Graubuendner Kantonalbank (LTS:0QLT) Financial Strength: 3 (As of Jun. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0QLT Graubuendner Kantonalbank LTS:0QLT
57 GF Score
Price CHF2,655.04
GF Value CHF1,868.17
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Graubuendner Kantonalbank Financial Strength?

Graubuendner Kantonalbank LTS:0QLT +2.35% 57 Financial Strength is 3 as of Jun. 2026, which is at its 10-year median of 3.00. GuruFocus rates LTS:0QLT with a GF Score™ of 57/100 and a GF Value™ of CHF1,868.17 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Graubuendner Kantonalbank has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

Graubuendner Kantonalbank displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Graubuendner Kantonalbank's interest coverage with the available data. Graubuendner Kantonalbank's debt to revenue ratio for the quarter that ended in Jun. 2026 was 12.91. Altman Z-Score does not apply to banks and insurance companies.


Graubuendner Kantonalbank  (LTS:0QLT) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Graubuendner Kantonalbank has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


Graubuendner Kantonalbank Financial Strength Related Terms

LTS:0QLT
57GF Score
Graubuendner Kantonalbank LTS:0QLT
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Graubuendner Kantonalbank Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Graubuendner Kantonalbank's Interest Expense for the months ended in Jun. 2026 was CHF-38.1 Mil. Its Operating Income for the months ended in Jun. 2026 was CHF0.0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was CHF7,237.0 Mil.

Graubuendner Kantonalbank's Interest Coverage for the quarter that ended in Jun. 2026 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Graubuendner Kantonalbank's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 7237) / 560.758
=12.91

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 3 mean?
Graubuendner Kantonalbank (LTS:0QLT) has a Financial Strength of 3 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Graubuendner Kantonalbank and its competitors. This is near median its historical median of 3.00. Over the past decade, Graubuendner Kantonalbank's Financial Strength has ranged from 2.00 to 5.00.
Is Graubuendner Kantonalbank's Financial Strength too high?
Graubuendner Kantonalbank's current Financial Strength of 3 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 5.00. Overall, Graubuendner Kantonalbank has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Graubuendner Kantonalbank's Financial Strength compare to competitors?
Graubuendner Kantonalbank's Financial Strength of 3 can be compared against companies in the Banks industry. Historically, Graubuendner Kantonalbank's own Financial Strength has ranged from 2.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Banks company?
A good Financial Strength depends on the Banks industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Graubuendner Kantonalbank and its competitors. Graubuendner Kantonalbank's current Financial Strength is 3, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Graubuendner Kantonalbank stock overvalued right now?
Based on GuruFocus' analysis, Graubuendner Kantonalbank (LTS:0QLT) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF1,868.17, compared to a current price of CHF2,655.04 — trading 42.1% above its estimated fair value. The current Financial Strength is 3, which is near median its 10-year median of 3.00. Graubuendner Kantonalbank's overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Graubuendner Kantonalbank (LTS:0QLT), the current Financial Strength is 3 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Graubuendner Kantonalbank (LTS:0QLT) Overvalued in 2026?

Based on GuruFocus' analysis, Graubuendner Kantonalbank stock appears to be overvalued. The current stock price of CHF2,655.04 is trading 42.1% above its estimated GF Value™ of CHF1,868.17. GuruFocus considers Graubuendner Kantonalbank to be Significantly Overvalued.

Key valuation signals for LTS:0QLT:

  • Financial Strength: 3 (near median its 10-year median of 3.00)
  • GF Value™: CHF1,868.17 vs. price of CHF2,655.04 (42.1% above fair value)
  • GF Score™: 57/100 with 8 warning signs

No single metric tells the full story. See the LTS:0QLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Graubuendner Kantonalbank Business Description

Other Exchanges GRKPz:UKGRKP:Switzerland
Address Postplatz, Chur, CHE, 7001
Graubuendner Kantonalbank is a banking corporation in Switzerland. It is engaged in providing banking products and service to private and corporate customers. The company provides a private account, savings accounts, foreign currency accounts, cards, payment services and others. It also provides mortgage facilities, loans, and advances. The company is also involved in providing financial advice, asset management, investment advice, pension and insurance and others.
57GF Score

Get the complete analysis for LTS:0QLT

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF2,655.04
Price
CHF1,868.17
GF Value