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IntegraFin Holdings has the Financial Strength Rank of 7.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
IntegraFin Holdings's Interest Coverage for the quarter that ended in Mar. 2026 was 85.50.
IntegraFin Holdings's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.08.
As of today, IntegraFin Holdings's Altman Z-Score is 0.06.
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
IntegraFin Holdings has the Financial Strength Rank of 7.
IntegraFin Holdings Financial Strength Related Terms
CHIX:IHPL vs BLK, BX, KKR: Financial Strength Comparison
For the Asset Management subindustry, IntegraFin Holdings's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IntegraFin Holdings Financial Strength vs Asset Management Industry
For the Asset Management industry and Financial Services sector, IntegraFin Holdings's Financial Strength distribution charts can be found below:
* The bar in red indicates where IntegraFin Holdings's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. IntegraFin Holdings PLC has enough cash to cover all of its debt. Its financial situation is stable.
2. Debt to revenue ratio. The lower, the better.
IntegraFin Holdings's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
IntegraFin Holdings has a Z-score of 0.06, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.
Warning Sign:
Altman Z-score of 0.06 is in distress zone. This implies bankruptcy possibility in the next two years.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IntegraFin Holdings (CHIX:IHPL) has a Financial Strength of 7 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on IntegraFin Holdings and its competitors. This is near median its historical median of 7.00. Over the past decade, IntegraFin Holdings' Financial Strength has ranged from 5.00 to 8.00.
Is IntegraFin Holdings' Financial Strength too high?
IntegraFin Holdings' current Financial Strength of 7 is near median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 8.00. Overall, IntegraFin Holdings has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IntegraFin Holdings' Financial Strength compare to BLK and BX?
IntegraFin Holdings' Financial Strength of 7 can be compared against companies in the Asset Management industry. Historically, IntegraFin Holdings' own Financial Strength has ranged from 5.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Asset Management company?
A good Financial Strength depends on the Asset Management industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on IntegraFin Holdings and its competitors. IntegraFin Holdings's current Financial Strength is 7, which is near median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IntegraFin Holdings stock overvalued right now?
Based on GuruFocus' analysis, IntegraFin Holdings (CHIX:IHPL) is currently considered Fairly Valued. The stock's GF Value™ is £3.84, compared to a current price of £3.71 — trading 3.4% below its estimated fair value. The current Financial Strength is 7, which is near median its 10-year median of 7.00. IntegraFin Holdings' overall GF Score™ is 92/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For IntegraFin Holdings (CHIX:IHPL), the current Financial Strength is 7 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IntegraFin Holdings (CHIX:IHPL) Overvalued in 2026?
Based on GuruFocus' analysis, IntegraFin Holdings stock appears to be undervalued.
The current stock price of £3.71 is trading 3.4% below its estimated GF Value™ of £3.84.
GuruFocus considers IntegraFin Holdings to be Fairly Valued.
Key valuation signals for CHIX:IHPL:
Financial Strength: 7 (near median its 10-year median of 7.00)
GF Value™: £3.84 vs. price of £3.71 (3.4% below fair value)
No single metric tells the full story. See the CHIX:IHPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IntegraFin Holdings PLC is a United Kingdom-based holding company providing platform services to clients and financial advisers. Its segments include Investment administration services performed by IFAL, the provider of the Transact wrap service, offering general investment accounts (GIA), acting as a SIPP operator and ISA manager, and serving as custodian for platform assets, which generates the majority of revenue. The Insurance and life assurance business comprises ILUK and ILInt, which provide pension and bond products on the Transact platform, and Adviser back-office technology includes T4A, which provides financial planning technology through the CURO adviser support system. The company derives the majority of its revenue from the United Kingdom.
92GF Score
Get the complete analysis for CHIX:IHPL
Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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