IntegraFin Holdings (CHIX:IHPL) Risk Assessment

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:IHPL IntegraFin Holdings PLC CHIX:IHPL
91 GF Score
Price £3.93
GF Value £3.76
Valuation Fairly Valued
! 7 Warning Signs
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What is IntegraFin Holdings Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of IntegraFin Holdings is: Moderate Risk: Sensitive, better choose undervalued stock.

IntegraFin Holdings  (CHIX:IHPl) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

IntegraFin Holdings Risk Assessment Related Terms

CHIX:IHPL vs BLK, BX, KKR: Risk Assessment Comparison

For the Asset Management subindustry, IntegraFin Holdings's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

IntegraFin Holdings Risk Assessment vs Asset Management Industry

For the Asset Management industry and Financial Services sector, IntegraFin Holdings's Risk Assessment distribution charts can be found below:

* The bar in red indicates where IntegraFin Holdings's Risk Assessment falls into.


CHIX:IHPL
91GF Score
IntegraFin Holdings PLC CHIX:IHPL
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is IntegraFin Holdings (CHIX:IHPL) Overvalued in 2026?

Based on GuruFocus' analysis, IntegraFin Holdings stock appears to be overvalued. The current stock price of £3.93 is trading 4.5% above its estimated GF Value™ of £3.76. GuruFocus considers IntegraFin Holdings to be Fairly Valued.

Key valuation signals for CHIX:IHPL:

  • Risk Assessment:
  • GF Value™: £3.76 vs. price of £3.93 (4.5% above fair value)
  • GF Score™: 91/100 with 7 warning signs

No single metric tells the full story. See the CHIX:IHPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IntegraFin Holdings Business Description

Other Exchanges IHP:UK
Address 2 Gresham Street, 4th Floor, London, GBR, EC2V 7AD
IntegraFin Holdings PLC is a United Kingdom-based holding company providing platform services to clients and financial advisers. Its segments include Investment administration services performed by IFAL, the provider of the Transact wrap service, offering general investment accounts (GIA), acting as a SIPP operator and ISA manager, and serving as custodian for platform assets, which generates the majority of revenue. The Insurance and life assurance business comprises ILUK and ILInt, which provide pension and bond products on the Transact platform, and Adviser back-office technology includes T4A, which provides financial planning technology through the CURO adviser support system. The company derives the majority of its revenue from the United Kingdom.
91GF Score

Get the complete analysis for CHIX:IHPL

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£3.93
Price
£3.76
GF Value