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Texas Community BancsharesTCBS 60 Shareholder Yield % is 30.57% as of Mar. 2026, which is 2365% above its 10-year median of 1.24. GuruFocus rates TCBS with a GF Score™ of 60/100 and a GF Value™ of $22.08 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,496 Banks companies, Texas Community Bancshares ranks better than 92.91% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Texas Community Bancshares's Shareholder Yield % was 30.57%.
Texas Community Bancshares (NAS:TCBS) Shareholder Yield % Explanation
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Texas Community Bancshares Shareholder Yield % Related Terms
Texas Community Bancshares Shareholder Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Texas Community Bancshares Shareholder Yield % Chart
TCBS vs PVBK, FGFI, DENI: Shareholder Yield % Comparison
For the Banks - Regional subindustry, Texas Community Bancshares's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Texas Community Bancshares Shareholder Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Texas Community Bancshares's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Texas Community Bancshares's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Texas Community Bancshares (TCBS) has a Shareholder Yield % of 30.57% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Texas Community Bancshares and its competitors. This is 2365% above median its historical median of 1.24. According to the industry distribution chart, Texas Community Bancshares ranks #106 out of 1496 companies in the Banks industry, placing it in the top 7.1%.
Is Texas Community Bancshares' Shareholder Yield % too high?
Texas Community Bancshares' current Shareholder Yield % of 30.57% is 2365% above median its 10-year median of 1.24. The Banks industry median Shareholder Yield % is 1.52. Texas Community Bancshares' value of 30.57% is 1911.2% above this industry median. Based on the distribution chart, Texas Community Bancshares ranks #106 out of 1496 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Texas Community Bancshares has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Texas Community Bancshares' Shareholder Yield % compare to PVBK and FGFI?
According to the Banks industry distribution chart, Texas Community Bancshares ranks #106 out of 1496 companies for Shareholder Yield %. This places Texas Community Bancshares in the top 7% of its industry — outperforming the majority of peers. The industry median Shareholder Yield % is 1.52. Texas Community Bancshares' value of 30.57% is 1911.2% above this benchmark. While the company's 10-year median is 1.24 vs. the industry median of 1.52, Texas Community Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.52, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Texas Community Bancshares's current Shareholder Yield % of 30.57% is 1911.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Texas Community Bancshares and its competitors. For the Banks industry, the median Shareholder Yield % is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Texas Community Bancshares's current Shareholder Yield % is 30.57%, which is 2365% above median its own 10-year median of 1.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Texas Community Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Texas Community Bancshares (TCBS) is currently considered Modestly Undervalued. The stock's GF Value™ is $22.08, compared to a current price of $17.46 — trading 20.9% below its estimated fair value. The current Shareholder Yield % is 30.57%, which is 2365% above median its 10-year median of 1.24 and 1911.2% above the Banks industry median of 1.52. Texas Community Bancshares' overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Texas Community Bancshares (TCBS), the current Shareholder Yield % is 30.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Texas Community Bancshares (TCBS) Overvalued in 2026?
Based on GuruFocus' analysis, Texas Community Bancshares stock appears to be undervalued.
The current stock price of $17.46 is trading 20.9% below its estimated GF Value™ of $22.08.
GuruFocus considers Texas Community Bancshares to be Modestly Undervalued.
Key valuation signals for TCBS:
Shareholder Yield %: 30.57% (2365% above median its 10-year median of 1.24)
GF Value™: $22.08 vs. price of $17.46 (20.9% below fair value)
Industry Position: 1911.2% above the Banks median (#106 of 1496)
No single metric tells the full story. See the TCBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Texas Community Bancshares Inc is a holding company. The company's business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations and borrowings from the Federal Home Loan Bank of Dallas, in residential real estate loans, commercial real estate loans, and, to a lesser extent, commercial loans, construction and land loans, and consumer and other loans. Its portfolio segments are real estate, agriculture, commercial, consumer, and other.
60GF Score
Get the complete analysis for TCBS
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