FTHM (Fathom Holdings) Retained Earnings: $-113.5 Mil (As of Dec. 2025)


FTHM Fathom Holdings Inc FTHM
55 GF Score
Price $1.01
GF Value $1.60
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Fathom Holdings Retained Earnings?

Fathom Holdings FTHM -0.79% 55 Retained Earnings is $-113.5 Mil as of Dec. 2025. GuruFocus rates FTHM with a GF Score™ of 55/100 and a GF Value™ of $1.60 (Possible Value Trap). The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Fathom Holdings's retained earnings for the quarter that ended in Dec. 2025 was $-113.5 Mil.

Fathom Holdings's quarterly retained earnings declined from Jun. 2025 ($-102.4 Mil) to Sep. 2025 ($-106.8 Mil) and declined from Sep. 2025 ($-106.8 Mil) to Dec. 2025 ($-113.5 Mil).

Fathom Holdings's annual retained earnings declined from Dec. 2023 ($-71.6 Mil) to Dec. 2024 ($-93.2 Mil) and declined from Dec. 2024 ($-93.2 Mil) to Dec. 2025 ($-113.5 Mil).


Fathom Holdings  (NAS:FTHM) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Fathom Holdings Retained Earnings Historical Data

* Premium members only.

The historical data trend for Fathom Holdings's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fathom Holdings Retained Earnings Chart

Fathom Holdings Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial -19.98 -47.61 -71.59 -93.16 -113.47

Fathom Holdings Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -93.16 -98.81 -102.40 -106.76 -113.47
FTHM
55GF Score
Fathom Holdings Inc FTHM
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fathom Holdings Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $-113.5 Mil mean?
Fathom Holdings (FTHM) has a Retained Earnings of $-113.5 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Fathom Holdings and its competitors.
Is Fathom Holdings' Retained Earnings too high?
Fathom Holdings' current Retained Earnings is $-113.5 Mil. Overall, Fathom Holdings has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fathom Holdings' Retained Earnings compare to DUO and EUDA?
Fathom Holdings' Retained Earnings of $-113.5 Mil can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Real Estate company?
A good Retained Earnings depends on the Real Estate industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Fathom Holdings and its competitors. Fathom Holdings's current Retained Earnings is $-113.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fathom Holdings stock overvalued right now?
Based on GuruFocus' analysis, Fathom Holdings (FTHM) is currently considered Possible Value Trap. The stock's GF Value™ is $1.60, compared to a current price of $1.01 — trading 36.9% below its estimated fair value. The current Retained Earnings is $-113.5 Mil. Fathom Holdings' overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Fathom Holdings (FTHM), the current Retained Earnings is $-113.5 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fathom Holdings (FTHM) Overvalued in 2026?

Based on GuruFocus' analysis, Fathom Holdings stock appears to be undervalued. The current stock price of $1.01 is trading 36.9% below its estimated GF Value™ of $1.60. GuruFocus considers Fathom Holdings to be Possible Value Trap.

Key valuation signals for FTHM:

  • Retained Earnings: $-113.5 Mil
  • GF Value™: $1.60 vs. price of $1.01 (36.9% below fair value)
  • GF Score™: 55/100 with 6 warning signs

No single metric tells the full story. See the FTHM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fathom Holdings Business Description

Address 2000 Regency Parkway Drive, Suite 300, Cary, NC, USA, 27518
Fathom Holdings Inc is a national, technology-driven, real estate services platform integrating residential brokerage, mortgage, title, and Software as a Service (SaaS) offerings to brokerages and agents by leveraging intelliAgent , proprietary cloud-based software. The Company's three operating and reportable segments: Real Estate Brokerage, Mortgage, and Title. The majority of revenue is from Real Estate Brokerage, which provides real estate brokerage services.
55GF Score

Get the complete analysis for FTHM

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.01
Price
$1.60
GF Value