ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Glarner Kantonalbank's annualizedNet Income for the quarter that ended in Dec. 2025 was CHF24.81 Mil.
Glarner Kantonalbank's average Total Assets over the quarter that ended in Dec. 2025 was CHF9,136.44 Mil. Therefore, Glarner Kantonalbank's annualized ROA % for the quarter that ended in Dec. 2025 was 0.27%.
The historical rank and industry rank for Glarner Kantonalbank's ROA % or its related term are showing as below:
XSWX:GLKBN'
s ROA % Range Over the Past 10 Years
Min: 0.24 Med: 0.34 Max: 0.41
Current: 0.24
During the past 13 years, Glarner Kantonalbank's highest ROA % was 0.41%. The lowest was 0.24%. And the median was 0.34%.
XSWX:GLKBN's ROA % is ranked worse than 89.03% of 1532
companies
in the Banks industry
Industry Median: 0.98
vs XSWX:GLKBN: 0.24
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Glarner Kantonalbank's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Glarner Kantonalbank ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Glarner Kantonalbank's ROA % distribution charts can be found below:
* The bar in red indicates where Glarner Kantonalbank's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Glarner Kantonalbank (XSWX:GLKBN) has a ROA % of 0.27% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Glarner Kantonalbank and its competitors. This is 21% below median its historical median of 0.34. Over the past decade, Glarner Kantonalbank's ROA % has ranged from 0.24 to 0.41. According to the industry distribution chart, Glarner Kantonalbank ranks #1364 out of 1532 companies in the Banks industry, placing it in the top 89%.
Is Glarner Kantonalbank's ROA % too high?
Glarner Kantonalbank's current ROA % of 0.27% is 21% below median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 0.41. The Banks industry median ROA % is 0.98. Glarner Kantonalbank's value of 0.27% is 72.4% below this industry median. Based on the distribution chart, Glarner Kantonalbank ranks #1364 out of 1532 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Glarner Kantonalbank has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Glarner Kantonalbank's ROA % compare to PNC and USB?
According to the Banks industry distribution chart, Glarner Kantonalbank ranks #1364 out of 1532 companies for ROA %. This places Glarner Kantonalbank in the lower half of its industry. The industry median ROA % is 0.98. Glarner Kantonalbank's value of 0.27% is 72.4% below this benchmark. Historically, Glarner Kantonalbank's own ROA % has ranged from 0.24 to 0.41 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 0.98, Glarner Kantonalbank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Glarner Kantonalbank's current ROA % of 0.27% is 72.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Glarner Kantonalbank and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Glarner Kantonalbank's current ROA % is 0.27%, which is 21% below median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Glarner Kantonalbank stock overvalued right now?
Based on GuruFocus' analysis, Glarner Kantonalbank (XSWX:GLKBN) is currently considered Fairly Valued. The stock's GF Value™ is CHF21.84, compared to a current price of CHF23.60 — trading 8.1% above its estimated fair value. The current ROA % is 0.27%, which is 21% below median its 10-year median of 0.34 and 72.4% below the Banks industry median of 0.98. Glarner Kantonalbank's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Glarner Kantonalbank (XSWX:GLKBN), the current ROA % is 0.27% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Glarner Kantonalbank (XSWX:GLKBN) Overvalued in 2026?
Based on GuruFocus' analysis, Glarner Kantonalbank stock appears to be overvalued.
The current stock price of CHF23.60 is trading 8.1% above its estimated GF Value™ of CHF21.84.
GuruFocus considers Glarner Kantonalbank to be Fairly Valued.
Key valuation signals for XSWX:GLKBN:
ROA %: 0.27% (21% below median its 10-year median of 0.34)
GF Value™: CHF21.84 vs. price of CHF23.60 (8.1% above fair value)
Industry Position: 72.4% below the Banks median (#1364 of 1532)
No single metric tells the full story. See the XSWX:GLKBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Glarner Kantonalbank provides banking and financial services. Its services includes e-banking, private, savings, and investment banking services. It focuses on the mortgage and savings business as well as the asset management and investment business. The Bank provides its services to customers in the Canton of Glarus and in the neighboring economic area.
58GF Score
Get the complete analysis for XSWX:GLKBN
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XSWX:GLKBN has been successfully added to your 
