UBFO has been successfully added to your Stock Email Alerts list.
You can manage your stock email alerts here.
UBFO has been removed from your Stock Email Alerts list.
Please enter Portfolio Name for new portfolio.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. United Security Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2024 was $2.998. United Security Bancshares's 10-Year median PS Ratio is 3.2021. Therefore, the Median PS Value for today is $9.60.
As of today (2025-04-06), United Security Bancshares's share price is $8.00. United Security Bancshares's Median PS Value is $9.60. Therefore, United Security Bancshares's Price to Median PS Value for today is 0.83.
The historical rank and industry rank for United Security Bancshares's Median PS Value or its related term are showing as below:
During the past 13 years, the highest Price to Median PS Value of United Security Bancshares was 1.94. The lowest was 0.80. And the median was 1.11.
The historical data trend for United Security Bancshares's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Security Bancshares Annual Data | |||||||||||||||||||||
Trend | Dec15 | Dec16 | Dec17 | Dec18 | Dec19 | Dec20 | Dec21 | Dec22 | Dec23 | Dec24 | |||||||||||
Median PS Value | Get a 7-Day Free Trial |
![]() |
![]() |
6.38 | 7.40 | 9.13 | 10.44 | 9.60 |
United Security Bancshares Quarterly Data | ||||||||||||||||||||
Mar20 | Jun20 | Sep20 | Dec20 | Mar21 | Jun21 | Sep21 | Dec21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | Mar24 | Jun24 | Sep24 | Dec24 | |
Median PS Value | Get a 7-Day Free Trial |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
10.44 | 10.12 | 9.98 | 10.13 | 9.60 |
For the Banks - Regional subindustry, United Security Bancshares's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Banks industry and Financial Services sector, United Security Bancshares's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where United Security Bancshares's Price-to-Median-PS-Value falls into.
United Security Bancshares's Median PS Value for today is calculated as
Median PS Value | = | Revenue per Share (TTM) | * | 10-Year Median PS Ratio |
= | 2.998 | * | 3.2021 | |
= | 9.60 |
10-Year Median PS Ratio is 3.2021.
United Security Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.998.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Security Bancshares (NAS:UBFO) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
United Security Bancshares's Price to Median PS Value for today is calculated as
Price to Median PS Value | = | Share Price | / | Median PS Value |
= | 8.00 | / | 9.60 | |
= | 0.83 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thank you for viewing the detailed overview of United Security Bancshares's Median PS Value provided by GuruFocus.com. Please click on the following links to see related term pages.
Oberg Robert C Jr | officer: SVP & CHIEF RISK OFFICER | 610 DAYTON STREET APT# 3, HAMILTON OH 45011 |
G Thompson Ellithorpe | director | 1525 E SHAW AVE, FRESNO CA 93710 |
Dennis R Woods | director, officer: CEO | 1525 E. SHAW AVE., FRESNO CA 93710 |
Jagroop Gill | director | 2126 INYO STREET, FRESNO CA 93721 |
Brian Tkacz | director | 2126 INYO STREET, FRESNO CA 93721 |
Thomas G Walker | director | 2126 INYO STREET, FRESNO CA 93721 |
William M. Yarbenet | officer: SVP & CCO | 2126 INYO STREET, FRESNO CA 93721 |
Kenneth D Newby | director | 2126 INYO STREET, FRESNO CA 93721 |
Susan Quigley | director | 2126 INYO STREET, FRESNO CA 93721 |
Heather Hammack | director | 2126 INYO STREET, FRESNO CA 93721 |
Dora Westerlund | director | 2126 INYO STREET, FRESNO CA 93721 |
Nabeel Mahmood | director | 2126 INYO STREET, FRESNO CA 93721 |
Benjamin Mackovak | director | 2126 INYO STREET, FRESNO CA 93721 |
David L Eytcheson | officer: SVP & COO | 1525 E SHAW AVE, FRESNO CA 93710 |
David A Kinross | officer: SVP & CHIEF FINANCIAL OFFICER | 600 POLLASKY AVENUE, CLOVIS CA 93612 |
From GuruFocus
By Business Wire • 10-30-2023
By Business Wire Business Wire • 01-26-2023
By GuruFocus Research • 01-25-2024
By Business Wire • 01-25-2024
By Business Wire Business Wire • 06-30-2022
By GuruFocus News • 10-31-2024
By Business Wire Business Wire • 03-24-2022
By GuruFocus News • 01-29-2025
By GuruFocus Research • 10-30-2023
By Business Wire Business Wire • 12-14-2021
Disclaimers: GuruFocus.com is not operated by a broker or a dealer. It has an affiliated registered investment adviser, which serves as the subadviser to an exchange traded fund. This investment adviser does not provide advice to individual investors. Under no circumstances does any information posted on GuruFocus.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The individuals or entities selected as "gurus" may buy and sell securities before and after any particular article and report and information herein is published, with respect to the securities discussed in any article and report posted herein. Gurus may be added or dropped from the GuruFocus site at any time. In no event shall GuruFocus.com be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on GuruFocus.com, or relating to the use of, or inability to use, GuruFocus.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. The gurus listed in this website are not affiliated with GuruFocus.com, LLC. Stock quotes provided by InterActive Data. Fundamental company data provided by Morningstar, updated daily.