Glarner KantonalbankXSWX:GLKBN +1.69%58 Return-on-Tangible-Asset is 0.27% as of Dec. 2025, which is 21% below its 10-year median of 0.34. GuruFocus rates XSWX:GLKBN with a GF Score™ of 58/100 and a GF Value™ of CHF21.91 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, Glarner Kantonalbank ranks worse than 89.19% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Glarner Kantonalbank's annualizedNet Income for the quarter that ended in Dec. 2025 was CHF24.81 Mil. Glarner Kantonalbank's average total tangible assets for the quarter that ended in Dec. 2025 was CHF9,136.44 Mil. Therefore, Glarner Kantonalbank's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 0.27%.
The historical rank and industry rank for Glarner Kantonalbank's Return-on-Tangible-Asset or its related term are showing as below:
XSWX:GLKBN'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.24 Med: 0.34 Max: 0.41
Current: 0.24
During the past 13 years, Glarner Kantonalbank's highest Return-on-Tangible-Asset was 0.41%. The lowest was 0.24%. And the median was 0.34%.
XSWX:GLKBN's Return-on-Tangible-Asset is ranked worse than 89.19% of 1527
companies
in the Banks industry
Industry Median: 0.99
vs XSWX:GLKBN: 0.24
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Glarner Kantonalbank Return-on-Tangible-Asset Related Terms
Glarner Kantonalbank Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Glarner Kantonalbank's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:GLKBN vs PNC, USB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Glarner Kantonalbank's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Glarner Kantonalbank Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Glarner Kantonalbank's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Glarner Kantonalbank's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 0.27% mean?
Glarner Kantonalbank (XSWX:GLKBN) has a Return-on-Tangible-Asset of 0.27% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Glarner Kantonalbank and its competitors. This is 21% below median its historical median of 0.34. Over the past decade, Glarner Kantonalbank's Return-on-Tangible-Asset has ranged from 0.24 to 0.41. According to the industry distribution chart, Glarner Kantonalbank ranks #1362 out of 1527 companies in the Banks industry, placing it in the top 89.2%.
Is Glarner Kantonalbank's Return-on-Tangible-Asset too high?
Glarner Kantonalbank's current Return-on-Tangible-Asset of 0.27% is 21% below median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 0.41. The Banks industry median Return-on-Tangible-Asset is 0.99. Glarner Kantonalbank's value of 0.27% is 72.7% below this industry median. Based on the distribution chart, Glarner Kantonalbank ranks #1362 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Glarner Kantonalbank has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Glarner Kantonalbank's Return-on-Tangible-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Glarner Kantonalbank ranks #1362 out of 1527 companies for Return-on-Tangible-Asset. This places Glarner Kantonalbank in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Glarner Kantonalbank's value of 0.27% is 72.7% below this benchmark. Historically, Glarner Kantonalbank's own Return-on-Tangible-Asset has ranged from 0.24 to 0.41 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 0.99, Glarner Kantonalbank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Glarner Kantonalbank's current Return-on-Tangible-Asset of 0.27% is 72.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Glarner Kantonalbank and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Glarner Kantonalbank's current Return-on-Tangible-Asset is 0.27%, which is 21% below median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Glarner Kantonalbank stock overvalued right now?
Based on GuruFocus' analysis, Glarner Kantonalbank (XSWX:GLKBN) is currently considered Fairly Valued. The stock's GF Value™ is CHF21.91, compared to a current price of CHF24.00 — trading 9.5% above its estimated fair value. The current Return-on-Tangible-Asset is 0.27%, which is 21% below median its 10-year median of 0.34 and 72.7% below the Banks industry median of 0.99. Glarner Kantonalbank's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Glarner Kantonalbank (XSWX:GLKBN), the current Return-on-Tangible-Asset is 0.27% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Glarner Kantonalbank (XSWX:GLKBN) Overvalued in 2026?
Based on GuruFocus' analysis, Glarner Kantonalbank stock appears to be overvalued.
The current stock price of CHF24.00 is trading 9.5% above its estimated GF Value™ of CHF21.91.
GuruFocus considers Glarner Kantonalbank to be Fairly Valued.
Key valuation signals for XSWX:GLKBN:
Return-on-Tangible-Asset: 0.27% (21% below median its 10-year median of 0.34)
GF Value™: CHF21.91 vs. price of CHF24.00 (9.5% above fair value)
Industry Position: 72.7% below the Banks median (#1362 of 1527)
No single metric tells the full story. See the XSWX:GLKBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Glarner Kantonalbank provides banking and financial services. Its services includes e-banking, private, savings, and investment banking services. It focuses on the mortgage and savings business as well as the asset management and investment business. The Bank provides its services to customers in the Canton of Glarus and in the neighboring economic area.
58GF Score
Get the complete analysis for XSWX:GLKBN
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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