GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Santander Consumer USA Holdings Inc (NYSE:SC) » Definitions » PS Ratio

Santander Consumer USA Holdings (Santander Consumer USA Holdings) PS Ratio : 1.79 (As of May. 12, 2024)


View and export this data going back to 2014. Start your Free Trial

What is Santander Consumer USA Holdings PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Santander Consumer USA Holdings's share price is $41.60. Santander Consumer USA Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2021 was $23.19. Hence, Santander Consumer USA Holdings's PS Ratio for today is 1.79.

Warning Sign:

Santander Consumer USA Holdings Inc stock PS Ratio (=1.79) is close to 5-year high of 1.83

The historical rank and industry rank for Santander Consumer USA Holdings's PS Ratio or its related term are showing as below:

SC' s PS Ratio Range Over the Past 10 Years
Min: 0.58   Med: 1.23   Max: 2.13
Current: 1.79

During the past 11 years, Santander Consumer USA Holdings's highest PS Ratio was 2.13. The lowest was 0.58. And the median was 1.23.

SC's PS Ratio is not ranked
in the Credit Services industry.
Industry Median: 3.13 vs SC: 1.79

Santander Consumer USA Holdings's Revenue per Sharefor the three months ended in Sep. 2021 was $5.58. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2021 was $23.19.

During the past 12 months, the average Revenue per Share Growth Rate of Santander Consumer USA Holdings was 16.90% per year. During the past 3 years, the average Revenue per Share Growth Rate was 11.40% per year. During the past 5 years, the average Revenue per Share Growth Rate was 5.90% per year. During the past 10 years, the average Revenue per Share Growth Rate was 9.40% per year.

During the past 11 years, Santander Consumer USA Holdings's highest 3-Year average Revenue per Share Growth Rate was 26.10% per year. The lowest was 0.50% per year. And the median was 8.80% per year.

Back to Basics: PS Ratio


Santander Consumer USA Holdings PS Ratio Historical Data

The historical data trend for Santander Consumer USA Holdings's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Santander Consumer USA Holdings PS Ratio Chart

Santander Consumer USA Holdings Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.88 1.21 1.09 1.29 1.04

Santander Consumer USA Holdings Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.89 1.04 1.20 1.57 1.80

Competitive Comparison of Santander Consumer USA Holdings's PS Ratio

For the Credit Services subindustry, Santander Consumer USA Holdings's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Santander Consumer USA Holdings's PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Santander Consumer USA Holdings's PS Ratio distribution charts can be found below:

* The bar in red indicates where Santander Consumer USA Holdings's PS Ratio falls into.



Santander Consumer USA Holdings PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Santander Consumer USA Holdings's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=41.60/23.194
=1.79

Santander Consumer USA Holdings's Share Price of today is $41.60.
Santander Consumer USA Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2021 adds up the quarterly data reported by the company within the most recent 12 months, which was $23.19.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Santander Consumer USA Holdings  (NYSE:SC) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Santander Consumer USA Holdings PS Ratio Related Terms

Thank you for viewing the detailed overview of Santander Consumer USA Holdings's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Santander Consumer USA Holdings (Santander Consumer USA Holdings) Business Description

Traded in Other Exchanges
N/A
Address
160 Elm Street, Suite 800, Dallas, TX, USA, 75201
Santander Consumer USA Holdings Inc is a US-based consumer finance company focused on vehicle finance and third-party servicing. Its core business is the indirect origination of retail installment contracts, principally through manufacturer-franchised dealers in connection with their sale of new and used vehicles to retail consumers. The company operates its business in one reportable segment i.e. Consumer Finance which includes vehicle financial products and services, including retail installment contracts, vehicle leases, and dealer loans, as well as financial products and services related to motorcycles, RVs, and marine vehicles. It also includes personal loan and point-of-sale financing operations. The company's revenue consists of lease payment received, installments and other income.
Executives
Banco Santander, S.a. 10 percent owner CIUDAD GRUPO SANTANDER BOADILLA DEL MONTE MADRID U3 28660
Santander Holdings Usa, Inc. 10 percent owner 75 STATE STREET BOSTON MA 02109
Mahesh Aditya director, officer: President and CEO 75 STATE STREET BOSTON MA 02109
Joshua Baer officer: Chief Risk Officer 1601 ELM STREET, SUITE 800 DALLAS TX 75201
Sandra M Broderick officer: EVP, Head of Operations C/O SANTANDER CONSUMER USA HOLDINGS INC. 1601 ELM STREET, SUITE 800 DALLAS TX 75201
Christopher Keith Pfirrman officer: Chief Legal Officer C/O SANTANDER CONSUMER USA HOLDINGS INC. 1601 ELM STREET SUITE 800 DALLAS TX 75201
Mikenzie Sari officer: Chief Human Resources Officer C/O SANTANDER CONSUMER USA HOLDINGS INC. 1601 ELM STREET, SUITE 800 DALLAS TX 75201
Shawn Allgood officer: Please see remarks 1601 ELM STREET, SUITE 800 DALLAS TX 75201
Stephen A. Ferriss director 785 CRANDON BOULEVARD APT 1605 KEY BISCAINE FL 33149
William J Rainer director 800 SCUDDERS MILL ROAD PLAINSBORO NJ 08536
Dr. Homaira Akbari director 13410 SUTTON PARK DRIVE SOUTH, JACKSONVILLE FL 32224
Edith E Holiday director FRANKLIN RESOURCES INC, 901 MARINERS ISLAND BLVD 6TH FL, SAN MATEO CA 94404
Robert Mccarthy director C/O SANTANDER CONSUMER USA HOLDINGS INC, 1601 ELM STREET, SUITE 800, DALLAS TX 75201
William F Muir director C/O SANTANDER CONSUMER USA HOLDINGS INC, 1601 ELM STREET SUITE 800, DALLAS TX 75201
Reza Leaali officer: Chief Technology Officer 1601 ELM STREET, SUITE 800 DALLAS TX 75201

Santander Consumer USA Holdings (Santander Consumer USA Holdings) Headlines

From GuruFocus