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ProCredit Holding AG (XTER:PCZ) PS Ratio : 1.32 (As of May. 21, 2024)


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What is ProCredit Holding AG PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, ProCredit Holding AG's share price is €10.00. ProCredit Holding AG's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2024 was €7.60. Hence, ProCredit Holding AG's PS Ratio for today is 1.32.

Warning Sign:

ProCredit Holding AG stock PS Ratio (=1.3) is close to 2-year high of 1.3

The historical rank and industry rank for ProCredit Holding AG's PS Ratio or its related term are showing as below:

XTER:PCZ' s PS Ratio Range Over the Past 10 Years
Min: 0.46   Med: 1.58   Max: 3.3
Current: 1.3

During the past 12 years, ProCredit Holding AG's highest PS Ratio was 3.30. The lowest was 0.46. And the median was 1.58.

XTER:PCZ's PS Ratio is ranked better than
81.09% of 1454 companies
in the Banks industry
Industry Median: 2.415 vs XTER:PCZ: 1.30

ProCredit Holding AG's Revenue per Sharefor the three months ended in Mar. 2024 was €1.88. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2024 was €7.60.

During the past 12 months, the average Revenue per Share Growth Rate of ProCredit Holding AG was 21.60% per year. During the past 3 years, the average Revenue per Share Growth Rate was 16.60% per year. During the past 5 years, the average Revenue per Share Growth Rate was 10.40% per year. During the past 10 years, the average Revenue per Share Growth Rate was -2.70% per year.

During the past 12 years, ProCredit Holding AG's highest 3-Year average Revenue per Share Growth Rate was 16.60% per year. The lowest was -14.50% per year. And the median was -7.20% per year.

Back to Basics: PS Ratio


ProCredit Holding AG PS Ratio Historical Data

The historical data trend for ProCredit Holding AG's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

ProCredit Holding AG PS Ratio Chart

ProCredit Holding AG Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.56 1.61 1.56 0.61 1.10

ProCredit Holding AG Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.97 1.14 0.97 1.10 1.20

Competitive Comparison of ProCredit Holding AG's PS Ratio

For the Banks - Diversified subindustry, ProCredit Holding AG's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ProCredit Holding AG's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, ProCredit Holding AG's PS Ratio distribution charts can be found below:

* The bar in red indicates where ProCredit Holding AG's PS Ratio falls into.



ProCredit Holding AG PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

ProCredit Holding AG's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=10.00/7.602
=1.32

ProCredit Holding AG's Share Price of today is €10.00.
ProCredit Holding AG's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was €7.60.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


ProCredit Holding AG  (XTER:PCZ) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


ProCredit Holding AG PS Ratio Related Terms

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ProCredit Holding AG (XTER:PCZ) Business Description

Traded in Other Exchanges
Address
Rohmerplatz 33-37, Frankfurt, DEU, 60486
ProCredit Holding AG provides financial products are services. It performs general banking functions like accepting deposits, providing loans, current and savings accounts, and other banking services. The company's geographical segments are South-Eastern Europe, consisting of seven banks in the following countries: Albania, Bosnia and Herzegovina, Bulgaria (including branch operations in Greece), Kosovo, North Macedonia, Romania, and Serbia; Eastern Europe, with three banks located in the following countries, Georgia, Moldova, and Ukraine; South America, consisting of one bank in Ecuador; and Germany, consisting of the ProCredit Bank in Germany, ProCredit Holding, Quipu and the ProCredit Academy in Furth.
Executives
Jovanka Joleska Popovska Supervisory Board
Eriola Bibolli Board of Directors
Dr. Gian Marco Felice Board of Directors
Christian Dagrosa Board of Directors
Hubert Spechtenhauser Board of Directors

ProCredit Holding AG (XTER:PCZ) Headlines

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