Qgo Finance (BOM:538646) GF Value Rank: 4 (As of Sep. 07, 2026) — 20% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:538646 Qgo Finance Ltd BOM:538646
72 GF Score
Price ₹41.62
GF Value ₹75.06
Valuation Possible Value Trap
! 2 Warning Signs
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What is Qgo Finance GF Value Rank?

Qgo Finance BOM:538646 -1.93% 72 GF Value Rank is 4 as of Sep. 07, 2026, which is 20% below its 10-year median of 5.00. GuruFocus rates BOM:538646 with a GF Score™ of 72/100 and a GF Value™ of ₹75.06 (Possible Value Trap). The stock has 2 warning signs investors should review.

Qgo Finance has the GF Value Rank of 4.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Qgo Finance GF Value Rank Related Terms


BOM:538646 vs V, MA, AXP: GF Value Rank Comparison

For the Credit Services subindustry, Qgo Finance's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qgo Finance GF Value Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Qgo Finance's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Qgo Finance's GF Value Rank falls into.


BOM:538646
72GF Score
Qgo Finance Ltd BOM:538646
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 4 mean?
Qgo Finance (BOM:538646) has a GF Value Rank of 4 as of Sep. 07, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Qgo Finance and its competitors. This is 20% below median its historical median of 5.00. Over the past decade, Qgo Finance's GF Value Rank has ranged from 2.00 to 10.00.
Is Qgo Finance's GF Value Rank too high?
Qgo Finance's current GF Value Rank of 4 is 20% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 10.00. Overall, Qgo Finance has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Qgo Finance's GF Value Rank compare to V and MA?
Qgo Finance's GF Value Rank of 4 can be compared against companies in the Credit Services industry. Historically, Qgo Finance's own GF Value Rank has ranged from 2.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Credit Services company?
A good GF Value Rank depends on the Credit Services industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Qgo Finance and its competitors. Qgo Finance's current GF Value Rank is 4, which is 20% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qgo Finance stock overvalued right now?
Based on GuruFocus' analysis, Qgo Finance (BOM:538646) is currently considered Possible Value Trap. The stock's GF Value™ is ₹75.06, compared to a current price of ₹41.62 — trading 44.6% below its estimated fair value. The current GF Value Rank is 4, which is 20% below median its 10-year median of 5.00. Qgo Finance's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Qgo Finance (BOM:538646), the current GF Value Rank is 4 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qgo Finance (BOM:538646) Overvalued in 2026?

Based on GuruFocus' analysis, Qgo Finance stock appears to be undervalued. The current stock price of ₹41.62 is trading 44.6% below its estimated GF Value™ of ₹75.06. GuruFocus considers Qgo Finance to be Possible Value Trap.

Key valuation signals for BOM:538646:

  • GF Value Rank: 4 (20% below median its 10-year median of 5.00)
  • GF Value™: ₹75.06 vs. price of ₹41.62 (44.6% below fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the BOM:538646 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qgo Finance Business Description

Address TTC Industrial Area, 3rd Floor, A-514, MIDC, Mahape, Navi Mumbai, Thane, MH, IND, 400701
Qgo Finance Ltd is a Non-Banking Finance Company. It offers business loans, project finance loans, personal loans, and gold loans among others. The firm derives revenue in the form of interest from financial services provided. Geographically, the company operates in India. The company also provides services such as consultancy and advisory services, service/funding for Project loan, and peripheral tier-I satellite cities (presently in MMR).
72GF Score

Get the complete analysis for BOM:538646

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹41.62
Price
₹75.06
GF Value