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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. IntegraFin Holdings's retained earnings for the quarter that ended in Mar. 2026 was £221.8 Mil.
IntegraFin Holdings's quarterly retained earnings
increased
from Mar. 2025 (£196.0 Mil) to Sep. 2025 (£215.1 Mil) and
increased
from Sep. 2025 (£215.1 Mil) to Mar. 2026 (£221.8 Mil).
IntegraFin Holdings's annual retained earnings
increased
from Sep. 2023 (£180.2 Mil) to Sep. 2024 (£198.6 Mil) and
increased
from Sep. 2024 (£198.6 Mil) to Sep. 2025 (£215.1 Mil).
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
IntegraFin Holdings Retained Earnings Historical Data
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The historical data trend for IntegraFin Holdings's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
IntegraFin Holdings (CHIX:IHPL) has a Retained Earnings of £221.8 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on IntegraFin Holdings and its competitors.
Is IntegraFin Holdings' Retained Earnings too high?
IntegraFin Holdings' current Retained Earnings is £221.8 Mil. Overall, IntegraFin Holdings has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IntegraFin Holdings' Retained Earnings compare to BLK and BX?
IntegraFin Holdings' Retained Earnings of £221.8 Mil can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Asset Management company?
A good Retained Earnings depends on the Asset Management industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on IntegraFin Holdings and its competitors. IntegraFin Holdings's current Retained Earnings is £221.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IntegraFin Holdings stock overvalued right now?
Based on GuruFocus' analysis, IntegraFin Holdings (CHIX:IHPL) is currently considered Fairly Valued. The stock's GF Value™ is £3.76, compared to a current price of £3.93 — trading 4.5% above its estimated fair value. The current Retained Earnings is £221.8 Mil. IntegraFin Holdings' overall GF Score™ is 92/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For IntegraFin Holdings (CHIX:IHPL), the current Retained Earnings is £221.8 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IntegraFin Holdings (CHIX:IHPL) Overvalued in 2026?
Based on GuruFocus' analysis, IntegraFin Holdings stock appears to be overvalued.
The current stock price of £3.93 is trading 4.5% above its estimated GF Value™ of £3.76.
GuruFocus considers IntegraFin Holdings to be Fairly Valued.
Key valuation signals for CHIX:IHPL:
Retained Earnings: £221.8 Mil
GF Value™: £3.76 vs. price of £3.93 (4.5% above fair value)
No single metric tells the full story. See the CHIX:IHPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IntegraFin Holdings PLC is a United Kingdom-based holding company providing platform services to clients and financial advisers. Its segments include Investment administration services performed by IFAL, the provider of the Transact wrap service, offering general investment accounts (GIA), acting as a SIPP operator and ISA manager, and serving as custodian for platform assets, which generates the majority of revenue. The Insurance and life assurance business comprises ILUK and ILInt, which provide pension and bond products on the Transact platform, and Adviser back-office technology includes T4A, which provides financial planning technology through the CURO adviser support system. The company derives the majority of its revenue from the United Kingdom.
92GF Score
Get the complete analysis for CHIX:IHPL
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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