Vinacafe Bien Hoa JSC (STC:VCF) Net Interest Income: ₫46,426 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:VCF Vinacafe Bien Hoa JSC STC:VCF
74 GF Score
Price ₫289,000.00
GF Value ₫261,980.82
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Vinacafe Bien Hoa JSC Net Interest Income?

Vinacafe Bien Hoa JSC STC:VCF 74 Net Interest Income is ₫46,426 Mil as of Jun. 2026. GuruFocus rates STC:VCF with a GF Score™ of 74/100 and a GF Value™ of ₫261,980.82 (Fairly Valued). The stock has 7 warning signs investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. Vinacafe Bien Hoa JSC's net interest income for the three months ended in Jun. 2026 was ₫6,395 Mil. Its net interest income for the trailing twelve months (TTM) ended in Jun. 2026 was ₫46,426 Mil.


Vinacafe Bien Hoa JSC Net Interest Income Related Terms


Vinacafe Bien Hoa JSC Net Interest Income Historical Data

* Premium members only.

The historical data trend for Vinacafe Bien Hoa JSC's Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vinacafe Bien Hoa JSC Net Interest Income Chart

Vinacafe Bien Hoa JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 57,470.92 34,051.47 78,327.56 89,459.00 78,314.90

Vinacafe Bien Hoa JSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23,250.38 22,194.73 11,473.63 6,362.78 6,394.89
STC:VCF
74GF Score
Vinacafe Bien Hoa JSC STC:VCF
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vinacafe Bien Hoa JSC Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫46,426 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of ₫46,426 Mil mean?
Vinacafe Bien Hoa JSC (STC:VCF) has a Net Interest Income of ₫46,426 Mil as of Jun. 2026.
Is Vinacafe Bien Hoa JSC's Net Interest Income too high?
Vinacafe Bien Hoa JSC's current Net Interest Income is ₫46,426 Mil. Overall, Vinacafe Bien Hoa JSC has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vinacafe Bien Hoa JSC's Net Interest Income compare to KHC and GIS?
Vinacafe Bien Hoa JSC's Net Interest Income of ₫46,426 Mil can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for a Consumer Packaged Goods company?
A good Net Interest Income depends on the Consumer Packaged Goods industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. Vinacafe Bien Hoa JSC's current Net Interest Income is ₫46,426 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vinacafe Bien Hoa JSC stock overvalued right now?
Based on GuruFocus' analysis, Vinacafe Bien Hoa JSC (STC:VCF) is currently considered Fairly Valued. The stock's GF Value™ is ₫261,980.82, compared to a current price of ₫289,000.00 — trading 10.3% above its estimated fair value. The current Net Interest Income is ₫46,426 Mil. Vinacafe Bien Hoa JSC's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For Vinacafe Bien Hoa JSC (STC:VCF), the current Net Interest Income is ₫46,426 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vinacafe Bien Hoa JSC (STC:VCF) Overvalued in 2026?

Based on GuruFocus' analysis, Vinacafe Bien Hoa JSC stock appears to be overvalued. The current stock price of ₫289,000.00 is trading 10.3% above its estimated GF Value™ of ₫261,980.82. GuruFocus considers Vinacafe Bien Hoa JSC to be Fairly Valued.

Key valuation signals for STC:VCF:

  • Net Interest Income: ₫46,426 Mil
  • GF Value™: ₫261,980.82 vs. price of ₫289,000.00 (10.3% above fair value)
  • GF Score™: 74/100 with 7 warning signs

No single metric tells the full story. See the STC:VCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vinacafe Bien Hoa JSC Business Description

Address Bien Hoa Industrial Zone 1, Dong Nai Province, Bien Hoa City, VNM
Vinacafe Bien Hoa JSC is engaged in the manufacturing and selling of various kinds of coffee, instant cereal and non-alcoholic drinks in the domestic and oversea markets. Its products include roasted ground coffee, original instant coffee, instant milk coffee three in one and ginseng coffee four in one. The company operates in two main segments: coffee and non-alcoholic drinks; and others which include cereals and other items.
74GF Score

Get the complete analysis for STC:VCF

Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫289,000.00
Price
₫261,980.82
GF Value