Graubuendner Kantonalbank (LTS:0QLT) Debt-to-Equity: 2.40 (As of Dec. 2025) — 46% Above Median

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LTS:0QLT Graubuendner Kantonalbank LTS:0QLT
65 GF Score
Price CHF2,379.97
GF Value CHF1,858.86
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Graubuendner Kantonalbank Debt-to-Equity?

Graubuendner Kantonalbank LTS:0QLT +0.42% 65 Debt-to-Equity is 2.40 as of Dec. 2025, which is 46% above its 10-year median of 1.64. GuruFocus rates LTS:0QLT with a GF Score™ of 65/100 and a GF Value™ of CHF1,858.86 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,422 Banks companies, Graubuendner Kantonalbank ranks worse than 88.26% on this metric.

Graubuendner Kantonalbank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was CHF0.0 Mil. Graubuendner Kantonalbank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was CHF7,144.0 Mil. Graubuendner Kantonalbank's Total Stockholders Equity for the quarter that ended in Dec. 2025 was CHF2,980.0 Mil. Graubuendner Kantonalbank's debt to equity for the quarter that ended in Dec. 2025 was 2.40.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Graubuendner Kantonalbank's Debt-to-Equity or its related term are showing as below:

LTS:0QLT' s Debt-to-Equity Range Over the Past 10 Years
Min: 1.24   Med: 1.64   Max: 2.4
Current: 2.4

During the past 13 years, the highest Debt-to-Equity Ratio of Graubuendner Kantonalbank was 2.40. The lowest was 1.24. And the median was 1.64.

LTS:0QLT's Debt-to-Equity is ranked worse than
88.26% of 1422 companies
in the Banks industry
Industry Median: 0.575 vs LTS:0QLT: 2.40

Graubuendner Kantonalbank  (LTS:0QLT) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Graubuendner Kantonalbank Debt-to-Equity Related Terms


Graubuendner Kantonalbank Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Graubuendner Kantonalbank's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Graubuendner Kantonalbank Debt-to-Equity Chart

Graubuendner Kantonalbank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.59 1.91 2.17 2.25 2.40

Graubuendner Kantonalbank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.17 2.23 2.25 2.32 2.40

Graubuendner Kantonalbank Debt-to-Equity Competitor Comparison

For the Banks - Regional subindustry, Graubuendner Kantonalbank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Graubuendner Kantonalbank Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Graubuendner Kantonalbank's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Graubuendner Kantonalbank's Debt-to-Equity falls into.


LTS:0QLT
65GF Score
Graubuendner Kantonalbank LTS:0QLT
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Graubuendner Kantonalbank Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Graubuendner Kantonalbank's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Graubuendner Kantonalbank's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 2.40 mean?
Graubuendner Kantonalbank (LTS:0QLT) has a Debt-to-Equity of 2.40 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Graubuendner Kantonalbank and its competitors. This is 46% above median its historical median of 1.64. Over the past decade, Graubuendner Kantonalbank's Debt-to-Equity has ranged from 1.24 to 2.40. According to the industry distribution chart, Graubuendner Kantonalbank ranks #1255 out of 1422 companies in the Banks industry, placing it in the top 88.3%.
Is Graubuendner Kantonalbank's Debt-to-Equity too high?
Graubuendner Kantonalbank's current Debt-to-Equity of 2.40 is 46% above median its 10-year median of 1.64. Over the past 10 years, this metric has ranged from a low of 1.24 to a high of 2.40. The Banks industry median Debt-to-Equity is 0.58. Graubuendner Kantonalbank's value of 2.40 is 317.4% above this industry median. Based on the distribution chart, Graubuendner Kantonalbank ranks #1255 out of 1422 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Graubuendner Kantonalbank has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Graubuendner Kantonalbank's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Graubuendner Kantonalbank ranks #1255 out of 1422 companies for Debt-to-Equity. This places Graubuendner Kantonalbank in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Graubuendner Kantonalbank's value of 2.40 is 317.4% above this benchmark. Historically, Graubuendner Kantonalbank's own Debt-to-Equity has ranged from 1.24 to 2.40 over the past decade. While the company's 10-year median is 1.64 vs. the industry median of 0.58, Graubuendner Kantonalbank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Graubuendner Kantonalbank's current Debt-to-Equity of 2.40 is 317.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Graubuendner Kantonalbank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Graubuendner Kantonalbank's current Debt-to-Equity is 2.40, which is 46% above median its own 10-year median of 1.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Graubuendner Kantonalbank stock overvalued right now?
Based on GuruFocus' analysis, Graubuendner Kantonalbank (LTS:0QLT) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF1,858.86, compared to a current price of CHF2,379.97 — trading 28% above its estimated fair value. The current Debt-to-Equity is 2.40, which is 46% above median its 10-year median of 1.64 and 317.4% above the Banks industry median of 0.58. Graubuendner Kantonalbank's overall GF Score™ is 65/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Graubuendner Kantonalbank (LTS:0QLT), the current Debt-to-Equity is 2.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Graubuendner Kantonalbank (LTS:0QLT) Overvalued in 2026?

Based on GuruFocus' analysis, Graubuendner Kantonalbank stock appears to be overvalued. The current stock price of CHF2,379.97 is trading 28% above its estimated GF Value™ of CHF1,858.86. GuruFocus considers Graubuendner Kantonalbank to be Modestly Overvalued.

Key valuation signals for LTS:0QLT:

  • Debt-to-Equity: 2.40 (46% above median its 10-year median of 1.64)
  • GF Value™: CHF1,858.86 vs. price of CHF2,379.97 (28% above fair value)
  • GF Score™: 65/100 with 9 warning signs
  • Industry Position: 317.4% above the Banks median (#1255 of 1422)

No single metric tells the full story. See the LTS:0QLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Graubuendner Kantonalbank Business Description

Other Exchanges GRKPz:UKGRKP:Switzerland
Address Postplatz, Chur, CHE, 7001
Graubuendner Kantonalbank is a banking corporation in Switzerland. It is engaged in providing banking products and service to private and corporate customers. The company provides a private account, savings accounts, foreign currency accounts, cards, payment services and others. It also provides mortgage facilities, loans, and advances. The company is also involved in providing financial advice, asset management, investment advice, pension and insurance and others.
65GF Score

Get the complete analysis for LTS:0QLT

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF2,379.97
Price
CHF1,858.86
GF Value