TCBS (Texas Community Bancshares) Growth Rank: 4 (As of Aug. 25, 2026) — 33% Above Median

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TCBS Texas Community Bancshares Inc TCBS
64 GF Score
Price $17.46
GF Value $22.76
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Texas Community Bancshares Growth Rank?

Texas Community Bancshares TCBS -0.26% 64 Growth Rank is 4 as of Aug. 25, 2026, which is 33% above its 10-year median of 3.00. GuruFocus rates TCBS with a GF Score™ of 64/100 and a GF Value™ of $22.76 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Texas Community Bancshares has the Growth Rank of 4.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Texas Community Bancshares Growth Rank Related Terms

TCBS vs DENI, TBBC, FSBH: Growth Rank Comparison

For the Banks - Regional subindustry, Texas Community Bancshares's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Texas Community Bancshares Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Texas Community Bancshares's Growth Rank distribution charts can be found below:

* The bar in red indicates where Texas Community Bancshares's Growth Rank falls into.


TCBS
64GF Score
Texas Community Bancshares Inc TCBS
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 4 mean?
Texas Community Bancshares (TCBS) has a Growth Rank of 4 as of Aug. 25, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Texas Community Bancshares and its competitors. This is 33% above median its historical median of 3.00. Over the past decade, Texas Community Bancshares' Growth Rank has ranged from 2.00 to 5.00.
Is Texas Community Bancshares' Growth Rank too high?
Texas Community Bancshares' current Growth Rank of 4 is 33% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 5.00. Overall, Texas Community Bancshares has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Texas Community Bancshares' Growth Rank compare to DENI and TBBC?
Texas Community Bancshares' Growth Rank of 4 can be compared against companies in the Banks industry. Historically, Texas Community Bancshares' own Growth Rank has ranged from 2.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Texas Community Bancshares and its competitors. Texas Community Bancshares's current Growth Rank is 4, which is 33% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Texas Community Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Texas Community Bancshares (TCBS) is currently considered Modestly Undervalued. The stock's GF Value™ is $22.76, compared to a current price of $17.46 — trading 23.3% below its estimated fair value. The current Growth Rank is 4, which is 33% above median its 10-year median of 3.00. Texas Community Bancshares' overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Texas Community Bancshares (TCBS), the current Growth Rank is 4 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Texas Community Bancshares (TCBS) Overvalued in 2026?

Based on GuruFocus' analysis, Texas Community Bancshares stock appears to be undervalued. The current stock price of $17.46 is trading 23.3% below its estimated GF Value™ of $22.76. GuruFocus considers Texas Community Bancshares to be Modestly Undervalued.

Key valuation signals for TCBS:

  • Growth Rank: 4 (33% above median its 10-year median of 3.00)
  • GF Value™: $22.76 vs. price of $17.46 (23.3% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the TCBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Texas Community Bancshares Business Description

Address 215 West Broad Street, Mineola, TX, USA, 75773
Texas Community Bancshares Inc is a holding company. The company's business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations and borrowings from the Federal Home Loan Bank of Dallas, in residential real estate loans, commercial real estate loans, and, to a lesser extent, commercial loans, construction and land loans, and consumer and other loans. Its portfolio segments are real estate, agriculture, commercial, consumer, and other.
64GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.46
Price
$22.76
GF Value