Price
€61.30
GF Value