What is Positive Physicians Holdings Financial Strength?
Positive Physicians Holdings has the Financial Strength Rank of 5.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors:
1. The debt burden that the company has as measured by its
Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3.
Altman Z-Score.
Positive Physicians Holdings's Interest Coverage for the quarter that ended in Jun. 2022 was 6.00.
Positive Physicians Holdings's debt to revenue ratio for the quarter that ended in Jun. 2022 was 0.14.
Altman Z-Score does not apply to banks and insurance companies.
Positive Physicians Holdings Financial Strength Calculation
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Positive Physicians Holdings's Interest Expense for the
months ended in Jun. 2022 was $-0.02 Mil. Its Operating Income for the
months ended in Jun. 2022 was $0.00 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2022 was $3.29 Mil.
Positive Physicians Holdings's Interest Coverage for the quarter that ended in Jun. 2022 is
The higher the ratio, the stronger the company's financial strength is.
2. Debt to revenue ratio. The lower, the better.
Positive Physicians Holdings's Debt to Revenue Ratio for the quarter that ended in Jun. 2022 is
3. Altman Z-Score.
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Altman Z-Score does not apply to banks and insurance companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Positive Physicians Holdings (Positive Physicians Holdings) Business Description
Traded in Other Exchanges
N/A
Address
850 Cassatt Road, Suite 220, 100 Berwyn Park, Berwyn, PA, USA, 19312
Positive Physicians Holdings Inc, through its subsidiaries, writes medical professional liability insurance for physicians, physician groups, and allied healthcare providers such as physician assistants and certified registered nurse practitioners. The insurance coverage offers claims-made coverage, claims-made plus, and occurrence-based policies, as well as tail coverage in Pennsylvania, New Jersey, Ohio, Delaware, Maryland, South Carolina, and Michigan. The company generates revenue in the form of net premiums, net investment income, and net realized and unrealized gains from investments.
Executives
| Brockman Paul Michael James |
director, 10 percent owner |
C/O 22 QUEEN STREET, WINDSOR PLACE, 3RD FLOOR, HAMILTON D0 HM 11 |
| Craig A Huff |
director, 10 percent owner |
650 MADISON AVENUE, 26TH FLOOR, NEW YORK NY 10022 |
| Enstar Group Ltd |
10 percent owner |
P.O. BOX HM 2267, WINDSOR PLACE, 3RD FL., 22 QUEEN STREET, HAMILTON D0 HM JX |
| Kenmare Holdings Ltd. |
10 percent owner |
P.O. BOX 2267, WINDSOR PLACE, 3RD FLOOR, 22 QUEEN STREET, HAMILTON D0 HM JX |
| Lewis S. Sharps |
director, officer: President and CEO |
100 BERWYN PARK, 850 CASSATT ROAD, SUITE 220, BERWYN PA 19312 |
| James L Zech |
director |
C/O ALTERRA CAPITAL HOLDINGS LIMITED, ALTERRA HOUSE, 2 FRONT STREET, HAMILTON BERMUDA D0 HM 11 |
| William E Hitselberger |
director |
PMA CAPITAL CORP, 1735 MARKET STREET STE 2800, PHILADELPHIA PA 19103 |
| Scott Carter Penwell |
director, officer: Secretary |
25 RACE AVENUE, LANCASTER PA 17603 |
| Matthew T. Popoli |
director, 10 percent owner |
3750 WEST DEERFIELD ROAD, RIVERWOODS IL 60015 |
| Insurance Capital Group, Llc |
10 percent owner |
767 FIFTH AVENUE, 16TH FLOOR, NEW YORK NY 10153 |
| Daniel Payne |
officer: Chief Financial Officer |
100 BERWYN PARK, 850 CASSATT ROAD, SUITE 220, BERWYN PA 19312 |
| Duncan Mclaughlin |
director, 10 percent owner |
100 BERWYN PARK, 850 CASSATT ROAD, SUITE 220, BERWYN PA 19312 |
| Stephen J. Johnson |
director |
100 BERWYN PARK, 850 CASSATT ROAD, SUITE 220, BERWYN PA 19312 |
| Enstar (us Asia-pac) Holdings Ltd |
10 percent owner |
3 GUILDFORD BUSINESS PARK, GUILDFORD X0 GU2 8XG |
| Enstar Holdings (us) Llc |
10 percent owner |
150 2ND AVENUE NORTH, 3RD FLOOR, ST. PETERSBURG FL 33701 |
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