Glarner Kantonalbank (XSWX:GLKBN) Financial Strength: 2 (As of Dec. 2025) — Near Median

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XSWX:GLKBN Glarner Kantonalbank XSWX:GLKBN
58 GF Score
Price CHF25.10
GF Value CHF21.05
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Glarner Kantonalbank Financial Strength?

Glarner Kantonalbank XSWX:GLKBN 58 Financial Strength is 2 as of Dec. 2025, which is at its 10-year median of 2.00. GuruFocus rates XSWX:GLKBN with a GF Score™ of 58/100 and a GF Value™ of CHF21.05 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Glarner Kantonalbank has the Financial Strength Rank of 2. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

Glarner Kantonalbank displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Glarner Kantonalbank's interest coverage with the available data. Glarner Kantonalbank's debt to revenue ratio for the quarter that ended in Dec. 2025 was 31.89. Altman Z-Score does not apply to banks and insurance companies.


Glarner Kantonalbank  (XSWX:GLKBN) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Glarner Kantonalbank has the Financial Strength Rank of 2. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


Glarner Kantonalbank Financial Strength Related Terms

XSWX:GLKBN
58GF Score
Glarner Kantonalbank XSWX:GLKBN
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Glarner Kantonalbank Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Glarner Kantonalbank's Interest Expense for the months ended in Dec. 2025 was CHF-28.17 Mil. Its Operating Income for the months ended in Dec. 2025 was CHF0.00 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was CHF3,045.34 Mil.

Glarner Kantonalbank's Interest Coverage for the quarter that ended in Dec. 2025 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Glarner Kantonalbank's Debt to Revenue Ratio for the quarter that ended in Dec. 2025 is

Debt to Revenue Ratio=Total Debt (Q: Dec. 2025 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 3045.342) / 95.51
=31.89

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 2 mean?
Glarner Kantonalbank (XSWX:GLKBN) has a Financial Strength of 2 as of Dec. 2025. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Glarner Kantonalbank and its competitors. This is near median its historical median of 2.00. Over the past decade, Glarner Kantonalbank's Financial Strength has ranged from 1.00 to 5.00.
Is Glarner Kantonalbank's Financial Strength too high?
Glarner Kantonalbank's current Financial Strength of 2 is near median its 10-year median of 2.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 5.00. Overall, Glarner Kantonalbank has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Glarner Kantonalbank's Financial Strength compare to PNC and USB?
Glarner Kantonalbank's Financial Strength of 2 can be compared against companies in the Banks industry. Historically, Glarner Kantonalbank's own Financial Strength has ranged from 1.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Banks company?
A good Financial Strength depends on the Banks industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Glarner Kantonalbank and its competitors. Glarner Kantonalbank's current Financial Strength is 2, which is near median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Glarner Kantonalbank stock overvalued right now?
Based on GuruFocus' analysis, Glarner Kantonalbank (XSWX:GLKBN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF21.05, compared to a current price of CHF25.10 — trading 19.2% above its estimated fair value. The current Financial Strength is 2, which is near median its 10-year median of 2.00. Glarner Kantonalbank's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Glarner Kantonalbank (XSWX:GLKBN), the current Financial Strength is 2 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Glarner Kantonalbank (XSWX:GLKBN) Overvalued in 2026?

Based on GuruFocus' analysis, Glarner Kantonalbank stock appears to be overvalued. The current stock price of CHF25.10 is trading 19.2% above its estimated GF Value™ of CHF21.05. GuruFocus considers Glarner Kantonalbank to be Modestly Overvalued.

Key valuation signals for XSWX:GLKBN:

  • Financial Strength: 2 (near median its 10-year median of 2.00)
  • GF Value™: CHF21.05 vs. price of CHF25.10 (19.2% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the XSWX:GLKBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Glarner Kantonalbank Business Description

Other Exchanges GLKBNz:UK0QV3:UKGLR:Germany
Address Hauptstrasse 21, PO Box 365, Glarus, CHE, 8750
Glarner Kantonalbank provides banking and financial services. Its services includes e-banking, private, savings, and investment banking services. It focuses on the mortgage and savings business as well as the asset management and investment business. The Bank provides its services to customers in the Canton of Glarus and in the neighboring economic area.
58GF Score

Get the complete analysis for XSWX:GLKBN

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF25.10
Price
CHF21.05
GF Value