FKYS (First Keystone) Profitability Rank: 4 (As of Jun. 2026) — 20% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FKYS First Keystone Corp FKYS
58 GF Score
Price $18.87
GF Value $18.40
Valuation Fairly Valued
! 8 Warning Signs
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What is First Keystone Profitability Rank?

First Keystone FKYS -0.37% 58 Profitability Rank is 4 as of Jun. 2026, which is 20% below its 10-year median of 5.00. GuruFocus rates FKYS with a GF Score™ of 58/100 and a GF Value™ of $18.40 (Fairly Valued). The stock has 8 warning signs investors should review.

First Keystone has the Profitability Rank of 4.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

First Keystone's Operating Margin % for the quarter that ended in Jun. 2026 was 34.68%. As of today, First Keystone's Piotroski F-Score is 7.


First Keystone Profitability Rank Related Terms


FKYS vs SFBC, CNBP, KTHN: Profitability Rank Comparison

For the Banks - Regional subindustry, First Keystone's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Keystone Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, First Keystone's Profitability Rank distribution charts can be found below:

* The bar in red indicates where First Keystone's Profitability Rank falls into.


FKYS
58GF Score
First Keystone Corp FKYS
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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First Keystone Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

First Keystone has the Profitability Rank of 4.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

First Keystone's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=4.322 / 12.461
=34.68 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Good Sign:

Piotroski F-Score is 7, indicates a very healthy situation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

First Keystone has an F-score of 7. It is a good or high score, which usually indicates a very healthy situation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 4 mean?
First Keystone (FKYS) has a Profitability Rank of 4 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on First Keystone and its competitors. This is 20% below median its historical median of 5.00. Over the past decade, First Keystone's Profitability Rank has ranged from 4.00 to 6.00.
Is First Keystone's Profitability Rank too high?
First Keystone's current Profitability Rank of 4 is 20% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 6.00. Overall, First Keystone has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Keystone's Profitability Rank compare to SFBC and CNBP?
First Keystone's Profitability Rank of 4 can be compared against companies in the Banks industry. Historically, First Keystone's own Profitability Rank has ranged from 4.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on First Keystone and its competitors. First Keystone's current Profitability Rank is 4, which is 20% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Keystone stock overvalued right now?
Based on GuruFocus' analysis, First Keystone (FKYS) is currently considered Fairly Valued. The stock's GF Value™ is $18.40, compared to a current price of $18.87 — trading 2.6% above its estimated fair value. The current Profitability Rank is 4, which is 20% below median its 10-year median of 5.00. First Keystone's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For First Keystone (FKYS), the current Profitability Rank is 4 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Keystone (FKYS) Overvalued in 2026?

Based on GuruFocus' analysis, First Keystone stock appears to be overvalued. The current stock price of $18.87 is trading 2.6% above its estimated GF Value™ of $18.40. GuruFocus considers First Keystone to be Fairly Valued.

Key valuation signals for FKYS:

  • Profitability Rank: 4 (20% below median its 10-year median of 5.00)
  • GF Value™: $18.40 vs. price of $18.87 (2.6% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the FKYS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Keystone Business Description

Address 111 West Front Street, Berwick, PA, USA, 18603
First Keystone Corp is a full-service commercial bank that provides a variety of services to individuals and small to medium-sized businesses in the Northeastern Pennsylvania area. The bank accepts time, demand, and savings deposits and offers both secured and unsecured loans for commercial, real estate, agricultural, and consumer needs. Additionally, the bank provides personal and corporate trust and agency services, which include trust investment accounts, investment advisory services, mutual funds, estate planning, and the management of pension and profit-sharing plans.
58GF Score

Get the complete analysis for FKYS

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.87
Price
$18.40
GF Value