Graubuendner KantonalbankLTS:0QLT 65 Pretax Margin % is 43.81% as of Dec. 2025, which is 11% below its 10-year median of 49.02. GuruFocus rates LTS:0QLT with a GF Score™ of 65/100 and a GF Value™ of CHF1,852.99 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,530 Banks companies, Graubuendner Kantonalbank ranks better than 72.81% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Graubuendner Kantonalbank Pretax Margin % Related Terms
Graubuendner Kantonalbank Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Graubuendner Kantonalbank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Graubuendner Kantonalbank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Graubuendner Kantonalbank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Graubuendner Kantonalbank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Graubuendner Kantonalbank (LTS:0QLT) has a Pretax Margin % of 43.81% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Graubuendner Kantonalbank and its competitors. This is 11% below median its historical median of 49.02. Over the past decade, Graubuendner Kantonalbank's Pretax Margin % has ranged from 44.28 to 51.92. According to the industry distribution chart, Graubuendner Kantonalbank ranks #416 out of 1530 companies in the Banks industry, placing it in the top 27.2%.
Is Graubuendner Kantonalbank's Pretax Margin % too high?
Graubuendner Kantonalbank's current Pretax Margin % of 43.81% is 11% below median its 10-year median of 49.02. Over the past 10 years, this metric has ranged from a low of 44.28 to a high of 51.92. The Banks industry median Pretax Margin % is 34.72. Graubuendner Kantonalbank's value of 43.81% is 26.2% above this industry median. Based on the distribution chart, Graubuendner Kantonalbank ranks #416 out of 1530 companies in the Banks industry, which is above the industry midpoint. Overall, Graubuendner Kantonalbank has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Graubuendner Kantonalbank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Graubuendner Kantonalbank ranks #416 out of 1530 companies for Pretax Margin %. This puts Graubuendner Kantonalbank in the upper half of its industry. The industry median Pretax Margin % is 34.72. Graubuendner Kantonalbank's value of 43.81% is 26.2% above this benchmark. Historically, Graubuendner Kantonalbank's own Pretax Margin % has ranged from 44.28 to 51.92 over the past decade. While the company's 10-year median is 49.02 vs. the industry median of 34.72, Graubuendner Kantonalbank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Graubuendner Kantonalbank's current Pretax Margin % of 43.81% is 26.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Graubuendner Kantonalbank and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Graubuendner Kantonalbank's current Pretax Margin % is 43.81%, which is 11% below median its own 10-year median of 49.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Graubuendner Kantonalbank stock overvalued right now?
Based on GuruFocus' analysis, Graubuendner Kantonalbank (LTS:0QLT) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF1,852.99, compared to a current price of CHF2,299.97 — trading 24.1% above its estimated fair value. The current Pretax Margin % is 43.81%, which is 11% below median its 10-year median of 49.02 and 26.2% above the Banks industry median of 34.72. Graubuendner Kantonalbank's overall GF Score™ is 65/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Graubuendner Kantonalbank (LTS:0QLT), the current Pretax Margin % is 43.81% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Graubuendner Kantonalbank (LTS:0QLT) Overvalued in 2026?
Based on GuruFocus' analysis, Graubuendner Kantonalbank stock appears to be overvalued.
The current stock price of CHF2,299.97 is trading 24.1% above its estimated GF Value™ of CHF1,852.99.
GuruFocus considers Graubuendner Kantonalbank to be Modestly Overvalued.
Key valuation signals for LTS:0QLT:
Pretax Margin %: 43.81% (11% below median its 10-year median of 49.02)
GF Value™: CHF1,852.99 vs. price of CHF2,299.97 (24.1% above fair value)
Industry Position: 26.2% above the Banks median (#416 of 1530)
No single metric tells the full story. See the LTS:0QLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Graubuendner Kantonalbank is a banking corporation in Switzerland. It is engaged in providing banking products and service to private and corporate customers. The company provides a private account, savings accounts, foreign currency accounts, cards, payment services and others. It also provides mortgage facilities, loans, and advances. The company is also involved in providing financial advice, asset management, investment advice, pension and insurance and others.
65GF Score
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