Fathom HoldingsFTHM -8.94%59 Current Ratio is 1.06 as of Dec. 2025, which is 22% below its 10-year median of 1.36. GuruFocus rates FTHM with a GF Score™ of 59/100 and a GF Value™ of $1.60 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,792 Real Estate companies, Fathom Holdings ranks worse than 73.77% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Fathom Holdings's current ratio for the quarter that ended in Dec. 2025 was 1.06.
Fathom Holdings has a current ratio of 1.06. It generally indicates good short-term financial strength.
The historical rank and industry rank for Fathom Holdings's Current Ratio or its related term are showing as below:
FTHM'
s Current Ratio Range Over the Past 10 Years
Min: 0.56 Med: 1.36 Max: 6.58
Current: 1.06
During the past 8 years, Fathom Holdings's highest Current Ratio was 6.58. The lowest was 0.56. And the median was 1.36.
FTHM's Current Ratio is ranked worse than 73.77% of 1792
companies
in the Real Estate industry
Industry Median: 1.7
vs FTHM: 1.06
Fathom Holdings (NAS:FTHM) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Fathom Holdings Current Ratio Related Terms
Fathom Holdings Current Ratio Historical Data
* Premium members only.
The historical data trend for Fathom Holdings's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate Services subindustry, Fathom Holdings's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fathom Holdings Current Ratio vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Fathom Holdings's Current Ratio distribution charts can be found below:
* The bar in red indicates where Fathom Holdings's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fathom Holdings (FTHM) has a Current Ratio of 1.06 as of Dec. 2025. This is 22% below median its historical median of 1.36. Over the past decade, Fathom Holdings' Current Ratio has ranged from 0.56 to 6.58. According to the industry distribution chart, Fathom Holdings ranks #1322 out of 1792 companies in the Real Estate industry, placing it in the top 73.8%.
Is Fathom Holdings' Current Ratio too high?
Fathom Holdings' current Current Ratio of 1.06 is 22% below median its 10-year median of 1.36. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 6.58. The Real Estate industry median Current Ratio is 1.70. Fathom Holdings' value of 1.06 is 37.6% below this industry median. Based on the distribution chart, Fathom Holdings ranks #1322 out of 1792 companies in the Real Estate industry, which is below the industry midpoint. Overall, Fathom Holdings has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fathom Holdings' Current Ratio compare to OMH and MDRR?
According to the Real Estate industry distribution chart, Fathom Holdings ranks #1322 out of 1792 companies for Current Ratio. This places Fathom Holdings in the lower half of its industry. The industry median Current Ratio is 1.70. Fathom Holdings' value of 1.06 is 37.6% below this benchmark. Historically, Fathom Holdings' own Current Ratio has ranged from 0.56 to 6.58 over the past decade. While the company's 10-year median is 1.36 vs. the industry median of 1.70, Fathom Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Real Estate company?
The median Current Ratio among Real Estate companies is 1.70, based on 1,792 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fathom Holdings's current Current Ratio of 1.06 is 37.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Current Ratio is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fathom Holdings's current Current Ratio is 1.06, which is 22% below median its own 10-year median of 1.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fathom Holdings stock overvalued right now?
Based on GuruFocus' analysis, Fathom Holdings (FTHM) is currently considered Possible Value Trap. The stock's GF Value™ is $1.60, compared to a current price of $1.08 — trading 32.5% below its estimated fair value. The current Current Ratio is 1.06, which is 22% below median its 10-year median of 1.36 and 37.6% below the Real Estate industry median of 1.70. Fathom Holdings' overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Fathom Holdings (FTHM), the current Current Ratio is 1.06 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fathom Holdings (FTHM) Overvalued in 2026?
Based on GuruFocus' analysis, Fathom Holdings stock appears to be undervalued.
The current stock price of $1.08 is trading 32.5% below its estimated GF Value™ of $1.60.
GuruFocus considers Fathom Holdings to be Possible Value Trap.
Key valuation signals for FTHM:
Current Ratio: 1.06 (22% below median its 10-year median of 1.36)
GF Value™: $1.60 vs. price of $1.08 (32.5% below fair value)
Industry Position: 37.6% below the Real Estate median (#1322 of 1792)
No single metric tells the full story. See the FTHM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fathom Holdings Inc is a national, technology-driven, real estate services platform integrating residential brokerage, mortgage, title, and Software as a Service (SaaS) offerings to brokerages and agents by leveraging intelliAgent , proprietary cloud-based software. The Company's three operating and reportable segments: Real Estate Brokerage, Mortgage, and Title. The majority of revenue is from Real Estate Brokerage, which provides real estate brokerage services.
59GF Score
Get the complete analysis for FTHM
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