Fathom HoldingsFTHM -2.31%59 Days Payable is 8.88 as of Dec. 2025, which is 113% above its 10-year median of 4.16. GuruFocus rates FTHM with a GF Score™ of 59/100 and a GF Value™ of $1.60 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,571 Real Estate companies, Fathom Holdings ranks worse than 95.48% on this metric.
The historical rank and industry rank for Fathom Holdings's Days Payable or its related term are showing as below:
FTHM'
s Days Payable Range Over the Past 10 Years
Min: 3.06 Med: 4.16 Max: 6.52
Current: 6.52
During the past 8 years, Fathom Holdings's highest Days Payable was 6.52. The lowest was 3.06. And the median was 4.16.
FTHM's Days Payable is ranked worse than 95.48% of 1571
companies
in the Real Estate industry
Industry Median: 94.38
vs FTHM: 6.52
Fathom Holdings's Days Payable
increased
from Dec. 2024 (4.94) to Dec. 2025 (8.88).
It may suggest that Fathom Holdingsdelayed paying its suppliers.
Fathom Holdings Days Payable Related Terms
Fathom Holdings Days Payable Historical Data
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The historical data trend for Fathom Holdings's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate Services subindustry, Fathom Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fathom Holdings Days Payable vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Fathom Holdings's Days Payable distribution charts can be found below:
* The bar in red indicates where Fathom Holdings's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Fathom Holdings's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fathom Holdings (FTHM) has a Days Payable of 8.88 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Fathom Holdings and its competitors. This is 113% above median its historical median of 4.16. Over the past decade, Fathom Holdings' Days Payable has ranged from 3.06 to 6.52. According to the industry distribution chart, Fathom Holdings ranks #1500 out of 1571 companies in the Real Estate industry, placing it in the top 95.5%.
Is Fathom Holdings' Days Payable too high?
Fathom Holdings' current Days Payable of 8.88 is 113% above median its 10-year median of 4.16. Over the past 10 years, this metric has ranged from a low of 3.06 to a high of 6.52. The Real Estate industry median Days Payable is 94.38. Fathom Holdings' value of 8.88 is 90.6% below this industry median. Based on the distribution chart, Fathom Holdings ranks #1500 out of 1571 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Fathom Holdings has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fathom Holdings' Days Payable compare to OMH and MDRR?
According to the Real Estate industry distribution chart, Fathom Holdings ranks #1500 out of 1571 companies for Days Payable. This places Fathom Holdings in the lower half of its industry. The industry median Days Payable is 94.38. Fathom Holdings' value of 8.88 is 90.6% below this benchmark. Historically, Fathom Holdings' own Days Payable has ranged from 3.06 to 6.52 over the past decade. While the company's 10-year median is 4.16 vs. the industry median of 94.38, Fathom Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Real Estate company?
The median Days Payable among Real Estate companies is 94.38, based on 1,571 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fathom Holdings's current Days Payable of 8.88 is 90.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Fathom Holdings and its competitors. For the Real Estate industry, the median Days Payable is 94.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fathom Holdings's current Days Payable is 8.88, which is 113% above median its own 10-year median of 4.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fathom Holdings stock overvalued right now?
Based on GuruFocus' analysis, Fathom Holdings (FTHM) is currently considered Possible Value Trap. The stock's GF Value™ is $1.60, compared to a current price of $1.06 — trading 34.1% below its estimated fair value. The current Days Payable is 8.88, which is 113% above median its 10-year median of 4.16 and 90.6% below the Real Estate industry median of 94.38. Fathom Holdings' overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Fathom Holdings (FTHM), the current Days Payable is 8.88 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fathom Holdings (FTHM) Overvalued in 2026?
Based on GuruFocus' analysis, Fathom Holdings stock appears to be undervalued.
The current stock price of $1.06 is trading 34.1% below its estimated GF Value™ of $1.60.
GuruFocus considers Fathom Holdings to be Possible Value Trap.
Key valuation signals for FTHM:
Days Payable: 8.88 (113% above median its 10-year median of 4.16)
GF Value™: $1.60 vs. price of $1.06 (34.1% below fair value)
Industry Position: 90.6% below the Real Estate median (#1500 of 1571)
No single metric tells the full story. See the FTHM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fathom Holdings Inc is a national, technology-driven, real estate services platform integrating residential brokerage, mortgage, title, and Software as a Service (SaaS) offerings to brokerages and agents by leveraging intelliAgent , proprietary cloud-based software. The Company's three operating and reportable segments: Real Estate Brokerage, Mortgage, and Title. The majority of revenue is from Real Estate Brokerage, which provides real estate brokerage services.
59GF Score
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