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Qgo FinanceBOM:538646 +0.40%72 5-Year Yield-on-Cost % is 1.50 as of Sep. 01, 2026, which is 69% above its 10-year median of 0.89. GuruFocus rates BOM:538646 with a GF Score™ of 72/100 and a GF Value™ of ₹74.86 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 206 Credit Services companies, Qgo Finance ranks worse than 73.79% on this metric.
Qgo Finance's yield on cost for the quarter that ended in Jun. 2026 was 1.50.
The historical rank and industry rank for Qgo Finance's 5-Year Yield-on-Cost % or its related term are showing as below:
BOM:538646'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.34 Med: 0.89 Max: 1.63
Current: 1.5
During the past 13 years, Qgo Finance's highest Yield on Cost was 1.63. The lowest was 0.34. And the median was 0.89.
BOM:538646's 5-Year Yield-on-Cost % is ranked worse than 73.79% of 206
companies
in the Credit Services industry
Industry Median: 4.435
vs BOM:538646: 1.50
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Qgo Finance 5-Year Yield-on-Cost % Related Terms
BOM:538646 vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, Qgo Finance's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qgo Finance 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Qgo Finance's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Qgo Finance's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Qgo Finance is calculated as
Qgo Finance (BOM:538646) has a 5-Year Yield-on-Cost % of 1.50 as of Sep. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Qgo Finance and its competitors. This is 69% above median its historical median of 0.89. Over the past decade, Qgo Finance's 5-Year Yield-on-Cost % has ranged from 0.34 to 1.63. According to the industry distribution chart, Qgo Finance ranks #152 out of 206 companies in the Credit Services industry, placing it in the top 73.8%.
Is Qgo Finance's 5-Year Yield-on-Cost % too high?
Qgo Finance's current 5-Year Yield-on-Cost % of 1.50 is 69% above median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 1.63. The Credit Services industry median 5-Year Yield-on-Cost % is 4.44. Qgo Finance's value of 1.50 is 66.2% below this industry median. Based on the distribution chart, Qgo Finance ranks #152 out of 206 companies in the Credit Services industry, which is below the industry midpoint. Overall, Qgo Finance has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Qgo Finance's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Qgo Finance ranks #152 out of 206 companies for 5-Year Yield-on-Cost %. This places Qgo Finance in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.44. Qgo Finance's value of 1.50 is 66.2% below this benchmark. Historically, Qgo Finance's own 5-Year Yield-on-Cost % has ranged from 0.34 to 1.63 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 4.44, Qgo Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.44, based on 206 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qgo Finance's current 5-Year Yield-on-Cost % of 1.50 is 66.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Qgo Finance and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qgo Finance's current 5-Year Yield-on-Cost % is 1.50, which is 69% above median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qgo Finance stock overvalued right now?
Based on GuruFocus' analysis, Qgo Finance (BOM:538646) is currently considered Possible Value Trap. The stock's GF Value™ is ₹74.86, compared to a current price of ₹40.17 — trading 46.3% below its estimated fair value. The current 5-Year Yield-on-Cost % is 1.50, which is 69% above median its 10-year median of 0.89 and 66.2% below the Credit Services industry median of 4.44. Qgo Finance's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Qgo Finance (BOM:538646), the current 5-Year Yield-on-Cost % is 1.50 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qgo Finance (BOM:538646) Overvalued in 2026?
Based on GuruFocus' analysis, Qgo Finance stock appears to be undervalued.
The current stock price of ₹40.17 is trading 46.3% below its estimated GF Value™ of ₹74.86.
GuruFocus considers Qgo Finance to be Possible Value Trap.
Key valuation signals for BOM:538646:
5-Year Yield-on-Cost %: 1.50 (69% above median its 10-year median of 0.89)
GF Value™: ₹74.86 vs. price of ₹40.17 (46.3% below fair value)
Industry Position: 66.2% below the Credit Services median (#152 of 206)
No single metric tells the full story. See the BOM:538646 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qgo Finance Ltd is a Non-Banking Finance Company. It offers business loans, project finance loans, personal loans, and gold loans among others. The firm derives revenue in the form of interest from financial services provided. Geographically, the company operates in India. The company also provides services such as consultancy and advisory services, service/funding for Project loan, and peripheral tier-I satellite cities (presently in MMR).
72GF Score
Get the complete analysis for BOM:538646
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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