Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Graubuendner Kantonalbank's annualized net income for the quarter that ended in Dec. 2025 was CHF208.0 Mil. Graubuendner Kantonalbank's average shareholder tangible equity for the quarter that ended in Dec. 2025 was CHF2,932.6 Mil. Therefore, Graubuendner Kantonalbank's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 7.09%.
The historical rank and industry rank for Graubuendner Kantonalbank's Return-on-Tangible-Equity or its related term are showing as below:
LTS:0QLT'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 6.4 Med: 7.11 Max: 7.74
Current: 7.37
During the past 13 years, Graubuendner Kantonalbank's highest Return-on-Tangible-Equity was 7.74%. The lowest was 6.40%. And the median was 7.11%.
LTS:0QLT's Return-on-Tangible-Equity is ranked worse than 72.29% of 1523
companies
in the Banks industry
Industry Median: 11.19
vs LTS:0QLT: 7.37
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Graubuendner Kantonalbank Return-on-Tangible-Equity Related Terms
Graubuendner Kantonalbank Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Graubuendner Kantonalbank's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Graubuendner Kantonalbank's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Graubuendner Kantonalbank Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Graubuendner Kantonalbank's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Graubuendner Kantonalbank's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 7.09% mean?
Graubuendner Kantonalbank (LTS:0QLT) has a Return-on-Tangible-Equity of 7.09% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Graubuendner Kantonalbank and its competitors. This is near median its historical median of 7.11. Over the past decade, Graubuendner Kantonalbank's Return-on-Tangible-Equity has ranged from 6.40 to 7.74. According to the industry distribution chart, Graubuendner Kantonalbank ranks #1101 out of 1523 companies in the Banks industry, placing it in the top 72.3%.
Is Graubuendner Kantonalbank's Return-on-Tangible-Equity too high?
Graubuendner Kantonalbank's current Return-on-Tangible-Equity of 7.09% is near median its 10-year median of 7.11. Over the past 10 years, this metric has ranged from a low of 6.40 to a high of 7.74. The Banks industry median Return-on-Tangible-Equity is 11.19. Graubuendner Kantonalbank's value of 7.09% is 36.6% below this industry median. Based on the distribution chart, Graubuendner Kantonalbank ranks #1101 out of 1523 companies in the Banks industry, which is below the industry midpoint. Overall, Graubuendner Kantonalbank has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Graubuendner Kantonalbank's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Graubuendner Kantonalbank ranks #1101 out of 1523 companies for Return-on-Tangible-Equity. This places Graubuendner Kantonalbank in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.19. Graubuendner Kantonalbank's value of 7.09% is 36.6% below this benchmark. Historically, Graubuendner Kantonalbank's own Return-on-Tangible-Equity has ranged from 6.40 to 7.74 over the past decade. While the company's 10-year median is 7.11 vs. the industry median of 11.19, Graubuendner Kantonalbank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.19, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Graubuendner Kantonalbank's current Return-on-Tangible-Equity of 7.09% is 36.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Graubuendner Kantonalbank and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Graubuendner Kantonalbank's current Return-on-Tangible-Equity is 7.09%, which is near median its own 10-year median of 7.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Graubuendner Kantonalbank stock overvalued right now?
Based on GuruFocus' analysis, Graubuendner Kantonalbank (LTS:0QLT) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF1,854.35, compared to a current price of CHF2,280.03 — trading 23% above its estimated fair value. The current Return-on-Tangible-Equity is 7.09%, which is near median its 10-year median of 7.11 and 36.6% below the Banks industry median of 11.19. Graubuendner Kantonalbank's overall GF Score™ is 66/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Graubuendner Kantonalbank (LTS:0QLT), the current Return-on-Tangible-Equity is 7.09% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Graubuendner Kantonalbank (LTS:0QLT) Overvalued in 2026?
Based on GuruFocus' analysis, Graubuendner Kantonalbank stock appears to be overvalued.
The current stock price of CHF2,280.03 is trading 23% above its estimated GF Value™ of CHF1,854.35.
GuruFocus considers Graubuendner Kantonalbank to be Modestly Overvalued.
Key valuation signals for LTS:0QLT:
Return-on-Tangible-Equity: 7.09% (near median its 10-year median of 7.11)
GF Value™: CHF1,854.35 vs. price of CHF2,280.03 (23% above fair value)
Industry Position: 36.6% below the Banks median (#1101 of 1523)
No single metric tells the full story. See the LTS:0QLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Graubuendner Kantonalbank is a banking corporation in Switzerland. It is engaged in providing banking products and service to private and corporate customers. The company provides a private account, savings accounts, foreign currency accounts, cards, payment services and others. It also provides mortgage facilities, loans, and advances. The company is also involved in providing financial advice, asset management, investment advice, pension and insurance and others.
66GF Score
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