The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, United Security Bancshares's share price is $7.40.
United Security Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $3.10. Hence, United Security Bancshares's PS Ratio for today is 2.38.
The historical rank and industry rank for United Security Bancshares's PS Ratio or its related term are showing as below:
UBFO'
s PS Ratio Range Over the Past 10 Years
Min: 1.88 Med: 3.17 Max: 5.41
Current: 2.38
During the past 13 years, United Security Bancshares's highest PS Ratio was 5.41. The lowest was 1.88. And the median was 3.17.
UBFO's PS Ratio is ranked better than 50.72% of 1449
companies
in the Banks industry
Industry Median: 2.39
vs UBFO: 2.38
United Security Bancshares has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of United Security Bancshares was 14.20% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 13.30% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 6.10% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 6.40% per year.
During the past 13 years, United Security Bancshares's highest 3-Year average Revenue per Share Growth Rate was 81.20% per year. The lowest was -9.40% per year. And the median was 7.10% per year.
Back to Basics: PS Ratio
United Security Bancshares PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of United Security Bancshares's PS Ratio
For the Banks - Regional subindustry, United Security Bancshares's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Security Bancshares's PS Ratio Distribution in the Banks Industry
For the Banks industry and Financial Services sector, United Security Bancshares's PS Ratio distribution charts can be found below:
* The bar in red indicates where United Security Bancshares's PS Ratio falls into.
United Security Bancshares PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
United Security Bancshares's Share Price of today is $7.40. United Security Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
United Security Bancshares (NAS:UBFO) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
United Security Bancshares PS Ratio Related Terms
Thank you for viewing the detailed overview of United Security Bancshares's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.
United Security Bancshares (United Security Bancshares) Business Description
United Security Bancshares operates as the holding for United Security Bank. It provides commercial banking services to the business and professional community, and individuals located in Fresno, Madera, and Kern Counties. It offers checking and savings accounts, deposits, mortgage loans, credit and debit cards, safe deposit boxes, automated teller machines, wire transfers, money market accounts, mobile banking, and wealth management services. The company's primary sources of revenue are interest income from loans and investment securities.
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