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Vinacafe Bien Hoa JSCSTC:VCF 74 Cash-to-Debt is 4.63 as of Jun. 2026, which is 203% above its 10-year median of 1.53. GuruFocus rates STC:VCF with a GF Score™ of 74/100 and a GF Value™ of ₫261,980.82 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,950 Consumer Packaged Goods companies, Vinacafe Bien Hoa JSC ranks better than 78.31% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Vinacafe Bien Hoa JSC's cash to debt ratio for the quarter that ended in Jun. 2026 was 4.63.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Vinacafe Bien Hoa JSCcould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Vinacafe Bien Hoa JSC's Cash-to-Debt or its related term are showing as below:
STC:VCF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.13 Med: 1.53 Max: 22.56
Current: 4.63
During the past 13 years, Vinacafe Bien Hoa JSC's highest Cash to Debt Ratio was 22.56. The lowest was 0.13. And the median was 1.53.
STC:VCF's Cash-to-Debt is ranked better than 78.31% of 1950
companies
in the Consumer Packaged Goods industry
Industry Median: 0.53
vs STC:VCF: 4.63
Vinacafe Bien Hoa JSC (STC:VCF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Vinacafe Bien Hoa JSC Cash-to-Debt Related Terms
Vinacafe Bien Hoa JSC Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Vinacafe Bien Hoa JSC's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Packaged Foods subindustry, Vinacafe Bien Hoa JSC's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vinacafe Bien Hoa JSC Cash-to-Debt vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Vinacafe Bien Hoa JSC's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Vinacafe Bien Hoa JSC's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vinacafe Bien Hoa JSC (STC:VCF) has a Cash-to-Debt of 4.63 as of Jun. 2026. This is 203% above median its historical median of 1.53. Over the past decade, Vinacafe Bien Hoa JSC's Cash-to-Debt has ranged from 0.13 to 22.56. According to the industry distribution chart, Vinacafe Bien Hoa JSC ranks #423 out of 1950 companies in the Consumer Packaged Goods industry, placing it in the top 21.7%.
Is Vinacafe Bien Hoa JSC's Cash-to-Debt too high?
Vinacafe Bien Hoa JSC's current Cash-to-Debt of 4.63 is 203% above median its 10-year median of 1.53. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 22.56. The Consumer Packaged Goods industry median Cash-to-Debt is 0.53. Vinacafe Bien Hoa JSC's value of 4.63 is 773.6% above this industry median. Based on the distribution chart, Vinacafe Bien Hoa JSC ranks #423 out of 1950 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, Vinacafe Bien Hoa JSC has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vinacafe Bien Hoa JSC's Cash-to-Debt compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Vinacafe Bien Hoa JSC ranks #423 out of 1950 companies for Cash-to-Debt. This places Vinacafe Bien Hoa JSC in the top 22% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 0.53. Vinacafe Bien Hoa JSC's value of 4.63 is 773.6% above this benchmark. Historically, Vinacafe Bien Hoa JSC's own Cash-to-Debt has ranged from 0.13 to 22.56 over the past decade. While the company's 10-year median is 1.53 vs. the industry median of 0.53, Vinacafe Bien Hoa JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Consumer Packaged Goods company?
The median Cash-to-Debt among Consumer Packaged Goods companies is 0.53, based on 1,950 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vinacafe Bien Hoa JSC's current Cash-to-Debt of 4.63 is 773.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Consumer Packaged Goods industry, the median Cash-to-Debt is 0.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vinacafe Bien Hoa JSC's current Cash-to-Debt is 4.63, which is 203% above median its own 10-year median of 1.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vinacafe Bien Hoa JSC stock overvalued right now?
Based on GuruFocus' analysis, Vinacafe Bien Hoa JSC (STC:VCF) is currently considered Fairly Valued. The stock's GF Value™ is ₫261,980.82, compared to a current price of ₫289,000.00 — trading 10.3% above its estimated fair value. The current Cash-to-Debt is 4.63, which is 203% above median its 10-year median of 1.53 and 773.6% above the Consumer Packaged Goods industry median of 0.53. Vinacafe Bien Hoa JSC's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Vinacafe Bien Hoa JSC (STC:VCF), the current Cash-to-Debt is 4.63 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vinacafe Bien Hoa JSC (STC:VCF) Overvalued in 2026?
Based on GuruFocus' analysis, Vinacafe Bien Hoa JSC stock appears to be overvalued.
The current stock price of ₫289,000.00 is trading 10.3% above its estimated GF Value™ of ₫261,980.82.
GuruFocus considers Vinacafe Bien Hoa JSC to be Fairly Valued.
Key valuation signals for STC:VCF:
Cash-to-Debt: 4.63 (203% above median its 10-year median of 1.53)
GF Value™: ₫261,980.82 vs. price of ₫289,000.00 (10.3% above fair value)
Industry Position: 773.6% above the Consumer Packaged Goods median (#423 of 1950)
No single metric tells the full story. See the STC:VCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vinacafe Bien Hoa JSC is engaged in the manufacturing and selling of various kinds of coffee, instant cereal and non-alcoholic drinks in the domestic and oversea markets. Its products include roasted ground coffee, original instant coffee, instant milk coffee three in one and ginseng coffee four in one. The company operates in two main segments: coffee and non-alcoholic drinks; and others which include cereals and other items.
74GF Score
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