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IntegraFin HoldingsCHIX:IHPL -1.19%90 3-Year ROIIC % is 0.21 as of Sep. 2025, which is 13% below its 10-year median of 0.24. GuruFocus rates CHIX:IHPL with a GF Score™ of 90/100 and a GF Value™ of £3.73 (Fairly Valued). The stock has 6 warning signs investors should review. Among 652 Asset Management companies, IntegraFin Holdings ranks worse than 55.98% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
IntegraFin Holdings's 3-Year ROIIC % for the quarter that ended in Sep. 2025 was 0.21%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for IntegraFin Holdings's 3-Year ROIIC % or its related term are showing as below:
CHIX:IHPl's 3-Year ROIIC % is ranked worse than 55.98% of 652
companies
in the Asset Management industry
Industry Median: 2.15
vs CHIX:IHPl: 0.21
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
IntegraFin Holdings 3-Year ROIIC % Related Terms
IntegraFin Holdings 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for IntegraFin Holdings's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:IHPL vs BLK, BX, KKR: 3-Year ROIIC % Comparison
For the Asset Management subindustry, IntegraFin Holdings's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IntegraFin Holdings 3-Year ROIIC % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, IntegraFin Holdings's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where IntegraFin Holdings's 3-Year ROIIC % falls into.
IntegraFin Holdings's 3-Year ROIIC % for the quarter that ended in Sep. 2025 is calculated as:
3-Year ROIIC %
=
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( 50.85905 (Sep. 2025) - 26.6 (Sep. 2022) )
/
( 33917.4 (Sep. 2025) - 22243.2 (Sep. 2022) )
=
24.25905
/
11674.2
=
0.21%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
IntegraFin Holdings (CHIX:IHPL) has a 3-Year ROIIC % of 0.21 as of Sep. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on IntegraFin Holdings and its competitors. This is 13% below median its historical median of 0.24. According to the industry distribution chart, IntegraFin Holdings ranks #365 out of 652 companies in the Asset Management industry, placing it in the top 56%.
Is IntegraFin Holdings' 3-Year ROIIC % too high?
IntegraFin Holdings' current 3-Year ROIIC % of 0.21 is 13% below median its 10-year median of 0.24. The Asset Management industry median 3-Year ROIIC % is 2.15. IntegraFin Holdings' value of 0.21 is 90.2% below this industry median. Based on the distribution chart, IntegraFin Holdings ranks #365 out of 652 companies in the Asset Management industry, which is below the industry midpoint. Overall, IntegraFin Holdings has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IntegraFin Holdings' 3-Year ROIIC % compare to BLK and BX?
According to the Asset Management industry distribution chart, IntegraFin Holdings ranks #365 out of 652 companies for 3-Year ROIIC %. This places IntegraFin Holdings in the lower half of its industry. The industry median 3-Year ROIIC % is 2.15. IntegraFin Holdings' value of 0.21 is 90.2% below this benchmark. While the company's 10-year median is 0.24 vs. the industry median of 2.15, IntegraFin Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Asset Management company?
The median 3-Year ROIIC % among Asset Management companies is 2.15, based on 652 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IntegraFin Holdings's current 3-Year ROIIC % of 0.21 is 90.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on IntegraFin Holdings and its competitors. For the Asset Management industry, the median 3-Year ROIIC % is 2.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IntegraFin Holdings's current 3-Year ROIIC % is 0.21, which is 13% below median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IntegraFin Holdings stock overvalued right now?
Based on GuruFocus' analysis, IntegraFin Holdings (CHIX:IHPL) is currently considered Fairly Valued. The stock's GF Value™ is £3.73, compared to a current price of £3.73 — trading right at its estimated fair value. The current 3-Year ROIIC % is 0.21, which is 13% below median its 10-year median of 0.24 and 90.2% below the Asset Management industry median of 2.15. IntegraFin Holdings' overall GF Score™ is 90/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For IntegraFin Holdings (CHIX:IHPL), the current 3-Year ROIIC % is 0.21 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IntegraFin Holdings (CHIX:IHPL) Overvalued in 2026?
Based on GuruFocus' analysis, IntegraFin Holdings stock appears to be undervalued.
The current stock price of £3.73 is trading 0% below its estimated GF Value™ of £3.73.
GuruFocus considers IntegraFin Holdings to be Fairly Valued.
Key valuation signals for CHIX:IHPL:
3-Year ROIIC %: 0.21 (13% below median its 10-year median of 0.24)
GF Value™: £3.73 vs. price of £3.73 (0% below fair value)
Industry Position: 90.2% below the Asset Management median (#365 of 652)
No single metric tells the full story. See the CHIX:IHPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IntegraFin Holdings PLC is a United Kingdom-based holding company providing platform services to clients and financial advisers. Its segments include Investment administration services performed by IFAL, the provider of the Transact wrap service, offering general investment accounts (GIA), acting as a SIPP operator and ISA manager, and serving as custodian for platform assets, which generates the majority of revenue. The Insurance and life assurance business comprises ILUK and ILInt, which provide pension and bond products on the Transact platform, and Adviser back-office technology includes T4A, which provides financial planning technology through the CURO adviser support system. The company derives the majority of its revenue from the United Kingdom.
90GF Score
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