Vinacafe Bien Hoa JSCSTC:VCF +0.68%73 Interest Coverage is 112.51 as of Mar. 2026, which is 105% above its 10-year median of 54.99. GuruFocus rates STC:VCF with a GF Score™ of 73/100 and a GF Value™ of ₫256,141.65 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,513 Consumer Packaged Goods companies, Vinacafe Bien Hoa JSC ranks better than 80.3% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Vinacafe Bien Hoa JSC's
Operating Income
for the
three
months ended in Mar. 2026 was ₫133,775 Mil. Vinacafe Bien Hoa JSC's Interest Expense for the
three
months ended in Mar. 2026 was ₫-1,189 Mil.
Vinacafe Bien Hoa JSC's interest coverage for the quarter that ended in Mar. 2026 was 112.51.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Vinacafe Bien Hoa JSC has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Vinacafe Bien Hoa JSC's Interest Coverage or its related term are showing as below:
STC:VCF'
s Interest Coverage Range Over the Past 10 Years
Min: 30.48 Med: 54.99 Max: 97.54
Current: 63.65
STC:VCF's Interest Coverage is ranked better than 80.3% of 1513
companies
in the Consumer Packaged Goods industry
Industry Median: 8.61
vs STC:VCF: 63.65
Vinacafe Bien Hoa JSC (STC:VCF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Vinacafe Bien Hoa JSC Interest Coverage Related Terms
Vinacafe Bien Hoa JSC Interest Coverage Historical Data
* Premium members only.
The historical data trend for Vinacafe Bien Hoa JSC's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Packaged Foods subindustry, Vinacafe Bien Hoa JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vinacafe Bien Hoa JSC Interest Coverage vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Vinacafe Bien Hoa JSC's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Vinacafe Bien Hoa JSC's Interest Coverage falls into.
Vinacafe Bien Hoa JSC Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vinacafe Bien Hoa JSC (STC:VCF) has a Interest Coverage of 112.51 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vinacafe Bien Hoa JSC and its competitors. This is 105% above median its historical median of 54.99. Over the past decade, Vinacafe Bien Hoa JSC's Interest Coverage has ranged from 30.48 to 97.54. According to the industry distribution chart, Vinacafe Bien Hoa JSC ranks #298 out of 1513 companies in the Consumer Packaged Goods industry, placing it in the top 19.7%.
Is Vinacafe Bien Hoa JSC's Interest Coverage too high?
Vinacafe Bien Hoa JSC's current Interest Coverage of 112.51 is 105% above median its 10-year median of 54.99. Over the past 10 years, this metric has ranged from a low of 30.48 to a high of 97.54. The Consumer Packaged Goods industry median Interest Coverage is 8.61. Vinacafe Bien Hoa JSC's value of 112.51 is 1206.7% above this industry median. Based on the distribution chart, Vinacafe Bien Hoa JSC ranks #298 out of 1513 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, Vinacafe Bien Hoa JSC has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vinacafe Bien Hoa JSC's Interest Coverage compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Vinacafe Bien Hoa JSC ranks #298 out of 1513 companies for Interest Coverage. This places Vinacafe Bien Hoa JSC in the top 20% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.61. Vinacafe Bien Hoa JSC's value of 112.51 is 1206.7% above this benchmark. Historically, Vinacafe Bien Hoa JSC's own Interest Coverage has ranged from 30.48 to 97.54 over the past decade. While the company's 10-year median is 54.99 vs. the industry median of 8.61, Vinacafe Bien Hoa JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.61, based on 1,513 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vinacafe Bien Hoa JSC's current Interest Coverage of 112.51 is 1206.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vinacafe Bien Hoa JSC and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vinacafe Bien Hoa JSC's current Interest Coverage is 112.51, which is 105% above median its own 10-year median of 54.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vinacafe Bien Hoa JSC stock overvalued right now?
Based on GuruFocus' analysis, Vinacafe Bien Hoa JSC (STC:VCF) is currently considered Modestly Overvalued. The stock's GF Value™ is ₫256,141.65, compared to a current price of ₫297,500.00 — trading 16.1% above its estimated fair value. The current Interest Coverage is 112.51, which is 105% above median its 10-year median of 54.99 and 1206.7% above the Consumer Packaged Goods industry median of 8.61. Vinacafe Bien Hoa JSC's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Vinacafe Bien Hoa JSC (STC:VCF), the current Interest Coverage is 112.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vinacafe Bien Hoa JSC (STC:VCF) Overvalued in 2026?
Based on GuruFocus' analysis, Vinacafe Bien Hoa JSC stock appears to be overvalued.
The current stock price of ₫297,500.00 is trading 16.1% above its estimated GF Value™ of ₫256,141.65.
GuruFocus considers Vinacafe Bien Hoa JSC to be Modestly Overvalued.
Key valuation signals for STC:VCF:
Interest Coverage: 112.51 (105% above median its 10-year median of 54.99)
GF Value™: ₫256,141.65 vs. price of ₫297,500.00 (16.1% above fair value)
Industry Position: 1206.7% above the Consumer Packaged Goods median (#298 of 1513)
No single metric tells the full story. See the STC:VCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vinacafe Bien Hoa JSC is engaged in the manufacturing and selling of various kinds of coffee, instant cereal and non-alcoholic drinks in the domestic and oversea markets. Its products include roasted ground coffee, original instant coffee, instant milk coffee three in one and ginseng coffee four in one. The company operates in two main segments: coffee and non-alcoholic drinks; and others which include cereals and other items.
73GF Score
Get the complete analysis for STC:VCF
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