Qgo FinanceBOM:538646 -1.97%74 Quick Ratio is 103.37 as of Mar. 2026, which is 9% below its 10-year median of 114.05. GuruFocus rates BOM:538646 with a GF Score™ of 74/100 and a GF Value™ of ₹71.77 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 392 Credit Services companies, Qgo Finance ranks better than 79.85% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Qgo Finance's quick ratio for the quarter that ended in Mar. 2026 was 103.37.
Qgo Finance has a quick ratio of 103.37. It generally indicates good short-term financial strength.
The historical rank and industry rank for Qgo Finance's Quick Ratio or its related term are showing as below:
BOM:538646'
s Quick Ratio Range Over the Past 10 Years
Min: 32.05 Med: 114.05 Max: 689.63
Current: 103.37
During the past 13 years, Qgo Finance's highest Quick Ratio was 689.63. The lowest was 32.05. And the median was 114.05.
BOM:538646's Quick Ratio is ranked better than 79.85% of 392
companies
in the Credit Services industry
Industry Median: 4.52
vs BOM:538646: 103.37
Qgo Finance (BOM:538646) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Qgo Finance Quick Ratio Related Terms
Qgo Finance Quick Ratio Historical Data
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The historical data trend for Qgo Finance's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Qgo Finance's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qgo Finance Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Qgo Finance's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Qgo Finance's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Qgo Finance's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qgo Finance (BOM:538646) has a Quick Ratio of 103.37 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Qgo Finance and its competitors. This is near median its historical median of 114.05. Over the past decade, Qgo Finance's Quick Ratio has ranged from 32.05 to 689.63. According to the industry distribution chart, Qgo Finance ranks #79 out of 392 companies in the Credit Services industry, placing it in the top 20.2%.
Is Qgo Finance's Quick Ratio too high?
Qgo Finance's current Quick Ratio of 103.37 is near median its 10-year median of 114.05. Over the past 10 years, this metric has ranged from a low of 32.05 to a high of 689.63. The Credit Services industry median Quick Ratio is 4.52. Qgo Finance's value of 103.37 is 2186.9% above this industry median. Based on the distribution chart, Qgo Finance ranks #79 out of 392 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Qgo Finance has a GF Score™ of 74/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Qgo Finance's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Qgo Finance ranks #79 out of 392 companies for Quick Ratio. This places Qgo Finance in the top 20% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 4.52. Qgo Finance's value of 103.37 is 2186.9% above this benchmark. Historically, Qgo Finance's own Quick Ratio has ranged from 32.05 to 689.63 over the past decade. While the company's 10-year median is 114.05 vs. the industry median of 4.52, Qgo Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.52, based on 392 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qgo Finance's current Quick Ratio of 103.37 is 2186.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Qgo Finance and its competitors. For the Credit Services industry, the median Quick Ratio is 4.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qgo Finance's current Quick Ratio is 103.37, which is near median its own 10-year median of 114.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qgo Finance stock overvalued right now?
Based on GuruFocus' analysis, Qgo Finance (BOM:538646) is currently considered Possible Value Trap. The stock's GF Value™ is ₹71.77, compared to a current price of ₹41.40 — trading 42.3% below its estimated fair value. The current Quick Ratio is 103.37, which is near median its 10-year median of 114.05 and 2186.9% above the Credit Services industry median of 4.52. Qgo Finance's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Qgo Finance (BOM:538646), the current Quick Ratio is 103.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qgo Finance (BOM:538646) Overvalued in 2026?
Based on GuruFocus' analysis, Qgo Finance stock appears to be undervalued.
The current stock price of ₹41.40 is trading 42.3% below its estimated GF Value™ of ₹71.77.
GuruFocus considers Qgo Finance to be Possible Value Trap.
Key valuation signals for BOM:538646:
Quick Ratio: 103.37 (near median its 10-year median of 114.05)
GF Value™: ₹71.77 vs. price of ₹41.40 (42.3% below fair value)
Industry Position: 2186.9% above the Credit Services median (#79 of 392)
No single metric tells the full story. See the BOM:538646 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qgo Finance Ltd is a Non-Banking Finance Company. It offers business loans, project finance loans, personal loans, and gold loans among others. The firm derives revenue in the form of interest from financial services provided. Geographically, the company operates in India. The company also provides services such as consultancy and advisory services, service/funding for Project loan, and peripheral tier-I satellite cities (presently in MMR).
74GF Score
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