FTHM (Fathom Holdings) Quick Ratio: 1.06 (As of Dec. 2025) — 22% Below Median


FTHM Fathom Holdings Inc FTHM
59 GF Score
Price $1.08
GF Value $1.60
Valuation Possible Value Trap
! 6 Warning Signs
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What is Fathom Holdings Quick Ratio?

Fathom Holdings FTHM -8.94% 59 Quick Ratio is 1.06 as of Dec. 2025, which is 22% below its 10-year median of 1.36. GuruFocus rates FTHM with a GF Score™ of 59/100 and a GF Value™ of $1.60 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,791 Real Estate companies, Fathom Holdings ranks better than 57.57% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Fathom Holdings's quick ratio for the quarter that ended in Dec. 2025 was 1.06.

Fathom Holdings has a quick ratio of 1.06. It generally indicates good short-term financial strength.

The historical rank and industry rank for Fathom Holdings's Quick Ratio or its related term are showing as below:

FTHM' s Quick Ratio Range Over the Past 10 Years
Min: 0.56   Med: 1.36   Max: 6.58
Current: 1.06

During the past 8 years, Fathom Holdings's highest Quick Ratio was 6.58. The lowest was 0.56. And the median was 1.36.

FTHM's Quick Ratio is ranked better than
57.57% of 1791 companies
in the Real Estate industry
Industry Median: 0.84 vs FTHM: 1.06

Fathom Holdings  (NAS:FTHM) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Fathom Holdings Quick Ratio Related Terms


Fathom Holdings Quick Ratio Historical Data

* Premium members only.

The historical data trend for Fathom Holdings's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fathom Holdings Quick Ratio Chart

Fathom Holdings Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Quick Ratio
Get a 7-Day Free Trial 2.58 1.51 1.42 1.29 1.06

Fathom Holdings Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.29 1.18 1.20 1.41 1.06

FTHM vs OMH, MDRR, ABCP: Quick Ratio Comparison

For the Real Estate Services subindustry, Fathom Holdings's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fathom Holdings Quick Ratio vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Fathom Holdings's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Fathom Holdings's Quick Ratio falls into.


FTHM
59GF Score
Fathom Holdings Inc FTHM
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Fathom Holdings Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Fathom Holdings's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Quick Ratio (A: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(35.92-0)/33.897
=1.06

Fathom Holdings's Quick Ratio for the quarter that ended in Dec. 2025 is calculated as

Quick Ratio (Q: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(35.92-0)/33.897
=1.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 1.06 mean?
Fathom Holdings (FTHM) has a Quick Ratio of 1.06 as of Dec. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Fathom Holdings and its competitors. This is 22% below median its historical median of 1.36. Over the past decade, Fathom Holdings' Quick Ratio has ranged from 0.56 to 6.58. According to the industry distribution chart, Fathom Holdings ranks #760 out of 1791 companies in the Real Estate industry, placing it in the top 42.4%.
Is Fathom Holdings' Quick Ratio too high?
Fathom Holdings' current Quick Ratio of 1.06 is 22% below median its 10-year median of 1.36. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 6.58. The Real Estate industry median Quick Ratio is 0.84. Fathom Holdings' value of 1.06 is 26.2% above this industry median. Based on the distribution chart, Fathom Holdings ranks #760 out of 1791 companies in the Real Estate industry, which is above the industry midpoint. Overall, Fathom Holdings has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fathom Holdings' Quick Ratio compare to OMH and MDRR?
According to the Real Estate industry distribution chart, Fathom Holdings ranks #760 out of 1791 companies for Quick Ratio. This puts Fathom Holdings in the upper half of its industry. The industry median Quick Ratio is 0.84. Fathom Holdings' value of 1.06 is 26.2% above this benchmark. Historically, Fathom Holdings' own Quick Ratio has ranged from 0.56 to 6.58 over the past decade. While the company's 10-year median is 1.36 vs. the industry median of 0.84, Fathom Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Real Estate company?
The median Quick Ratio among Real Estate companies is 0.84, based on 1,791 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fathom Holdings's current Quick Ratio of 1.06 is 26.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Fathom Holdings and its competitors. For the Real Estate industry, the median Quick Ratio is 0.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fathom Holdings's current Quick Ratio is 1.06, which is 22% below median its own 10-year median of 1.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fathom Holdings stock overvalued right now?
Based on GuruFocus' analysis, Fathom Holdings (FTHM) is currently considered Possible Value Trap. The stock's GF Value™ is $1.60, compared to a current price of $1.08 — trading 32.5% below its estimated fair value. The current Quick Ratio is 1.06, which is 22% below median its 10-year median of 1.36 and 26.2% above the Real Estate industry median of 0.84. Fathom Holdings' overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Fathom Holdings (FTHM), the current Quick Ratio is 1.06 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fathom Holdings (FTHM) Overvalued in 2026?

Based on GuruFocus' analysis, Fathom Holdings stock appears to be undervalued. The current stock price of $1.08 is trading 32.5% below its estimated GF Value™ of $1.60. GuruFocus considers Fathom Holdings to be Possible Value Trap.

Key valuation signals for FTHM:

  • Quick Ratio: 1.06 (22% below median its 10-year median of 1.36)
  • GF Value™: $1.60 vs. price of $1.08 (32.5% below fair value)
  • GF Score™: 59/100 with 6 warning signs
  • Industry Position: 26.2% above the Real Estate median (#760 of 1791)

No single metric tells the full story. See the FTHM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fathom Holdings Business Description

Address 2000 Regency Parkway Drive, Suite 300, Cary, NC, USA, 27518
Fathom Holdings Inc is a national, technology-driven, real estate services platform integrating residential brokerage, mortgage, title, and Software as a Service (SaaS) offerings to brokerages and agents by leveraging intelliAgent , proprietary cloud-based software. The Company's three operating and reportable segments: Real Estate Brokerage, Mortgage, and Title. The majority of revenue is from Real Estate Brokerage, which provides real estate brokerage services.
59GF Score

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Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.08
Price
$1.60
GF Value