FKYS (First Keystone) Long-Term Debt: $131.00 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FKYS First Keystone Corp FKYS
50 GF Score
Price $19.00
GF Value $18.16
Valuation Fairly Valued
! 8 Warning Signs
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What is First Keystone Long-Term Debt?

First Keystone FKYS -0.99% 50 Long-Term Debt is $131.00 Mil as of Mar. 2026. GuruFocus rates FKYS with a GF Score™ of 50/100 and a GF Value™ of $18.16 (Fairly Valued). The stock has 8 warning signs investors should review.

First Keystone's Long-Term Debt for the quarter that ended in Mar. 2026 was $131.00 Mil.

First Keystone's quarterly Long-Term Debt stayed the same from Sep. 2025 ($131.00 Mil) to Dec. 2025 ($131.00 Mil) and stayed the same from Dec. 2025 ($131.00 Mil) to Mar. 2026 ($131.00 Mil).

First Keystone's annual Long-Term Debt declined from Dec. 2023 ($147.00 Mil) to Dec. 2024 ($131.00 Mil) but then stayed the same from Dec. 2024 ($131.00 Mil) to Dec. 2025 ($131.00 Mil).

First Keystone  (OTCPK:FKYS) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

First Keystone Long-Term Debt Related Terms

First Keystone Long-Term Debt Historical Data

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The historical data trend for First Keystone's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Keystone Long-Term Debt Chart

First Keystone Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 60.00 50.00 147.00 131.00 131.00

First Keystone Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 131.00 131.00 131.00 131.00 131.00
FKYS
50GF Score
First Keystone Corp FKYS
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $131.00 Mil mean?
First Keystone (FKYS) has a Long-Term Debt of $131.00 Mil as of Mar. 2026.
Is First Keystone's Long-Term Debt too high?
First Keystone's current Long-Term Debt is $131.00 Mil. Overall, First Keystone has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Keystone's Long-Term Debt compare to CNBP and UNB?
First Keystone's Long-Term Debt of $131.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. First Keystone's current Long-Term Debt is $131.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Keystone stock overvalued right now?
Based on GuruFocus' analysis, First Keystone (FKYS) is currently considered Fairly Valued. The stock's GF Value™ is $18.16, compared to a current price of $19.00 — trading 4.6% above its estimated fair value. The current Long-Term Debt is $131.00 Mil. First Keystone's overall GF Score™ is 50/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For First Keystone (FKYS), the current Long-Term Debt is $131.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Keystone (FKYS) Overvalued in 2026?

Based on GuruFocus' analysis, First Keystone stock appears to be overvalued. The current stock price of $19.00 is trading 4.6% above its estimated GF Value™ of $18.16. GuruFocus considers First Keystone to be Fairly Valued.

Key valuation signals for FKYS:

  • Long-Term Debt: $131.00 Mil
  • GF Value™: $18.16 vs. price of $19.00 (4.6% above fair value)
  • GF Score™: 50/100 with 8 warning signs

No single metric tells the full story. See the FKYS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Keystone Business Description

Address 111 West Front Street, Berwick, PA, USA, 18603
First Keystone Corp is a full-service commercial bank that provides a variety of services to individuals and small to medium-sized businesses in the Northeastern Pennsylvania area. The bank accepts time, demand, and savings deposits and offers both secured and unsecured loans for commercial, real estate, agricultural, and consumer needs. Additionally, the bank provides personal and corporate trust and agency services, which include trust investment accounts, investment advisory services, mutual funds, estate planning, and the management of pension and profit-sharing plans.
50GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.00
Price
$18.16
GF Value