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Fathom HoldingsFTHM +4.90%56 Equity-to-Asset is 0.41 as of Mar. 2026, which is 38% below its 10-year median of 0.66. GuruFocus rates FTHM with a GF Score™ of 56/100 and a GF Value™ of $1.30 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,798 Real Estate companies, Fathom Holdings ranks worse than 55.67% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Fathom Holdings's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $29.7 Mil. Fathom Holdings's Total Assets for the quarter that ended in Mar. 2026 was $72.1 Mil.
Therefore, Fathom Holdings's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.41.
The historical rank and industry rank for Fathom Holdings's Equity-to-Asset or its related term are showing as below:
FTHM'
s Equity-to-Asset Range Over the Past 10 Years
Min: -0.47 Med: 0.66 Max: 0.86
Current: 0.41
During the past 8 years, the highest Equity to Asset Ratio of Fathom Holdings was 0.86. The lowest was -0.47. And the median was 0.66.
FTHM's Equity-to-Asset is ranked worse than 55.67% of 1798
companies
in the Real Estate industry
Industry Median: 0.45
vs FTHM: 0.41
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Fathom Holdings Equity-to-Asset Related Terms
Fathom Holdings Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Fathom Holdings's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FTHM vs NYC, DUO, ABCP: Equity-to-Asset Comparison
For the Real Estate Services subindustry, Fathom Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fathom Holdings Equity-to-Asset vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Fathom Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Fathom Holdings's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Fathom Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fathom Holdings (FTHM) has a Equity-to-Asset of 0.41 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Fathom Holdings and its competitors. This is 38% below median its historical median of 0.66. According to the industry distribution chart, Fathom Holdings ranks #1001 out of 1798 companies in the Real Estate industry, placing it in the top 55.7%.
Is Fathom Holdings' Equity-to-Asset too high?
Fathom Holdings' current Equity-to-Asset of 0.41 is 38% below median its 10-year median of 0.66. The Real Estate industry median Equity-to-Asset is 0.45. Fathom Holdings' value of 0.41 is 8.9% below this industry median. Based on the distribution chart, Fathom Holdings ranks #1001 out of 1798 companies in the Real Estate industry, which is below the industry midpoint. Overall, Fathom Holdings has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fathom Holdings' Equity-to-Asset compare to NYC and DUO?
According to the Real Estate industry distribution chart, Fathom Holdings ranks #1001 out of 1798 companies for Equity-to-Asset. This places Fathom Holdings in the lower half of its industry. The industry median Equity-to-Asset is 0.45. Fathom Holdings' value of 0.41 is 8.9% below this benchmark. While the company's 10-year median is 0.66 vs. the industry median of 0.45, Fathom Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Real Estate company?
The median Equity-to-Asset among Real Estate companies is 0.45, based on 1,798 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fathom Holdings's current Equity-to-Asset of 0.41 is 8.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Fathom Holdings and its competitors. For the Real Estate industry, the median Equity-to-Asset is 0.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fathom Holdings's current Equity-to-Asset is 0.41, which is 38% below median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fathom Holdings stock overvalued right now?
Based on GuruFocus' analysis, Fathom Holdings (FTHM) is currently considered Possible Value Trap. The stock's GF Value™ is $1.30, compared to a current price of $0.84 — trading 35.8% below its estimated fair value. The current Equity-to-Asset is 0.41, which is 38% below median its 10-year median of 0.66 and 8.9% below the Real Estate industry median of 0.45. Fathom Holdings' overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Fathom Holdings (FTHM), the current Equity-to-Asset is 0.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fathom Holdings (FTHM) Overvalued in 2026?
Based on GuruFocus' analysis, Fathom Holdings stock appears to be undervalued.
The current stock price of $0.84 is trading 35.8% below its estimated GF Value™ of $1.30.
GuruFocus considers Fathom Holdings to be Possible Value Trap.
Key valuation signals for FTHM:
Equity-to-Asset: 0.41 (38% below median its 10-year median of 0.66)
GF Value™: $1.30 vs. price of $0.84 (35.8% below fair value)
Industry Position: 8.9% below the Real Estate median (#1001 of 1798)
No single metric tells the full story. See the FTHM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fathom Holdings Inc is a national, technology-driven, real estate services platform integrating residential brokerage, mortgage, title, and Software as a Service (SaaS) offerings to brokerages and agents by leveraging intelliAgent , proprietary cloud-based software. The Company's three operating and reportable segments: Real Estate Brokerage, Mortgage, and Title. The majority of revenue is from Real Estate Brokerage, which provides real estate brokerage services.
56GF Score
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