Vinacafe Bien Hoa JSC (STC:VCF) Financial Strength: 10 (As of Mar. 2026) — 11% Above Median

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Director of Data and Quant Analytics at GuruFocus
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STC:VCF Vinacafe Bien Hoa JSC STC:VCF
73 GF Score
Price ₫293,600.00
GF Value ₫257,313.56
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Vinacafe Bien Hoa JSC Financial Strength?

Vinacafe Bien Hoa JSC STC:VCF 73 Financial Strength is 10 as of Mar. 2026, which is 11% above its 10-year median of 9.00. GuruFocus rates STC:VCF with a GF Score™ of 73/100 and a GF Value™ of ₫257,313.56 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Vinacafe Bien Hoa JSC has the Financial Strength Rank of 10. It shows strong financial strength and is unlikely to fall into distressed situations.

Good Sign:

Vinacafe Bien Hoa JSC shows strong financial strength.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Vinacafe Bien Hoa JSC's Interest Coverage for the quarter that ended in Mar. 2026 was 112.51. Vinacafe Bien Hoa JSC's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.07. As of today, Vinacafe Bien Hoa JSC's Altman Z-Score is 13.12.


Vinacafe Bien Hoa JSC  (STC:VCF) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Vinacafe Bien Hoa JSC has the Financial Strength Rank of 10. It shows strong financial strength and is unlikely to fall into distressed situations.


Vinacafe Bien Hoa JSC Financial Strength Related Terms


STC:VCF vs KHC, GIS: Financial Strength Comparison

For the Packaged Foods subindustry, Vinacafe Bien Hoa JSC's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vinacafe Bien Hoa JSC Financial Strength vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Vinacafe Bien Hoa JSC's Financial Strength distribution charts can be found below:

* The bar in red indicates where Vinacafe Bien Hoa JSC's Financial Strength falls into.


STC:VCF
73GF Score
Vinacafe Bien Hoa JSC STC:VCF
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vinacafe Bien Hoa JSC Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Vinacafe Bien Hoa JSC's Interest Expense for the months ended in Mar. 2026 was ₫-1,189 Mil. Its Operating Income for the months ended in Mar. 2026 was ₫133,775 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫0 Mil.

Vinacafe Bien Hoa JSC's Interest Coverage for the quarter that ended in Mar. 2026 is

Interest Coverage=-1*Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*133775.122/-1189.023
=112.51

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Vinacafe Bien Hoa JSC has enough cash to cover all of its debt. Its financial situation is stable.

2. Debt to revenue ratio. The lower, the better.

Vinacafe Bien Hoa JSC's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(193507.103 + 0) / 2644858.704
=0.07

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Vinacafe Bien Hoa JSC has a Z-score of 13.12, indicating it is in Safe Zones. This implies the Z-Score is strong.

Good Sign:

Altman Z-score of 13.12 is strong.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 10 mean?
Vinacafe Bien Hoa JSC (STC:VCF) has a Financial Strength of 10 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Vinacafe Bien Hoa JSC and its competitors. This is 11% above median its historical median of 9.00. Over the past decade, Vinacafe Bien Hoa JSC's Financial Strength has ranged from 6.00 to 10.00.
Is Vinacafe Bien Hoa JSC's Financial Strength too high?
Vinacafe Bien Hoa JSC's current Financial Strength of 10 is 11% above median its 10-year median of 9.00. Over the past 10 years, this metric has ranged from a low of 6.00 to a high of 10.00. Overall, Vinacafe Bien Hoa JSC has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vinacafe Bien Hoa JSC's Financial Strength compare to KHC and GIS?
Vinacafe Bien Hoa JSC's Financial Strength of 10 can be compared against companies in the Consumer Packaged Goods industry. Historically, Vinacafe Bien Hoa JSC's own Financial Strength has ranged from 6.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Consumer Packaged Goods company?
A good Financial Strength depends on the Consumer Packaged Goods industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Vinacafe Bien Hoa JSC and its competitors. Vinacafe Bien Hoa JSC's current Financial Strength is 10, which is 11% above median its own 10-year median of 9.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vinacafe Bien Hoa JSC stock overvalued right now?
Based on GuruFocus' analysis, Vinacafe Bien Hoa JSC (STC:VCF) is currently considered Modestly Overvalued. The stock's GF Value™ is ₫257,313.56, compared to a current price of ₫293,600.00 — trading 14.1% above its estimated fair value. The current Financial Strength is 10, which is 11% above median its 10-year median of 9.00. Vinacafe Bien Hoa JSC's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Vinacafe Bien Hoa JSC (STC:VCF), the current Financial Strength is 10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vinacafe Bien Hoa JSC (STC:VCF) Overvalued in 2026?

Based on GuruFocus' analysis, Vinacafe Bien Hoa JSC stock appears to be overvalued. The current stock price of ₫293,600.00 is trading 14.1% above its estimated GF Value™ of ₫257,313.56. GuruFocus considers Vinacafe Bien Hoa JSC to be Modestly Overvalued.

Key valuation signals for STC:VCF:

  • Financial Strength: 10 (11% above median its 10-year median of 9.00)
  • GF Value™: ₫257,313.56 vs. price of ₫293,600.00 (14.1% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the STC:VCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vinacafe Bien Hoa JSC Business Description

Address Bien Hoa Industrial Zone 1, Dong Nai Province, Bien Hoa City, VNM
Vinacafe Bien Hoa JSC is engaged in the manufacturing and selling of various kinds of coffee, instant cereal and non-alcoholic drinks in the domestic and oversea markets. Its products include roasted ground coffee, original instant coffee, instant milk coffee three in one and ginseng coffee four in one. The company operates in two main segments: coffee and non-alcoholic drinks; and others which include cereals and other items.
73GF Score

Get the complete analysis for STC:VCF

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫293,600.00
Price
₫257,313.56
GF Value