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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Graubuendner Kantonalbank's retained earnings for the quarter that ended in Dec. 2025 was CHF1,560.0 Mil.
Graubuendner Kantonalbank's quarterly retained earnings
declined
from Dec. 2024 (CHF1,476.6 Mil) to Jun. 2025 (CHF1,458.2 Mil) but then
increased
from Jun. 2025 (CHF1,458.2 Mil) to Dec. 2025 (CHF1,560.0 Mil).
Graubuendner Kantonalbank's annual retained earnings
increased
from Dec. 2023 (CHF1,383.6 Mil) to Dec. 2024 (CHF1,476.6 Mil) and
increased
from Dec. 2024 (CHF1,476.6 Mil) to Dec. 2025 (CHF1,560.0 Mil).
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Graubuendner Kantonalbank Retained Earnings Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of CHF1,560.0 Mil mean?
Graubuendner Kantonalbank (LTS:0QLT) has a Retained Earnings of CHF1,560.0 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Graubuendner Kantonalbank and its competitors.
Is Graubuendner Kantonalbank's Retained Earnings too high?
Graubuendner Kantonalbank's current Retained Earnings is CHF1,560.0 Mil. Overall, Graubuendner Kantonalbank has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Graubuendner Kantonalbank's Retained Earnings compare to competitors?
Graubuendner Kantonalbank's Retained Earnings of CHF1,560.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Graubuendner Kantonalbank and its competitors. Graubuendner Kantonalbank's current Retained Earnings is CHF1,560.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Graubuendner Kantonalbank stock overvalued right now?
Based on GuruFocus' analysis, Graubuendner Kantonalbank (LTS:0QLT) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF1,856.41, compared to a current price of CHF2,269.97 — trading 22.3% above its estimated fair value. The current Retained Earnings is CHF1,560.0 Mil. Graubuendner Kantonalbank's overall GF Score™ is 65/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Graubuendner Kantonalbank (LTS:0QLT), the current Retained Earnings is CHF1,560.0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Graubuendner Kantonalbank (LTS:0QLT) Overvalued in 2026?
Based on GuruFocus' analysis, Graubuendner Kantonalbank stock appears to be overvalued.
The current stock price of CHF2,269.97 is trading 22.3% above its estimated GF Value™ of CHF1,856.41.
GuruFocus considers Graubuendner Kantonalbank to be Modestly Overvalued.
Key valuation signals for LTS:0QLT:
Retained Earnings: CHF1,560.0 Mil
GF Value™: CHF1,856.41 vs. price of CHF2,269.97 (22.3% above fair value)
No single metric tells the full story. See the LTS:0QLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Graubuendner Kantonalbank is a banking corporation in Switzerland. It is engaged in providing banking products and service to private and corporate customers. The company provides a private account, savings accounts, foreign currency accounts, cards, payment services and others. It also provides mortgage facilities, loans, and advances. The company is also involved in providing financial advice, asset management, investment advice, pension and insurance and others.
65GF Score
Get the complete analysis for LTS:0QLT
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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